Nonprofit · EIN 85-2055131
HEBREW FREE LOAN OF SAN DIEGO
Tax-exempt · LA JOLLA, CA 92037
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $920,062 | $308,424 | $611,638 | $2,736,392 | $8,614 | $2,727,778 |
| December 31, 2024 | 990 | $671,678 | $261,716 | $409,962 | $2,028,564 | $9,500 | $2,019,064 |
| December 31, 2023 | 990 | $707,141 | $244,003 | $463,138 | $1,520,933 | $57,430 | $1,463,503 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $885,398
- Program service revenue
- $0
- Investment income
- $34,664
- Net gain from sales of assets
- $1,132
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $120,000
- Other salaries and wages
- $100,601
- Salaries, compensation and benefits (total)
- $237,557
- Professional fundraising fees
- $0
- Accounting fees
- $8,610
- Program services (functional)
- $245,586
- Management and general (functional)
- $29,042
- Fundraising (functional)
- $33,796
Balance sheet and other
- Total assets, start of year
- $2,028,564
- Total assets, end of year
- $2,736,392
- Total liabilities, end of year
- $8,614
- Net assets, end of year
- $2,727,778
- Publicly traded securities
- $1,383,094
- Net assets without donor restrictions
- $2,564,836
- Net assets with donor restrictions
- $162,942
- Gross receipts
- $1,067,682
- Employees
- 5
- Volunteers
- 20
- Year formed
- 2020
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MINDI FRANKEL | EXECUTIVE DIRECTOR Officer | 40 | $120,000 |
| BEN ARNOLD | DIRECTOR Trustee or director | 1 | $0 |
| MITCHELL DUBICK | DIRECTOR Trustee or director | 1 | $0 |
| LEO EISENBERG | DIRECTOR Trustee or director | 1 | $0 |
| LEONARD GREGORY | DIRECTOR Trustee or director | 1 | $0 |
| KAY GURTIN | DIRECTOR Trustee or director | 1 | $0 |
| ANDREW HACKEL | DIRECTOR Trustee or director | 1 | $0 |
| HILARY ISAKOW | DIRECTOR Trustee or director | 1 | $0 |
| SELWYN ISAKOW | DIRECTOR Trustee or director | 1 | $0 |
| MIRIAM NORTEN | DIRECTOR Trustee or director | 1 | $0 |
| CHARLENE SEIDLE | DIRECTOR Trustee or director | 1 | $0 |
| SUZANNE FELDMAN | DIRECTOR Trustee or director | 1 | $0 |
| GRAEME GABRIEL | PRESIDENT Trustee or director, Officer | 3 | $0 |
| RICK VANN | TREASURER Trustee or director, Officer | 1 | $0 |
| LESLEY DAVIS | SECRETARY Trustee or director, Officer | 1 | $0 |
990 for the year ended December 31, 2024: 15 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MINDI FRANKEL | EXECUTIVE DIRECTOR Officer | 40 | $114,708 |
| BEN ARNOLD | DIRECTOR Trustee or director | 1 | $0 |
| MITCHELL DUBICK | DIRECTOR Trustee or director | 1 | $0 |
| LEO EISENBERG | DIRECTOR Trustee or director | 1 | $0 |
| LEONARD GREGORY | DIRECTOR Trustee or director | 1 | $0 |
| KAY GURTIN | DIRECTOR Trustee or director | 1 | $0 |
| TANYA HACKEL | DIRECTOR Trustee or director | 1 | $0 |
| HILARY ISAKOW | DIRECTOR Trustee or director | 1 | $0 |
| SELWYN ISAKOW | DIRECTOR Trustee or director | 1 | $0 |
| MIRIAM NORTEN | DIRECTOR Trustee or director | 1 | $0 |
| CHARLENE SEIDLE | DIRECTOR Trustee or director | 1 | $0 |
| LAWRENCE SHERMAN | DIRECTOR Trustee or director | 1 | $0 |
| GRAEME GABRIEL | PRESIDENT Trustee or director, Officer | 3 | $0 |
| RICK VANN | TREASURER Trustee or director, Officer | 1 | $0 |
| LESLEY DAVIS | SECRETARY Trustee or director, Officer | 1 | $0 |
990 for the year ended December 31, 2023: 18 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Mindi Frankel | Executive Director | 40 | $108,667 |
| Miriam Lieber | – | 0 | $41,440 |
| Joanna M Kaplan | – | 0 | $28,480 |
| Lorene F Morris | – | 0 | $3,370 |
| Selwyn Isakow | President Trustee or director, Officer | 3 | $0 |
| Hilary Isakow | Asst Secretary Trustee or director, Officer | 1 | $0 |
| Leonard Gregory | Treasurer Trustee or director | 1 | $0 |
| Ben Arnold | Director Trustee or director | 1 | $0 |
