Nonprofit · EIN 91-6035624
HEBREW FREE LOAN ASSOCIATION
Tax-exempt (reinstated) · MERCER ISLAND, WA 98040
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $488,913 | $254,489 | $234,424 | $1,110,018 | $4,910 | $1,105,108 |
| December 31, 2024 | 990 | $265,618 | $135,377 | $130,241 | $881,673 | $13,580 | $868,093 |
| December 31, 2023 | 990 | $228,157 | $127,933 | $100,224 | $744,598 | $14,549 | $730,049 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $487,441
- Program service revenue
- $0
- Investment income
- $1,472
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $67,777
- Compensation of officers, directors and key employees
- $103,006
- Salaries, compensation and benefits (total)
- $122,113
- Professional fundraising fees
- $0
- Accounting fees
- $9,075
- Program services (functional)
- $161,324
- Management and general (functional)
- $40,807
- Fundraising (functional)
- $52,357
Balance sheet and other
- Total assets, start of year
- $881,673
- Total assets, end of year
- $1,110,018
- Total liabilities, end of year
- $4,910
- Net assets, end of year
- $1,105,108
- Net assets without donor restrictions
- $1,070,153
- Net assets with donor restrictions
- $34,954
- Gross receipts
- $488,913
- Employees
- 2
- Volunteers
- 0
- Year formed
- 1914
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Rose Yu | Executive Director starting March 16 2025 Officer | 32 | $52,705 |
| Maura Roberts | Executive Director through April 15 2025 Officer | 32 | $17,500 |
| Bill Hochberg | President Trustee or director, Officer | 4 | $0 |
| David Berkman | Treasurer Trustee or director, Officer | 2 | $0 |
| Esther Horowitz | Director Trustee or director | 1 | $0 |
| Gina Gonchar | Director Trustee or director | 2 | $0 |
| Josh Johnson | Secretary Trustee or director, Officer | 2 | $0 |
| Kari Haas | Past President Trustee or director, Officer | 1 | $0 |
| Kelly Finkel | Director Trustee or director | 1 | $0 |
| Lou Berg | Director Trustee or director | 1 | $0 |
| Lou Kotler | Director Trustee or director, Officer | 2 | $0 |
| Maria Hodgins | Director Trustee or director | 1 | $0 |
| Ori Ravid | Vice President Trustee or director, Officer | 2 | $0 |
| Suzie Dadoun | Director Trustee or director | 1 | $0 |
| Julia Abelev | Director Trustee or director | 1 | $0 |
4 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Sam Blum | Director Trustee or director | 1 | $0 |
| Sam Mezistrano | Director Trustee or director | 1 | $0 |
| Gabe Scherzer | Director Trustee or director, Officer | 1 | $0 |
| Judie Scherr | Director Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 15 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Maura Roberts | Executive Director Key employee, Highest-paid employee | 32 | $38,200 |
| Melissa Gianotti | Assistant to the Executive Director Key employee | 15 | $29,858 |
| Gabe Scherzer | Secretary Trustee or director, Officer | 0 | $0 |
| Julia Abelev | Past President Trustee or director, Officer | 0 | $0 |
| Louis Kotler | Treasurer Trustee or director, Officer | 0 | $0 |
| Kari Haas | President Trustee or director, Officer | 0 | $0 |
| Judi Scherr | Director Trustee or director | 0 | $0 |
| Louis Berg | Director Trustee or director | 0 | $0 |
| William Hochberg | Vice President Trustee or director, Officer | 0 | $0 |
| Suzie Dadoun | Director Trustee or director | 0 | $0 |
| Sam Mezistrano | Assistant Treasurer Trustee or director, Officer | 0 | $0 |
| David Berkman | Director Trustee or director | 0 | $0 |
| Ori Ravid | Director Trustee or director | 0 | $0 |
| Sam Blum | Director Trustee or director | 0 | $0 |
| Esther Horowitz | Director Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Maura Roberts | Executive Director Key employee, Highest-paid employee | 32 | $38,200 | $38,200 |
| Melissa Gianotti | Assistant to the Executive Director Key employee | 15 | $24,437 | $24,437 |
| Gabe Scherzer | Secretary Trustee or director, Officer | 0 | $0 | $0 |
| Julia Abelev | Past President Trustee or director, Officer | 0 | $0 | $0 |
| Louis Kotler | Treasurer Trustee or director, Officer | 0 | $0 | $0 |
| Kari Haas | President Trustee or director, Officer | 0 | $0 | $0 |
