Nonprofit · EIN 86-0120482
VANTAGE WEST CREDIT UNION
Also known as Airmen Against Drunk Driving
Tax-exempt · TUCSON, AZ 85712
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $225,564,630 | $214,574,943 | $10,989,687 | $3,110,546,997 | $2,847,636,607 | $262,910,390 |
| December 31, 2023 | 990 | $172,271,058 | $163,589,055 | $8,682,003 | $2,893,332,767 | $2,653,793,109 | $239,539,658 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $3,688,258
- of which government grants
- $3,668,258
- Program service revenue
- $182,140,767
- Investment income
- $37,564,627
- Net gain from sales of assets
- $6,201,292
- Other revenue
- $2,170,978
Expenses
- Grants and similar amounts paid
- $255,573
- Compensation of officers, directors and key employees
- $3,955,679
- Other salaries and wages
- $40,623,591
- Salaries, compensation and benefits (total)
- $55,667,850
- Professional fundraising fees
- $0
- Legal fees
- $78,717
- Accounting fees
- $242,664
- Occupancy
- $2,232,914
- Travel
- $201,617
- Depreciation
- $2,690,385
Balance sheet and other
- Total assets, start of year
- $2,893,332,767
- Total assets, end of year
- $3,110,546,997
- Total liabilities, end of year
- $2,847,636,607
- Net assets, end of year
- $262,910,390
- Land, buildings and equipment
- $41,563,697
- Publicly traded securities
- $601,632,572
- Gross unrelated business income
- $359,743
- Gross receipts
- $442,219,961
- Employees
- 603
- Volunteers
- 2
- Year formed
- 1955
- State of legal domicile
- AZ
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SAGEHORN-ELLIOTT SANDRA | PRESIDENT/CEO Officer | 40 | $1,308,001 | $1,641,886 |
| GRIEGER SHARON | CHIEF RISK OFFICER Highest-paid employee | 40 | $605,708 | $280,030 |
| PAPOCCIA MARK | CHIEF MBR EXPERIENCE OFFIC Highest-paid employee | 40 | $394,982 | $333,221 |
| HOYLE ROBERT | CHIEF INFORMATION OFFICER Highest-paid employee | 40 | $459,520 | $221,112 |
| PINARD JEREMY | CHIEF LENDING OFFICER Highest-paid employee | 40 | $440,249 | $224,683 |
| ODOM SCOTT | EVP/CFO Officer | 40 | $462,721 | $198,807 |
| DANIEL TOWNSEND | SVP HR & ORG DEVELOPMENT Highest-paid employee | 40 | $350,697 | $101,339 |
| ZIMMERMAN DOUGLAS | BOARD CHAIRPERSON Trustee or director | 5 | $37,567 | $0 |
| ANTHONY KITT | BOARD MEMBER Trustee or director | 5 | $34,214 | $0 |
| RINCON JOSE | BOARD SECRETARY Trustee or director | 5 | $32,245 | $0 |
| MEZA MARICELA | BOARD MEMBER Trustee or director | 5 | $31,206 | $0 |
| LUCERO MANUEL | BOARD VICE CHAIRPERSON Trustee or director | 5 | $30,550 | $0 |
| SCHAU HOPE | BOARD TREASURER Trustee or director | 5 | $30,550 | $0 |
| RILEY KARA | BOARD MEMBER Trustee or director | 5 | $30,550 | $0 |
| GUERRERO NAOMI | BOARD MEMBER Trustee or director | 5 | $30,550 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LOGAN ROBERT | BOARD MEMBER Trustee or director | 5 | $30,550 |
| SPINK-COHEN STACEY | SUPERVISORY COMMITTEE CHAIR Trustee or director | 5 | $19,692 |
| GINSBERG MATTHEW | SUPERVISORY COMMITTEE MEMBER Trustee or director | 5 | $17,675 |
| ORTEGA KATHLEEN | SUPERVISORY COMMITTEE MEMBER Trustee or director | 5 | $11,479 |
| MCCABE MICHELLE MARIE | SUPERVISORY COMMITTEE MEMBER Trustee or director | 5 | $7,436 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SAGEHORN-ELLIOTT SANDRA | PRESIDENT/CEO Officer | 40 | $1,308,094 | $1,858,707 |
| HOYLE ROBERT | CHIEF INFORMATION OFFICER Highest-paid employee | 40 | $482,045 | $450,772 |
| ODOM SCOTT | EVP/CFO Officer | 40 | $471,601 | $356,289 |
| PINARD JEREMY | CHIEF LENDING OFFICER Highest-paid employee | 40 | $458,603 | $316,942 |
| PAPOCCIA MARK | CHIEF MBR EXPERIENCE OFFIC Highest-paid employee | 40 | $383,726 | $373,237 |
| DANIEL TOWNSEND | SVP HR & ORG DEVELOPMENT Highest-paid employee | 40 | $601,783 | $100,423 |
| DOWNIN ANDREW | CHIEF STRAT & GROWTH OFC Highest-paid employee | 40 | $491,990 | $27,362 |
