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Nonprofit · EIN 84-2829936

CREDIT RESTORATION INSTITUTE

Tax-exempt · N CHESTERFLD, VA 23235

Financials

$169K$185K2023$190K$195K2024$144K$142K2025
Revenue Expenses · by fiscal year end
Financials of CREDIT RESTORATION INSTITUTE by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$143,864$142,120$1,744$2,744$9,284-$6,540
December 31, 2024990$189,670$195,056-$5,386$12,225$20,509-$8,284
December 31, 2023990-EZ$169,064$185,332-$16,268$19,346$35,922-$16,576
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$140,340
Program service revenue
$3,483
Investment income
$0
Net income from sales of inventory
$24
Other revenue
$41

Expenses

Grants and similar amounts paid
$0
Other salaries and wages
$117,993
Salaries, compensation and benefits (total)
$127,019
Professional fundraising fees
$0
Occupancy
$1,500
Travel
$78
Depreciation
$4,441
Program services (functional)
$89,136
Management and general (functional)
$52,975
Fundraising (functional)
$9

Balance sheet and other

Total assets, start of year
$12,225
Total assets, end of year
$2,744
Total liabilities, end of year
$9,284
Net assets, end of year
-$6,540
Land, buildings and equipment
$2,220
Net assets without donor restrictions
-$6,540
Gross receipts
$143,864
Employees
4
Year formed
2019
State of legal domicile
VA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
ANDREA WRIGHTOfficer
Officer
0$0
JOSEPH BRISBYOfficer
Officer
0$0
JANNA WIENEROfficer
Officer
0$0
DAN KERNOfficer
Officer
0$0
DARRON CHAPMANOfficer
Officer
0$0
KHARI PATTERSONOfficer
Officer
0$0
990 for the year ended December 31, 2024: 7 people
NameTitleHours / weekCompensation
DR ANDREA WRIGHTOFFICER
Officer
–$0
JOSEPH BRISBYOFFICER
Officer
–$0
GREG CARAFELLOOFFICER
Officer
–$0
JANNA WIENEROFFICER
Officer
–$0
SHAWN WASHINGTONOFFICER
Officer
–$0
JEANNETTE CORDOROFFICER
Officer
–$0
DAN KERNOFFICER
Officer
–$0
990-EZ for the year ended December 31, 2023: 1 people
NameTitleHours / weekCompensation
Robert LinkonisOfficer40$39,991

Address and contacts

Address (IRS master file)
31 N PROVIDENCE RD, N CHESTERFLD, VA 23235-5221
In care of
% ROBERT LINKONIS
Mailing address (990-N for 2020)
31 N Providence Rd, N Chesterfield VA 23235
Principal officer (990 for 2025)
Dr Cathie Hughes, 34 Woodland Lane, Dunlap, TN 37327
Principal officer (990-N for 2020)
Robert W Linkonis Sr, 8630 Claypool Road, Richmond VA 23236
Signed the 990
ROBERT LINKONIS, Executive Director
Phone
(804) 823-9601
Return prepared by
PGM Associates

Mission

Credit Restoration Institute is a charitable and educational nonprofit organization that helps individuals and families overcome housing credit, financial, barriers through credit restoration and education, financial literacy,

990 for the year ended December 31, 2025

Program accomplishments

  • CRI provided individual andgroup credit education, credit profile and credit report review, identification of reporting errors and credit barriers, consumer rights education, budgeting, debt management education, financial literacy instruction indivudalized action planning and referral support. These services helped participants understand and address credit debt budgeting and documentation barriers that can interfere with housing employment and long term financial stablity
    Expenses $90,929 · revenue $3,483

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990-EZ on file

IRS record

EIN
84-2829936
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2019
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$2,744
Income (IRS master file)
$143,864

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$143,864$142,120$2,744XML
990December 2024$189,670$195,056$12,225IRS
990-EZDecember 2023$169,064$185,332$19,346XML
990-EZDecember 2022–––IRS
990-EZDecember 2021–––IRS
990-N for 2020
Officer: Robert W Linkonis Sr
December 31, 2020≤ $50,000 receipts––e-Postcard
990-N for 2019
Officer: Robert W Linkonis Sr
December 31, 2019≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-2829936).

Questions about CREDIT RESTORATION INSTITUTE

What is the EIN of CREDIT RESTORATION INSTITUTE?
The employer identification number (EIN) of CREDIT RESTORATION INSTITUTE is 84-2829936.
Is CREDIT RESTORATION INSTITUTE tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2019.
Are donations to CREDIT RESTORATION INSTITUTE tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does CREDIT RESTORATION INSTITUTE file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT RESTORATION INSTITUTE due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT RESTORATION INSTITUTE last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of CREDIT RESTORATION INSTITUTE?
The 990 for the year ended December 31, 2025 names Dr Cathie Hughes.
Who are the officers and directors of CREDIT RESTORATION INSTITUTE?
The 990 for the year ended December 31, 2025 lists 6 people; 0 received compensation from the organization.
How much revenue does CREDIT RESTORATION INSTITUTE have?
On its 990 for the year ended December 31, 2025 it reported revenue of $143,864, expenses of $142,120 and total assets of $2,744 at year end.

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