Nonprofit · EIN 84-1564926
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION
Tax-exempt · DENVER, CO 80206
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $2,974,642 | $3,376,499 | -$401,857 | $3,759,168 | $279,729 | $3,479,439 |
| December 31, 2023 | 990 | $2,538,265 | $2,708,809 | -$170,544 | $4,111,942 | $230,646 | $3,881,296 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $1,775,657
- of which government grants
- $84,013
- Program service revenue
- $1,063,272
- Investment income
- $66,661
- Royalties
- $25,000
- Net rental income
- $44,052
- Other revenue
- $69,052
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $237,093
- Other salaries and wages
- $1,714,596
- Salaries, compensation and benefits (total)
- $2,347,623
- Professional fundraising fees
- $0
- Occupancy
- $49,878
- Travel
- $55,785
- Depreciation
- $39,583
- Program services (functional)
- $2,598,618
- Management and general (functional)
- $400,906
- Fundraising (functional)
- $376,975
Balance sheet and other
- Total assets, start of year
- $4,111,942
- Total assets, end of year
- $3,759,168
- Total liabilities, end of year
- $279,729
- Net assets, end of year
- $3,479,439
- Land, buildings and equipment
- $626,366
- Net assets without donor restrictions
- $3,151,680
- Net assets with donor restrictions
- $327,759
- Gross receipts
- $3,113,388
- Employees
- 44
- Volunteers
- 7,357
- Year formed
- 2000
- State of legal domicile
- CO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| DUSTIN ZVONEK | PRES. & CEO Trustee or director, Officer | 13.35 | $105,392 | $210,273 | $15,099 |
| GADDI LAYDEN | SVP STRATEGY Highest-paid employee | 12 | $52,363 | $122,179 | $3,544 |
| ANNA LEER | VP OF PROGRA Highest-paid employee | 40 | $133,363 | $0 | $27,941 |
| SUE EUSER | VP ADMIN, SE Officer | 38.88 | $59,660 | $76,186 | $18,946 |
| AMANDA KRISCHE | VP OF PROGRA Highest-paid employee | 40 | $124,348 | $0 | $21,616 |
| LAUREN BROZINSKI | CONTROLLER,T Officer | 13.32 | $37,568 | $75,249 | $15,373 |
| ERIN GARDNER HAAS | SVP FINANCE Officer | 13.32 | $15,796 | $31,638 | $0 |
| NORM FRANKE | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 | $0 |
| ANDREW HANDCOCK | VICE CHAIRMA Trustee or director, Officer | 2 | $0 | $0 | $0 |
| JONATHAN ROGERS | MEMBER Trustee or director | 2 | $0 | $0 | $0 |
| FRANCISCO GARCIA | MEMBER Trustee or director | 2 | $0 | $0 | $0 |
| CRAIG RICHARDSON | MEMBER Trustee or director | 2 | $0 | $0 | $0 |
| BILL OWENS | MEMBER Trustee or director | 2 | $0 | $0 | $0 |
| MARY ANSCHUTZ | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| CHRIS BECZE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
19 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEPHANIE BENDRICK | DIRECTOR Trustee or director | 2 | $0 |
| GREG BLANCHARD | DIRECTOR Trustee or director | 2 | $0 |
| TAMARA DOI BECK | DIRECTOR Trustee or director | 2 | $0 |
| ADAM FIEDOR | DIRECTOR Trustee or director | 2 | $0 |
| MICHAEL GERSACK | DIRECTOR Trustee or director | 2 | $0 |
| CHRISTOPHER HILL | DIRECTOR Trustee or director | 2 | $0 |
| BUD HOLLENKAMP | DIRECTOR Trustee or director | 2 | $0 |
| CHARLES MAGUIRE | DIRECTOR Trustee or director | 2 | $0 |
| ADAM ORTMAN | DIRECTOR Trustee or director | 2 | $0 |
| JACOB PAYNE | DIRECTOR Trustee or director | 2 | $0 |
| SEAN PECHAN | DIRECTOR Trustee or director | 2 | $0 |
