Nonprofit · EIN 88-0132649
WESTSTAR CREDIT UNION
Tax-exempt · LAS VEGAS, NV 89193
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $15,664,813 | $14,799,071 | $865,742 | $271,136,208 | $248,431,646 | $22,704,562 |
| December 31, 2024 | 990 | $14,865,915 | $13,897,890 | $968,025 | $257,730,670 | $239,453,492 | $18,277,178 |
| December 31, 2023 | 990 | $13,305,618 | $11,652,539 | $1,653,079 | $248,487,847 | $231,518,654 | $16,969,193 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $12,384,827
- Investment income
- $3,242,600
- Net gain from sales of assets
- $889
- Other revenue
- $37,386
Expenses
- Grants and similar amounts paid
- $6,000
- Compensation of officers, directors and key employees
- $1,149,623
- Other salaries and wages
- $3,211,954
- Salaries, compensation and benefits (total)
- $5,287,459
- Professional fundraising fees
- $0
- Legal fees
- $52,992
- Accounting fees
- $90,000
- Occupancy
- $520,486
- Travel
- $94,367
- Depreciation
- $453,967
Balance sheet and other
- Total assets, start of year
- $257,730,670
- Total assets, end of year
- $271,136,208
- Total liabilities, end of year
- $248,431,646
- Net assets, end of year
- $22,704,562
- Land, buildings and equipment
- $4,568,181
- Publicly traded securities
- $75,932,874
- Gross unrelated business income
- $16,136
- Gross receipts
- $16,723,675
- Employees
- 72
- Volunteers
- 9
- Year formed
- 1975
- State of legal domicile
- NV
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN BAGENTS | PRESIDENT/CEO Officer | 40 | $273,260 | $37,248 |
| DION KOOP | SVP/CFO Officer | 40 | $207,441 | $13,053 |
| NINA LEYVA | VP SALES SERVICE Highest-paid employee | 40 | $160,978 | $7,690 |
| DAVID NEWMAN | VP LENDING Highest-paid employee | 40 | $141,622 | $8,326 |
| LORRAINE VALLONE | VP HR & TRAINING Highest-paid employee | 40 | $126,928 | $10,289 |
| DOUG BRAD MONTEZ | VP IT Highest-paid employee | 40 | $124,757 | $9,594 |
| BERTHA ROBLES | VP CONTROLLER Highest-paid employee | 40 | $114,637 | $9,691 |
| JEFF PERO | BOARD CHAIRMAN, AUDIT CMTE Trustee or director | 3 | $0 | $0 |
| CURTIS CHING | VICE CHAIRMAN Trustee or director | 3 | $0 | $0 |
| CRAIG HAWKINS | SECRETARY Trustee or director | 3 | $0 | $0 |
| KEVIN ORROCK | TREASURER Trustee or director | 3 | $0 | $0 |
| JAMES HANISCH | BOARD MEMBER Trustee or director | 3 | $0 | $0 |
| MERV GUPTON | AUDIT CMTE CHAIRMAN Trustee or director | 3 | $0 | $0 |
| DOUG MICHAEL | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
| JOAN SCRIVNER | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM BARBEE | AUDIT CMTE MEMBER Trustee or director | 3 | $0 |
990 for the year ended December 31, 2024: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN BAGENTS | PRESIDENT/CEO Officer | 40 | $278,240 | $37,135 |
| DION KOOP | SVP/CFO Officer | 40 | $222,340 | $30,402 |
| LORRAINE VALLONE | VP HR & TRAINING Highest-paid employee | 40 | $137,269 | $16,893 |
| DAVID NEWMAN | VP LENDING Highest-paid employee | 40 | $134,659 | $10,053 |
| NINA LEYVA | VP SALES SERVICE Highest-paid employee | 40 | $121,055 | $16,779 |
| DOUG BRAD MONTEZ | VP IT Highest-paid employee | 40 | $123,649 | $12,989 |
| BERTHA ROBLES | VP CONTROLLER Highest-paid employee | 40 | $119,543 | $14,306 |
| KEVIN ORROCK | BOARD CHAIRMAN Trustee or director | 3 | $0 | $0 |
| JEFF PERO | VICE CHAIRMAN, AUDIT CMTE Trustee or director | 3 | $0 | $0 |
| CRAIG HAWKINS | SECRETARY Trustee or director | 3 | $0 | $0 |
| CURTIS CHING | TREASURER Trustee or director | 3 | $0 | $0 |
| DOUG MICHAEL | BOARD MEMBER Trustee or director | 3 | $0 | $0 |
| MERV GUPTON | AUDIT CMTE CHAIRMAN Trustee or director | 3 | $0 | $0 |
| JAMES HANISCH | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
| JOAN SCRIVNER | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
