Nonprofit · EIN 85-2364583
FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC
Tax-exempt · BELLEAIR BLUFFS, FL 33770
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-PF | $299,154 | $284,717 | $14,437 | $2,512,590 | $0 | $2,512,590 |
| December 31, 2024 | 990-PF | $187,978 | $227,301 | -$39,323 | $2,512,600 | $0 | $2,512,600 |
| December 31, 2023 | 990-PF | $44,219 | $153,023 | -$108,804 | $2,049,497 | $0 | $2,049,497 |
| December 31, 2022 | 990-PF | $48,694 | $176,772 | -$128,078 | $2,158,300 | $0 | $2,158,300 |
| December 31, 2021 | 990-PF | $2,419,438 | $136,810 | $2,282,628 | $2,282,628 | $0 | $2,282,628 |
Financial details: 990-PF for the year ended December 31, 2025
Revenue
- Dividends
- $50,010
- Net gain from sales of assets
- $248,847
- Other income
- $297
Expenses
- Grants and similar amounts paid
- $140,000
- Compensation of officers, directors and key employees
- $83,589
- Excise tax on investment income
- $3,459
Balance sheet and other
- Total assets, start of year
- $2,512,600
- Total assets, end of year
- $2,512,590
- Total liabilities, end of year
- $0
- Net assets, end of year
- $2,512,590
- Fair market value of assets
- $2,565,049
- Net investment income
- $248,847
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-PF for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| William Lovelace 2840 West Bay Drive STE 155, Belleair Bluffs, FL 33770 | PresidentSecretary | 2 | $27,863 |
| Henry Webb 2840 West Bay Drive STE 155, Belleair Bluffs, FL 33770 | Vice President | 2 | $27,863 |
| Debra Snyder 2840 West Bay Drive STE 155, Belleair Bluffs, FL 33770 | Treasurer | 3 | $27,863 |
| Sharyn Webb 2840 West Bay Drive STE 155, Belleair Bluffs, FL 33770 | Vice President | 2 | $0 |
990-PF for the year ended December 31, 2024: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| William Lovelace 2840 West Bay Drive STE 264, Belleair Bluffs, FL 33770 | PresidentSecretary | 2 | $21,000 |
| Henry Webb 2840 West Bay Drive STE 264, Belleair Bluffs, FL 33770 | Vice President | 2 | $21,000 |
| Debra Snyder 2840 West Bay Drive STE 264, Belleair Bluffs, FL 33770 | Treasurer | 3 | $21,000 |
| Sharyn Webb 2840 West Bay Drive STE 264, Belleair Bluffs, FL 33770 | Vice President | 2 | $0 |
990-PF for the year ended December 31, 2023: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM LOVELACE 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | PRESIDENTSECRETARY | 12 | $19,011 |
| HENRY WEBB 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | VICE PRESIDENT | 12 | $19,011 |
| DEBRA SNYDER 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | TREASURER | 12 | $19,011 |
| SHARYN WEBB 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | VICE PRESIDENT | 12 | $0 |
990-PF for the year ended December 31, 2022: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM LOVELACE 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | PRESIDENTSECRETARY | 12 | $22,121 |
| HENRY WEBB 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | VICE PRESIDENT | 12 | $22,121 |
| DEBRA SNYDER 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | TREASURER | 12 | $22,121 |
| SHARYN WEBB 2840 WEST BAY DRIVE, BELLEAIR BLUFFS, FL 33770 | VICE PRESIDENT | 12 | $0 |
990-PF for the year ended December 31, 2021: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| William Lovelace 2840 West Bay Drive, Belleair Bluffs, FL 33770 | PresidentSecretary | 1 | $0 |
| Sharyn Webb 2840 West Bay Drive, Belleair Bluffs, FL 33770 | Vice President | 1 | $0 |
| Henry Webb 2840 West Bay Drive, Belleair Bluffs, FL 33770 | Vice President | 1 | $0 |
| Debra Snyder 2840 West Bay Drive, Belleair Bluffs, FL 33770 | Treasurer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 2840 WEST BAY DRIVE STE 155, BELLEAIR BLUFFS, FL 33770-2620
- In care of
- % WILLIAM K LOVELACE
- Signed the 990-PF
- WILLIAM K LOVELACE, Director
- Phone
- (727) 446-1036
- Return prepared by
- Debra A Snyder
What it must file and when
IRS records say it files Form 990-PF. Private foundations file every year. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-PF on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-PF on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-PF on file |
IRS record
- EIN
- 85-2364583
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Private non-operating foundation
- Donations deductible (Pub 78)
- Private foundation, 30% limit
- Exempt since
- 2021
- Accounting year ends
- December
- Files
- Form 990-PF
- Category (NTEE)
- Philanthropy, voluntarism and grantmaking foundations (T12)
- Assets (IRS master file)
- $2,512,590
- Income (IRS master file)
- $1,128,696
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-PF | December 2025 | $299,154 | $284,717 | $2,512,590 | IRS |
| 990-PF | December 2024 | $187,978 | $227,301 | $2,512,600 | IRS |
| 990-PF | December 2023 | $44,219 | $153,023 | $2,049,497 | IRS |
| 990-PF | December 2022 | $48,694 | $176,772 | $2,158,300 | XML |
| 990-PF | December 2021 | $2,419,438 | $136,810 | $2,282,628 | XML |
| 990-PF | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-2364583).
Questions about FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC
- What is the EIN of FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC?
- The employer identification number (EIN) of FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC is 85-2364583.
- Is FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2021.
- Are donations to FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Private foundation, 30% limit).
- Which annual return does FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC file?
- Form 990-PF. Private foundations file every year.
- When is the next return of FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC last file with the IRS?
- The latest return in the IRS public files is the 990-PF for the year ended December 2025.
- Who are the officers and directors of FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC?
- The 990-PF for the year ended December 31, 2025 lists 4 people; 3 received compensation from the organization, the highest $27,863 (William Lovelace, PresidentSecretary).
- How much revenue does FRANCES AND RICHARD CUMMINS CHARITABLE FOUNDATION INC have?
- On its 990-PF for the year ended December 31, 2025 it reported revenue of $299,154, expenses of $284,717 and total assets of $2,512,590 at year end.
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