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Nonprofit · EIN 91-0596314

CREDIT UNIONS IN THE STATE OF WASHINGTON

Also known as MOUNTAINCREST CREDIT UNION

Tax-exempt · ARLINGTON, WA 98223

Financials

$7.7M$5.3M2023$8.3M$6.5M2024$9.1M$7.2M2025
Revenue Expenses · by fiscal year end
Financials of CREDIT UNIONS IN THE STATE OF WASHINGTON by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$9,105,376$7,225,029$1,880,347$153,345,759$132,218,613$21,127,146
December 31, 2024990$8,261,050$6,458,111$1,802,939$145,439,467$126,292,362$19,147,105
December 31, 2023990$7,731,884$5,347,652$2,384,232$141,424,855$124,332,133$17,092,722
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$7,300,660
Investment income
$1,701,712
Other revenue
$103,004

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$492,455
Other salaries and wages
$1,210,158
Salaries, compensation and benefits (total)
$2,138,995
Professional fundraising fees
$0
Legal fees
$3,365
Accounting fees
$29,946
Occupancy
$235,484
Travel
$8,638
Depreciation
$70,248

Balance sheet and other

Total assets, start of year
$145,439,467
Total assets, end of year
$153,345,759
Total liabilities, end of year
$132,218,613
Net assets, end of year
$21,127,146
Land, buildings and equipment
$2,741,636
Gross unrelated business income
$106,578
Gross receipts
$9,105,376
Employees
29
Volunteers
13
Year formed
1934
State of legal domicile
WA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
LINDSEY WELCHCEO
Officer
40$206,680$21,787
SUSAN WEBSTERCEO (THRU 7/25)
Officer
40$141,346$26,453
MICHELLE HARRYMANCFO
Officer
40$97,389$10,830
BRUCE LANDREBOARD CHAIRPERSON
Trustee or director, Officer
1$0$0
SHIRLEY BRADFORDBOARD VICE-CHAIRPERSON
Trustee or director, Officer
1$0$0
DONALD HOLDRIDGEBOARD SECRETARY/TREASURER
Trustee or director, Officer
1$0$0
PHIL MITCHELLBOARD MEMBER
Trustee or director
1$0$0
KELVIN SMITHBOARD MEMBER
Trustee or director
1$0$0
DAVID ELLERBOARD MEMBER
Trustee or director
1$0$0
SHERLEY CHESTERBOARD MEMBER
Trustee or director
1$0$0
STEPHEN POWERSBOARD MEMBER (THRU 3/25)
Trustee or director
1$0$0
990 for the year ended December 31, 2024: 10 people
NameTitleHours / weekCompensationOther / benefits
SUSAN WEBSTERCEO
Officer
40$210,989$36,675
LINDSEY WELCHVP
Officer
40$125,255$16,788
MICHELLE HARRYMANCFO
Officer
40$3,946$0
BRUCE LANDREBOARD CHAIRPERSON
Trustee or director, Officer
1$0$0
SHIRLEY BRADFORDBOARD VICE-CHAIRPERSON
Trustee or director, Officer
1$0$0
DONALD HOLDRIDGEBOARD SECRETARY/TREASURER
Trustee or director, Officer
1$0$0
PHIL MITCHELLBOARD MEMBER
Trustee or director
1$0$0
STEPHEN POWERSBOARD MEMBER
Trustee or director
1$0$0
KELVIN SMITHBOARD MEMBER
Trustee or director
1$0$0
PATRICK GALLAGHERVOTING BOARD MEMBER (THRU 1/24)
Trustee or director
1$0$0
990 for the year ended December 31, 2023: 9 people
NameTitleHours / weekCompensationOther / benefits
SUSAN WEBSTERCEO
Officer
40$193,737$20,349
LINDSEY HARTELROADCFO
Officer
40$102,922$14,752
BRUCE LANDREBOARD CHAIRPERSON
Trustee or director, Officer
1$0$0
SHIRLEY BRADFORDBOARD VICE-CHAIRPERSON
Trustee or director, Officer
1$0$0
DONALD HOLDRIDGEBOARD SECRETARY/TREASURER
Trustee or director, Officer
1$0$0
PHIL MITCHELLBOARD MEMBER
Trustee or director
1$0$0
STEPHEN POWERSBOARD MEMBER
Trustee or director
1$0$0
PATRICK GALLAGHERBOARD MEMBER
Trustee or director
1$0$0
KELVIN SMITHBOARD MEMBER
Trustee or director
1$0$0

Address and contacts

Address (IRS master file)
3710 168TH ST NE STE A108, ARLINGTON, WA 98223-8462
Principal officer (990 for 2025)
MICHELLE HARRYMAN, 3710 168TH STREET NE A108, ARLINGTON, WA 98223
Signed the 990
MICHELLE HARRYMAN, CFO
Phone
(360) 435-5400
Return prepared by
BAKER TILLY ADVISORY GROUP LP

Mission

THE VISION OF MOUNTAINCREST CREDIT UNION IS THAT WE ARE A SOUND FINANCIAL INSTITUTION PROVIDING A FULL RANGE OF INNOVATIVE, COMPETITIVE PRODUCTS AND SERVICES WITH EXCEPTIONAL PERSONAL SERVICE.

990 for the year ended December 31, 2025

Program accomplishments

  • PROVIDE FINANCIAL SERVICES TO 10,346 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
91-0596314
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1954
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$153,345,759
Income (IRS master file)
$9,105,376

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$9,105,376$7,225,029$153,345,759IRS
990December 2024$8,261,050$6,458,111$145,439,467IRS
990December 2023$7,731,884$5,347,652$141,424,855XML
990December 2022$6,466,816$4,537,955$152,926,875IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-0596314).

Questions about CREDIT UNIONS IN THE STATE OF WASHINGTON

What is the EIN of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF WASHINGTON is 91-0596314.
Is CREDIT UNIONS IN THE STATE OF WASHINGTON tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
Are donations to CREDIT UNIONS IN THE STATE OF WASHINGTON tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CREDIT UNIONS IN THE STATE OF WASHINGTON file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT UNIONS IN THE STATE OF WASHINGTON due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT UNIONS IN THE STATE OF WASHINGTON last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The 990 for the year ended December 31, 2025 names MICHELLE HARRYMAN.
Who are the officers and directors of CREDIT UNIONS IN THE STATE OF WASHINGTON?
The 990 for the year ended December 31, 2025 lists 11 people; 3 received compensation from the organization, the highest $206,680 (LINDSEY WELCH, CEO).
How much revenue does CREDIT UNIONS IN THE STATE OF WASHINGTON have?
On its 990 for the year ended December 31, 2025 it reported revenue of $9,105,376, expenses of $7,225,029 and total assets of $153,345,759 at year end.

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