| Mitch Dubick | Director Trustee or director | 1 | $0 |
| Lesley Davis | Director Trustee or director | 1 | $0 |
| Graeme Gabriel | Director Trustee or director | 1 | $0 |
| Rick Vann | Director Trustee or director | 1 | $0 |
| Kay Gurtin | Director Trustee or director | 1 | $0 |
| Leo Eisenberg | Director Trustee or director | 1 | $0 |
| Tanya Hackel | Director Trustee or director | 1 | $0 |
| Lawrence Sherman | Director Trustee or director | 1 | $0 |
| Miriam Norten | Director Trustee or director | 1 | $0 |
| Charlene Seidle | Director Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 9404 GENESEE AVE STE 200, LA JOLLA, CA 92037-1354
- In care of
- % SELWYN ISAKOW
- Principal officer (990 for 2025)
- GRAEME GABRIEL, 9404 GENESEE AVE 200, LA JOLLA, CA 92037
- Signed the 990
- GRAEME GABRIEL, PRESIDENT
- Phone
- (858) 345-8018
- Website
- WWW.HFLSD.ORG
- Return prepared by
- EAG GULF COAST LLC
California records
California keeps its own records of charities and corporations. Search them by EIN 85-2055131 or by the name HEBREW FREE LOAN OF SAN DIEGO.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
HEBREW FREE LOAN OF SAN DIEGO FOSTERS FINANCIAL STABILITY AND OPPORTUNITY AMONG THE JEWISH COMMUNITY OF SAN DIEGO COUNTY BY PROVIDING ACCESS TO AFFORDABLE INTEREST FREE LOANS WITH JEWISH VALUES OF COMPASSION, KINDNESS, AND FLEXIBILITY. LOANS WILL BE PROVIDED FOR EMERGENCY NEEDS, SMALL BUSINESS DEVELOPMENT, AND EDUCATION.
Program accomplishments
- HEBREW FREE LOAN OF SAN DIEGO IS CONTINUING IN ITS GROWTH PHASE. WE CONTINUE TO FOCUS ON OUTREACH AND RAISING AWARENESS THROUGHOUT SAN DIEGO COUNTY, ASSISTING POTENTIAL BORROWERS ON THEIR PATH TO FINANCIAL SECURITY, AND CONTINUING OUR FUNDRAISING EFFORTS. 2025 SHOWED A 25% GROWTH IN LOAN INQUIRIES AND A 31% INCREASE IN LOAN RECIPIENTS. WE REMAIN AT A 0% LOAN LOSS AND ARE PROUD THAT OUR LOAN REPAYMENTS CREATE A CYCLE OF IMPACT, WHERE EACH REPAYMENT KINDLES HOPE, NURTURES NEW BEGINNINGS, AND UNLOCKS POSSIBILITIES.Expenses $245,586
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-2055131
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2020
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $2,736,392
- Income (IRS master file)
- $1,067,682
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $920,062 | $308,424 | $2,736,392 | XML |
| 990 | December 2024 | $671,678 | $261,716 | $2,028,564 | XML |
| 990 | December 2023 | $707,141 | $244,003 | $1,520,933 | XML |
| 990 | December 2022 | $479,180 | $186,738 | $1,027,100 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-2055131).
Questions about HEBREW FREE LOAN OF SAN DIEGO
- What is the EIN of HEBREW FREE LOAN OF SAN DIEGO?
- The employer identification number (EIN) of HEBREW FREE LOAN OF SAN DIEGO is 85-2055131.
- Is HEBREW FREE LOAN OF SAN DIEGO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2020.
- Are donations to HEBREW FREE LOAN OF SAN DIEGO tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HEBREW FREE LOAN OF SAN DIEGO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HEBREW FREE LOAN OF SAN DIEGO due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HEBREW FREE LOAN OF SAN DIEGO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HEBREW FREE LOAN OF SAN DIEGO?
- The 990 for the year ended December 31, 2025 names GRAEME GABRIEL.
- Who are the officers and directors of HEBREW FREE LOAN OF SAN DIEGO?
- The 990 for the year ended December 31, 2025 lists 15 people; 1 received compensation from the organization, the highest $120,000 (MINDI FRANKEL, EXECUTIVE DIRECTOR).
- How much revenue does HEBREW FREE LOAN OF SAN DIEGO have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $920,062, expenses of $308,424 and total assets of $2,736,392 at year end.
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