| ZIMMERMAN DOUGLAS | BOARD CHAIRPERSON Trustee or director | 5 | $34,583 | $0 |
| GUERRERO NAOMI | BOARD MEMBER Trustee or director | 5 | $30,478 | $0 |
| MEZA MARICELA | BOARD MEMBER Trustee or director | 5 | $30,119 | $0 |
| RINCON JOSE | BOARD SECRETARY Trustee or director | 5 | $30,097 | $0 |
| LUCERO MANUEL | BOARD VICE CHAIRPERSON Trustee or director | 5 | $29,583 | $0 |
| SCHAU HOPE | BOARD TREASURER Trustee or director | 5 | $29,583 | $0 |
| RILEY KARA | BOARD MEMBER Trustee or director | 5 | $29,583 | $0 |
| LOGAN ROBERT | BOARD MEMBER Trustee or director | 5 | $29,583 | $0 |
| ORTEGA KATHLEEN | SUPERVISORY COMMITTEE CHAI Trustee or director | 5 | $19,583 | $0 |
| PEARY STEPHEN | BOARD MEMBER Trustee or director | 5 | $17,083 | $0 |
| SPINK-COHEN STACEY | SUPERVISORY COMMITTEE MEMB Trustee or director | 5 | $17,083 | $0 |
| GINSBERG MATTHEW | SUPERVISORY COMMITTEE MEMB Trustee or director | 5 | $17,083 | $0 |
| TONY KITT | BOARD MEMBER Trustee or director | 5 | $12,747 | $0 |
Address and contacts
- Address (IRS master file)
- 2480 N ARCADIA AVE, TUCSON, AZ 85712-5735
- In care of
- % PAYROLL TEAM
- Mailing address (990-N for 2009)
- 5275 E Granite St, Tucson AZ 85707
- Principal officer (990 for 2024)
- SANDRA SAGEHORN-ELLIOTT, 2480 N ARCADIA AVE, TUCSON, AZ 85712
- Principal officer (990-N for 2009)
- Aaron Morrill, 2810 S Bennet Ct, Tucson AZ 85708
- Signed the 990
- SCOTT ODOM, CFO
- Phone
- (520) 298-7882
- Website
- WWW.VANTAGEWEST.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
WORKING TOGETHER TO MEET OUR MEMBERS' FINANCIAL NEEDS. VANTAGE WEST IS A FULL-SERVICE FINANCIAL INSTITUTION. WE OFFER A WIDE ARRAY OF PERSONAL AND BUSINESS ACCOUNTS RANGING FROM SAVINGS AND CHECKING ACCOUNTS TO LOANS, MORTGAGES, MERCHANT SERVICES, CONSUMER CREDIT CARDS, AND MUCH MORE.
Program accomplishments
- INCOME FROM THE CREDIT UNION MEMBERSHIP AND FROM THE INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Check at the IRS |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 86-0120482
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1970
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2111: CREDIT UNIONS IN THE STATE OF ARIZONA
- Assets (IRS master file)
- $3,350,733,631
- Income (IRS master file)
- $405,137,324
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $225,564,630 | $214,574,943 | $3,110,546,997 | XML |
| 990 | December 2023 | $172,271,058 | $163,589,055 | $2,893,332,767 | XML |
| 990 | December 2022 | $128,137,248 | $105,911,072 | $2,676,136,267 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2009 Officer: Aaron Morrill | December 31, 2009 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 86-0120482).
Questions about VANTAGE WEST CREDIT UNION
- What is the EIN of VANTAGE WEST CREDIT UNION?
- The employer identification number (EIN) of VANTAGE WEST CREDIT UNION is 86-0120482.
- Is VANTAGE WEST CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
- Are donations to VANTAGE WEST CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does VANTAGE WEST CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of VANTAGE WEST CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did VANTAGE WEST CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of VANTAGE WEST CREDIT UNION?
- The 990 for the year ended December 31, 2024 names SANDRA SAGEHORN-ELLIOTT.
- Who are the officers and directors of VANTAGE WEST CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 20 people; 20 received compensation from the organization, the highest $1,308,001 (SAGEHORN-ELLIOTT SANDRA, PRESIDENT/CEO).
- How much revenue does VANTAGE WEST CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $225,564,630, expenses of $214,574,943 and total assets of $3,110,546,997 at year end.
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