| BO PERETTO | DIRECTOR Trustee or director | 2 | $0 |
| LAUREN SCHWARTZ | DIRECTOR Trustee or director | 2 | $0 |
| ERIN SIMMONS | DIRECTOR Trustee or director | 2 | $0 |
| DAVID STERRETT | DIRECTOR Trustee or director | 2 | $0 |
| AUBREY THACKER | DIRECTOR Trustee or director | 2 | $0 |
| PAOLO VILLASENOR | DIRECTOR Trustee or director | 2 | $0 |
| DAN SZNEWAJS | DIRECTOR Trustee or director | 2 | $0 |
| KRISTA RUTZ | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 29 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| RICHARD MARTINEZ JR | PRES & CEO T Trustee or director, Officer | 3.5 | $31,752 | $568,093 | $17,523 |
| ANDREW HANCOCK | PRES. & CEO Trustee or director, Officer | 22.5 | $60,531 | $114,414 | $561 |
| LAUREN BROZINSKI | CONTROLLER,T Officer | 27 | $44,984 | $90,102 | $14,895 |
| SUE EUSER | VP ADMIN, SE Officer | 35 | $56,301 | $70,128 | $15,672 |
| TOBIN TRUSLOW | VP BUS. AND Highest-paid employee | 31.2 | $97,420 | $27,338 | $13,764 |
| ANNA LEER | SVP OF PROGR Highest-paid employee | 40 | $104,510 | $0 | $15,736 |
| AMANDA KRISCHE | VP PROG. OPE Highest-paid employee | 40 | $100,635 | $0 | $14,470 |
| DUSTIN ZVONEK | PRES. & CEO Trustee or director, Officer | 22.5 | $20,006 | $37,815 | $1,556 |
| MICHAEL GERSACK | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 | $0 |
| STEPHANIE BENDRICK | VICE CHAIRMA Trustee or director, Officer | 2 | $0 | $0 | $0 |
| CHRIS BECZE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| GREG BLANCHARD | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| BRIAN CAHILL | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| MBIYU CHISHOLM | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| ADAM FIEDOR | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TUHIN HALDER | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOHN LE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| AVI LOEWENSTEIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| CHARLIE MAGUIRE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JACOB PAYNE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| SEAN PECHAN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| BO PERETTO | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| CHRISTOPHER PICARDI | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| ERIN SIMMONS | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| SHANNON SMITH | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| BO SUTTON | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| AUBREY THACKER | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| PAOLO VILLASENOR | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| HEATHER WHITE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3550 E 1ST AVE, DENVER, CO 80206-5508
- Principal officer (990 for 2024)
- LANG SIAS, 3550 EAST FIRST AVENUE, DENVER, CO 80214
- Signed the 990
- LANG SIAS, PRES. & CEO
- Phone
- (303) 321-2265
- Website
- WWW.YACENTER.ORG
- Return prepared by
- KUNDINGER CORDER & MONTOYA PC
Mission
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION IS COMMITTED TO DEVELOPING THE FINANCIAL LITERACY OF YOUNG PEOPLE THROUGH REAL-LIFE EXPERIENCES AND HANDS-ON PROGRAMS PURPOSEFULLY DESIGNED TO ENABLE THEM TO PROSPER IN OUR FREE ENTERPRISE SYSTEM. SINCE 1989, MORE THAN 926,700 YOUTH HAVE BENEFITED FROM THESE NONPROFIT PROGRAMS THAT BUILD LIFE SKILLS, WORK SKILLS, AND FINANCIAL SELF-SUFFICIENCY.
