Nonprofit · EIN 85-6009262
CREDIT UNIONS IN THE STATE OF NEW MEXICO
Also known as DEMING SCHOOL EMPLOYEES CU
Tax-exempt · DEMING, NM 88030
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $343,437 | $293,891 | $49,546 | $5,525,399 | $4,353,505 | $1,171,894 |
| December 31, 2024 | 990 | $373,348 | $314,319 | $59,029 | $5,677,135 | $4,554,787 | $1,122,348 |
| December 31, 2023 | 990 | $338,732 | $300,059 | $38,673 | $5,564,258 | $4,500,939 | $1,063,319 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $232,983
- Investment income
- $110,454
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $55,000
- Other salaries and wages
- $49,929
- Salaries, compensation and benefits (total)
- $113,720
- Professional fundraising fees
- $0
- Accounting fees
- $5,532
- Program services (functional)
- $293,891
Balance sheet and other
- Total assets, start of year
- $5,677,135
- Total assets, end of year
- $5,525,399
- Total liabilities, end of year
- $4,353,505
- Net assets, end of year
- $1,171,894
- Gross receipts
- $343,437
- Employees
- 2
- Volunteers
- 13
- Year formed
- 1954
- State of legal domicile
- NM
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLOTTE SPEIGHT | MANAGER Officer, Key employee, Highest-paid employee | 40 | $55,000 |
| MARION CHRESTMAN | CHAIRPERSON Trustee or director, Officer | 2 | $0 |
| SARAH CABRERA | VICE CHAIR Trustee or director, Officer | 2 | $0 |
| DIANA MAY-DIAZ | TREASURER Trustee or director, Officer | 2 | $0 |
| DAN ANDERSON | DIRECTOR Trustee or director | 2 | $0 |
| SUSAN SWOPE | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLOTTE SPEIGHT | MANAGER Officer, Key employee, Highest-paid employee | 40 | $58,000 |
| MARION CHRESTMAN | CHAIRPERSON Trustee or director, Officer | 2 | $0 |
| SARAH CABRERA | VICE CHAIR Trustee or director, Officer | 2 | $0 |
| DAVID VALENZUELA | SECRETARY Trustee or director, Officer | 2 | $0 |
| DIANA MAY-DIAZ | TREASURER Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2023: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLOTTE SPEIGHT | MANAGER Officer, Key employee, Highest-paid employee | 40 | $55,000 |
| STEVE BLACK | CHAIRPERSON Trustee or director, Officer | 2 | $0 |
| MARION CHRESTMAN | VICE CHAIR Trustee or director, Officer | 2 | $0 |
| ARMIDA UZUETA | SECRETARY Trustee or director, Officer | 2 | $0 |
| DIANA MAY-DIAZ | TREASURER Trustee or director, Officer | 2 | $0 |
| BRENDA SCHAEFFER | BOARD MEMBER Trustee or director, Officer | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 501 W FLORIDA ST, DEMING, NM 88030-6302
- In care of
- % JEANIE COPPEDGE
- Principal officer (990 for 2025)
- CHARLOTTE SPEIGHT, BOX 1494, DEMING, NM 88031
- Signed the 990
- CHARLOTTE SPEIGHT, MANAGER
- Phone
- (575) 546-8310
- Return prepared by
- Greg R Schmidt CPA
Mission
MEMBER DEPOSIT AND LOAN SERVICES AT COMPETETIVE RATES
Program accomplishments
- THE CREDIT UNION OFFERS VARIOUS TYPES OF LOANS AT COMPETETIVE RATES
- THE CREDIT UNION OFFERS VARIOUS TYPES OF SAVINGS PRODUCTS AT COMPETETIVE RATES
- THE CREDIT UNION RETURNED EARNINGS OF APPROXIMATELY $59,000 IN THE FORM OF DIVIDENDS IN 2020
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-6009262
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1973
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2397: CREDIT UNIONS IN THE STATE OF NEW MEXICO
- Assets (IRS master file)
- $5,525,399
- Income (IRS master file)
- $343,437
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $343,437 | $293,891 | $5,525,399 | IRS |
| 990 | December 2024 | $373,348 | $314,319 | $5,677,135 | XML |
| 990 | December 2023 | $338,732 | $300,059 | $5,564,258 | XML |
| 990 | December 2022 | $205,643 | $196,976 | $6,346,731 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-6009262).
Questions about CREDIT UNIONS IN THE STATE OF NEW MEXICO
- What is the EIN of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF NEW MEXICO is 85-6009262.
- Is CREDIT UNIONS IN THE STATE OF NEW MEXICO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1973.
- Are donations to CREDIT UNIONS IN THE STATE OF NEW MEXICO tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS IN THE STATE OF NEW MEXICO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF NEW MEXICO due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF NEW MEXICO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The 990 for the year ended December 31, 2025 names CHARLOTTE SPEIGHT.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF NEW MEXICO?
- The 990 for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $55,000 (CHARLOTTE SPEIGHT, MANAGER).
- How much revenue does CREDIT UNIONS IN THE STATE OF NEW MEXICO have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $343,437, expenses of $293,891 and total assets of $5,525,399 at year end.
Other nonprofits in DEMING
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- DEMING-LUNA COUNTY COMMISSION ON AGING INC EIN 85-0248639 · last filed 990 for 2025
- COLORES UNITED EIN 84-2330004 · last filed 990 for 2024
- RIO MIMBRES CORPORATION-NSL- EIN 85-0064709 · last filed 990 for 2024
- RETIREMENT PLANNING COMPANY INCORPORATED EIN 85-0202610 · last filed 990 for 2025
- DEMING-LUNA COUNTY HUMANE SOCIETY EIN 85-0220983 · last filed 990 for 2025
- BORDER PARTNERS EIN 01-0917702 · last filed 990 for 2025