Nonprofit · EIN 85-0121717
ZIA CREDIT UNION
Tax-exempt · LOS ALAMOS, NM 87544
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $14,289,740 | $13,032,661 | $1,257,079 | $237,383,440 | $220,770,049 | $16,613,391 |
| December 31, 2023 | 990 | $12,462,271 | $11,587,885 | $874,386 | $222,413,813 | $208,039,653 | $14,374,160 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $13,168,114
- Investment income
- $977,288
- Net gain from sales of assets
- $37,704
- Other revenue
- $144,338
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $412,751
- Other salaries and wages
- $3,831,330
- Salaries, compensation and benefits (total)
- $5,271,520
- Professional fundraising fees
- $0
- Occupancy
- $378,278
- Depreciation
- $237,585
Balance sheet and other
- Total assets, start of year
- $222,413,813
- Total assets, end of year
- $237,383,440
- Total liabilities, end of year
- $220,770,049
- Net assets, end of year
- $16,613,391
- Land, buildings and equipment
- $6,327,387
- Gross unrelated business income
- $20,552
- Gross receipts
- $14,338,936
- Employees
- 79
- Volunteers
- 8
- Year formed
- 1955
- State of legal domicile
- NM
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DWAYNE HERRERA | CEO Officer | 40 | $259,794 |
| PAUL JOHNSON | CFO Officer | 40 | $152,957 |
| ROBERT VALERIO | VP LENDING Highest-paid employee | 40 | $127,755 |
| VALERIE MARTINEZ | VP CUSTOMER EXPERIENCE Highest-paid employee | 40 | $116,251 |
| BABY MATOUSEK | VP HUMAN RESOURCES Highest-paid employee | 40 | $114,518 |
| ALBINITA ROMERO | VP OPERATIONS Highest-paid employee | 40 | $107,767 |
| J C GARCIA | CHAIRMAN/PRESIDENT Trustee or director, Officer | 1 | $0 |
| LAWRENCE GUTIERREZ | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 |
| MATTY PEREZ | SECRETARY Trustee or director, Officer | 1 | $0 |
| THOMAS TIERNEY | TREASURER Trustee or director, Officer | 1 | $0 |
| RICHARD ROYBAL | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DWAYNE HERRERA | CEO Officer | 40 | $266,304 |
| PAUL JOHNSON | CFO Officer | 40 | $148,789 |
| ROBERT VALERIO | VP LENDING Highest-paid employee | 40 | $121,981 |
| VALERIE MARTINEZ | VP CUSTOMER EXPERIENCE Highest-paid employee | 40 | $118,923 |
| BABY MATOUSEK | VP HUMAN RESOURCES Highest-paid employee | 40 | $106,879 |
| ALBINITA ROMERO | VP OPERATIONS Highest-paid employee | 40 | $104,615 |
| J C GARCIA | CHAIRMAN/PRESIDENT Trustee or director, Officer | 1 | $0 |
| LAWRENCE GUTIERREZ | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 |
| MATTY PEREZ | SECRETARY Trustee or director, Officer | 1 | $0 |
| THOMAS TIERNEY | TREASURER Trustee or director, Officer | 1 | $0 |
| RICHARD ROYBAL | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 1001 CENTRAL AVE, LOS ALAMOS, NM 87544-3272
- In care of
- % DWAYNE HERRERA
- Principal officer (990 for 2024)
- DWAYNE HERRERA, 1001 CENTRAL AVENUE, LOS ALAMOS, NM 87544
- Signed the 990
- PAUL JOHNSON, CHIEF FINANCIAL OFFICER
- Phone
- (505) 662-4671
- Website
- WWW.ZIACU.ORG
- Return prepared by
- PARKS & COMPANY PLC
Mission
NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT
Program accomplishments
- NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 85-0121717
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $237,383,440
- Income (IRS master file)
- $14,338,936
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $14,289,740 | $13,032,661 | $237,383,440 | IRS |
| 990 | December 2023 | $12,462,271 | $11,587,885 | $222,413,813 | XML |
| 990 | December 2022 | $11,938,323 | $9,716,698 | $204,844,412 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 85-0121717).
Questions about ZIA CREDIT UNION
- What is the EIN of ZIA CREDIT UNION?
- The employer identification number (EIN) of ZIA CREDIT UNION is 85-0121717.
- Is ZIA CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2019.
- Are donations to ZIA CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ZIA CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ZIA CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ZIA CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of ZIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 names DWAYNE HERRERA.
- Who are the officers and directors of ZIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 11 people; 6 received compensation from the organization, the highest $259,794 (DWAYNE HERRERA, CEO).
- How much revenue does ZIA CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $14,289,740, expenses of $13,032,661 and total assets of $237,383,440 at year end.
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- LOS ALAMOS ECONOMIC DEVELOPMENT CORPORATION EIN 85-0309387 · last filed 990 for 2025
- THE FAMILY YMCA EIN 85-0130054 · last filed 990 for 2025
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All nonprofits in LOS ALAMOS · New Mexico · Public and societal benefit