Program accomplishments
- YOUNG AMERITOWNE IS A HANDS-ON PROGRAM THAT INTRODUCES 5TH GRADERS FROM ELEMENTARY SCHOOLS THROUGHOUT COLORADO TO OUR FREE ENTERPRISE SYSTEM. THE THIRTY-SEVEN LESSON CURRICULUM TAUGHT IN THE SCHOOL BY THE TEACHER CULMINATES WHEN THE STUDENTS RUN A LIFE-LIKE TOWN OF UP TO 17 BUSINESSES FOR A DAY, BRINGING THEIR LEARNING TO LIFE AND EXPERIENCING FREE ENTERPRISE FIRST-HAND. PARTICIPATION: 31,384 DURING 2024.Expenses $1,291,805 · revenue $619,799
- INTERNATIONAL TOWNE IS A ONE-OF-A-KIND PROGRAM THAT INTRODUCES MIDDLE SCHOOL STUDENTS TO THE FINANCIAL REALITIES OF THE GLOBAL MARKETPLACE. AFTER WEEKS OF CLASSROOM LESSONS AND ACTIVITIES, THE STUDENTS-TURNED-WORLD-CITIZENS COME TO INTERNATIONAL TOWNE TO RUN THE SIXTEEN-COUNTRY WORLD FOR A DAY, EXPERIENCING THE ECONOMIC CONCEPTS OF GLOBAL TRADING, CURRENCY EXCHANGE, IMPORTING AND EXPORTING, AND CULTURAL VALUES. PARTICIPATION: 7,822 STUDENTS DURING 2024.Expenses $287,596 · revenue $169,210
- YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION ALSO OFFERS A VARIETY OF ENTREPRENEURSHIP TRAINING PROGRAMS THROUGH OUR YOUTHBIZ DIVISION. SERVING DENVER-AREA YOUTH AGES 11 TO 18 WITH TARGETED FOCUS ON THOSE FROM LOW-INCOME, UNDERSERVED SCHOOLS AND NEIGHBORHOODS, YOUTH LEARN THE FOUNDATIONS OF BUSINESS AND ENTREPRENEURSHIP ENABLING THEM TO IDENTIFY OPPORTUNITIES AND TO DEVELOP PRODUCTS AND SERVICES THAT CREATE VALUE. YOUTHBIZ OFFERS TWO PROGRAMS, STARTUP AND OUT-OF-THE-BOX. STARTUP IS AN ENTRY LEVEL PROGRAM DESIGNED TO TEACH YOUTH THE BASICS OF ENTREPRENEURSHIP INCLUDING NEED IDENTIFICATION, PROTOTYPE DEVELOPMENT AND BUSINESS PITCH. YOUTHBIZ OUT-OF-THE-BOX TAKES STUDENTS FURTHER INTO THE PRODUCTION AND SALES CYCLES WITH REAL RETAIL OPPORTUNITIES, SUCH AS OUR YOUTHBIZ MARKETPLACE. IN 2024 YOUTHBIZ EXTENDED ITS REACH BEYOND DENVER, BRINGING ITS VIBRANT MARKETPLACE TO COLORADO'S WESTERN SLOPES FOR THE FIRST TIME IN YEARS, SERVING 3,616 STUDENTS.Expenses $468,786 · revenue $22,272
- THE ORGANIZATION ALSO CONDUCTED A VARIETY OF COMMUNITY OUTREACH PROGRAMMING INCLUDING MONEY MATTERS CLASSES, TOURS AND PRESENTATIONS. RURAL YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION, LLC IN WRAY, COLORADO OFFERS RURAL YOUNG AMERITOWNE TO SCHOOLS IN EASTERN COLORADO AND ACROSS THE BORDERS OF KANSAS AND NEBRASKA. STUDENTS ATTENDED RURAL YOUNG AMERICANS IN 2024. IN ADDITION, YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION RUNS WEEKLY DAY CAMPS THROUGHOUT THE SUMMER. THEMES FOR THE CAMPS INCLUDE PERSONAL FINANCE AND BANKING, FREE ENTERPRISE, GLOBAL ECONOMICS AND ENTREPRENEURSHIP. SUMMER CAMP PARTICIPATION WAS 818 YOUTH IN 2024.Expenses $550,431 · revenue $241,991
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 84-1564926
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2001
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Recreation and sports (N20)
- Assets (IRS master file)
- $3,759,168
- Income (IRS master file)
- $3,113,388
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $2,974,642 | $3,376,499 | $3,759,168 | IRS |
| 990 | December 2023 | $2,538,265 | $2,708,809 | $4,111,942 | XML |
| 990 | December 2022 | $2,440,350 | $2,345,058 | $4,312,639 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-1564926).
Questions about YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION
- What is the EIN of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION?
- The employer identification number (EIN) of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION is 84-1564926.
- Is YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2001.
- Are donations to YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION?
- The 990 for the year ended December 31, 2024 names LANG SIAS.
- Who are the officers and directors of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION?
- The 990 for the year ended December 31, 2024 lists 34 people; 7 received compensation from the organization, the highest $105,392 (DUSTIN ZVONEK, PRES. & CEO).
- How much revenue does YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $2,974,642, expenses of $3,376,499 and total assets of $3,759,168 at year end.
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