| Judi Scherr | Director Trustee or director | 0 | $0 | $0 |
| Louis Berg | Director Trustee or director | 0 | $0 | $0 |
| William Hochberg | Vice President Trustee or director, Officer | 0 | $0 | $0 |
| Eli Bernaker | Director Trustee or director | 0 | $0 | $0 |
| Rachel Franco | Director Trustee or director | 0 | $0 | $0 |
| David Berkman | Director Trustee or director | 0 | $0 | $0 |
| Sam Mezistrano | Assistant Treasurer Trustee or director, Officer | 0 | $0 | $0 |
| Louis Isquith | Director Trustee or director | 0 | $0 | $0 |
| Suzie Dadoun | Director Trustee or director | 0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 141, MERCER ISLAND, WA 98040-0141
- In care of
- % KARI HAAS
- Mailing address (990-N for 2017)
- PO BOX 141, MERCER ISLAND WA 98040
- Principal officer (990 for 2025)
- William Hochberg, PO BOX 141, MERCER ISLAND, WA 98040
- Principal officer (990-N for 2017)
- MAURA ROBERTS, PO BOX 141, MERCER ISLAND WA 98040
- Signed the 990
- David, Berkman
- Phone
- (206) 397-0005
- Website
- WWW.HFLAWA.ORG
Mission
Provides confidential interest-free loans that help members of the Jewish community in Washington State overcome financial challenges build resilience and create opportunities.
Program accomplishments
- HFLA provides confidential interest-free loans to members of the Jewish community in Washington State to help them overcome financial challenges build resilience and create opportunities. During 2025 HFLA issued 49 interest-free loans totaling 218,250 including 16 student loans totaling 92,500 and 33 general loans totaling 125,750. Outstanding loan receivables at year-end totaled 815,993 reflecting the largest revolving loan portfolio in HFLAs history.Expenses $93,547
- Scholarship Program: During 2025 HFLA awarded 20 scholarships totaling 67,777 to eligible recipients pursuing post-secondary education. Following completion of the 2025 scholarship cycle the Board concluded that concentrating resources on HFLAs core interest-free loan programs would better advance the organizations long-term mission and therefore discontinued the scholarship program beginning in 2026.Expenses $67,777 · grants $67,777
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-6035624
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2011
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P60)
- Assets (IRS master file)
- $1,110,018
- Income (IRS master file)
- $488,913
Revocation and reinstatement
- Exemption revoked
- May 15, 2010
- Posted by the IRS
- June 9, 2011
- Reinstated
- Effective May 15, 2010
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $488,913 | $254,489 | $1,110,018 | XML |
| 990 | December 2024 | $265,618 | $135,377 | $881,673 | XML |
| 990 | December 2023 | $228,157 | $127,933 | $744,598 | XML |
| 990 | December 2022 | $192,640 | $86,358 | $637,486 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990-N for 2017 Officer: MAURA ROBERTS | December 31, 2017 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-6035624).
Questions about HEBREW FREE LOAN ASSOCIATION
- What is the EIN of HEBREW FREE LOAN ASSOCIATION?
- The employer identification number (EIN) of HEBREW FREE LOAN ASSOCIATION is 91-6035624.
- Is HEBREW FREE LOAN ASSOCIATION tax-exempt?
- Yes. The IRS revoked its exemption on May 15, 2010 and reinstated it effective May 15, 2010.
- Are donations to HEBREW FREE LOAN ASSOCIATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HEBREW FREE LOAN ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HEBREW FREE LOAN ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HEBREW FREE LOAN ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HEBREW FREE LOAN ASSOCIATION?
- The 990 for the year ended December 31, 2025 names William Hochberg.
- Who are the officers and directors of HEBREW FREE LOAN ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 19 people; 2 received compensation from the organization, the highest $52,705 (Rose Yu, Executive Director starting March 16 2025).
- How much revenue does HEBREW FREE LOAN ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $488,913, expenses of $254,489 and total assets of $1,110,018 at year end.
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