| WILLIAM BARBEE | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RICK SCHMIDT | FORMER CEO Former | 40 | $524,940 | $2,459 |
| JOHN BAGENTS | PRESIDENT/CEO Officer | 40 | $231,143 | $22,995 |
| DION KOOP | SVP/CFO Officer | 40 | $204,480 | $20,203 |
| LORRAINE VALLONE | VP HR & TRAINING Officer | 40 | $125,303 | $16,802 |
| NINA LEYVA | VP SALES SERVICE Highest-paid employee | 40 | $114,395 | $16,488 |
| DONNA RUMPH | VP INTERNAL CONTROLS Highest-paid employee | 40 | $111,545 | $15,367 |
| BERTHA ROBLES | VP CONTROLLER Highest-paid employee | 40 | $105,746 | $14,324 |
| KEVIN ORROCK | BOARD CHAIRMAN Trustee or director | 3 | $0 | $0 |
| JEFF PERO | VICE CHAIRMAN, AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
| CRAIG HAWKINS | SECRETARY Trustee or director | 3 | $0 | $0 |
| CURTIS CHING | TREASURER Trustee or director | 3 | $0 | $0 |
| DOUG MICHAEL | BOARD MEMBER Trustee or director | 3 | $0 | $0 |
| MERV GUPTON | AUDIT CMTE. CHAIRMAN Trustee or director | 3 | $0 | $0 |
| JAMES HANISCH | AUDIT CMTE MEMBER Trustee or director | 3 | $0 | $0 |
| JOAN SCRIVNER | AUDIT CMTE. MEMBER Trustee or director | 3 | $0 | $0 |
| WILLIAM BARBEE | AUDIT CMTE. MEMBER Trustee or director | 3 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 94138, LAS VEGAS, NV 89193-4138
- Principal officer (990 for 2025)
- JOHN BAGENTS, PO BOX 94138, LAS VEGAS, NV 89113
- Signed the 990
- JOHN BAGENTS, PRESIDENT/CEO
- Phone
- (702) 791-4777
- Website
- WWW.WESTSTAR.ORG
- Return prepared by
- TURNER WARREN HWANG & CONRAD ACCTCY
Mission
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, WESTSTAR CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Program accomplishments
- WESTSTAR CREDIT UNION PROVIDES VARIOUS LOAN PRODUCTS INCLUDING RESIDENTIAL MORTGAGES, AUTO LOANS, CREDIT CARDS, AND OTHER CONSUMER LOANS.
- WESTSTAR CREDIT UNION PROVIDES A VARIETY OF CHECKING AND SAVINGS ACCOUNTS TO MEET ITS MEMBERS' NEEDS.
- WESTSTAR CREDIT UNION PROVIDES MEMBERS FREE ACCESS TO THEIR ACCOUNT INFORMATION VIA THE INTERNET AND MOBILE DEVICES. THE CREDIT UNION ALSO PROVIDES AN EXTENSIVE ATM NETWORK WITH OVER 28,000 SURCHARGE FREE ATMS VIA A CO-OP NETWORK.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 88-0132649
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1980
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 4054: FINANCIAL INSTITUTIONS DIVISION
- Assets (IRS master file)
- $271,136,208
- Income (IRS master file)
- $16,723,675
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $15,664,813 | $14,799,071 | $271,136,208 | XML |
| 990 | December 2024 | $14,865,915 | $13,897,890 | $257,730,670 | IRS |
| 990 | December 2023 | $13,305,618 | $11,652,539 | $248,487,847 | XML |
| 990 | December 2022 | $10,923,066 | $10,031,902 | $255,839,937 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 88-0132649).
Questions about WESTSTAR CREDIT UNION
- What is the EIN of WESTSTAR CREDIT UNION?
- The employer identification number (EIN) of WESTSTAR CREDIT UNION is 88-0132649.
- Is WESTSTAR CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1980.
- Are donations to WESTSTAR CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does WESTSTAR CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of WESTSTAR CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did WESTSTAR CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of WESTSTAR CREDIT UNION?
- The 990 for the year ended December 31, 2025 names JOHN BAGENTS.
- Who are the officers and directors of WESTSTAR CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 16 people; 7 received compensation from the organization, the highest $273,260 (JOHN BAGENTS, PRESIDENT/CEO).
- How much revenue does WESTSTAR CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $15,664,813, expenses of $14,799,071 and total assets of $271,136,208 at year end.
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