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Nonprofit · EIN 84-0476152

CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

Also known as ARAPAHOE CREDIT UNION

Tax-exempt · LITTLETON, CO 80122

Financials

$10.3M$12.8M2023$10.3M$10.2M2024
Revenue Expenses · by fiscal year end
Financials of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$10,339,218$10,211,020$128,198$154,420,121$143,952,234$10,467,887
December 31, 2023990$10,314,967$12,811,290-$2,496,323$164,150,908$153,811,219$10,339,689
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$9,039,593
Investment income
$1,273,623
Other revenue
$26,002

Expenses

Grants and similar amounts paid
$5,500
Compensation of officers, directors and key employees
$719,419
Other salaries and wages
$1,925,435
Salaries, compensation and benefits (total)
$3,091,255
Professional fundraising fees
$0
Legal fees
$12,039
Occupancy
$216,990
Depreciation
$319,799
Program services (functional)
$10,211,020

Balance sheet and other

Total assets, start of year
$164,150,908
Total assets, end of year
$154,420,121
Total liabilities, end of year
$143,952,234
Net assets, end of year
$10,467,887
Land, buildings and equipment
$4,279,117
Gross unrelated business income
$1,494
Gross receipts
$10,339,218
Employees
0
Volunteers
9
Year formed
1938
State of legal domicile
CO

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
SCOTT FERNDELLIPRESIDENT/CEO
Officer
40$254,380$27,173
CHRISTINE ECKHARDTCOO
Officer
40$178,872$8,010
SHAUNA EXSTROMVP CORP ADMIN
Officer
40$129,500$5,865
CHRISTINA ARCHULETAAVP OF FINANCE
Officer
40$98,714$16,904
BRUCE KARRDIRECTOR
Trustee or director
3$0$0
KATHI ERBERVICE CHAIR
Trustee or director
3$0$0
PAT MCINTOSHCHAIRMAN
Trustee or director
3$0$0
ANDREW SEXTONSECRETARY
Trustee or director
3$0$0
ANDREW ROTHDIRECTOR
Trustee or director
3$0$0
WYN BARRETTDIRECTOR
Trustee or director
3$0$0
JOHN WILSONDIRECTOR
Trustee or director
3$0$0
990 for the year ended December 31, 2023: 12 people
NameTitleHours / weekCompensationOther / benefits
SCOTT FERNDELLIPRESIDENT/CEO
Officer
40$296,364$66,862
CHRISTINE ECKHARDTCOO
Officer
40$184,185$36,662
SHAUNA EXSTROMVP CORP ADMIN
Officer
40$148,733$29,568
CHRISTINA ARCHULETAAVP OF FINANCE
Officer
40$108,744$25,163
BRUCE KARRDIRECTOR
Trustee or director
3$0$0
KATHI ERBERVICE CHAIR
Trustee or director
3$0$0
RON SCHUMACHERTREASURER
Trustee or director
3$0$0
PAT MCINTOSHCHAIRMAN
Trustee or director
3$0$0
ANDREW SEXTONSECRETARY
Trustee or director
3$0$0
ANDREW ROTHDIRECTOR
Trustee or director
3$0$0
WYN BARRETTDIRECTOR
Trustee or director
3$0$0
JUDI GARVEY-LEFEBVREAUDIT COMMITTEE
Trustee or director
3$0$0

Address and contacts

Address (IRS master file)
7201 S BROADWAY, LITTLETON, CO 80122-8008
Principal officer (990 for 2024)
SCOTT FERNDELLI, 7201 S BROADWAY, LITTLETON, CO 80122
Signed the 990
SCOTT FERNDELLI, PRESIDENT/CEO
Phone
(303) 740-7063
Return prepared by
JONES MERTSCHING CPAS PC

Mission

ARAPAHOE CREDIT UNION, THROUGH SOUND FISCAL PRACTICE, EXISTS TO PROVIDE INNOVATIVE PRODUCTS AND QUALITY SERVICES THAT HELP MEET THE DAILY FINANCIAL NEEDS AND LONG-TERM GOALS OF ITS MEMBERS.

990 for the year ended December 31, 2024

Program accomplishments

  • ACU PROVIDES CONSUMER AND REAL ESTATE LOANS TO OUR MEMBERSHIP ALONG WITH SAVINGS AND INVESTMENT ACCOUNTS. MANY DELIVERY CHANNELS ARE UTILIZED TO PROVIDE THESE PRODUCTS INCLUDING, BUT NOT LIMITED TO, TELLER LINE, SHARED BRANCHING, DEBIT AND CREDIT CARDS, ONLINE BANKING AND BILL PAY. BESIDES PROVIDING THESE PRODUCTS AND SERVICES, ARAPAHOE CREDIT UNION PARTICIPATES AND PROVIDES RESOURCES FOR OUR COMMUNITY AND ARAPAHOE COUNTY SCHOOL DISTRICT EVENTS.
    Expenses $10,211,020

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
84-0476152
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1968
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$154,420,121
Income (IRS master file)
$10,339,218

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$10,339,218$10,211,020$154,420,121XML
990December 2023$10,314,967$12,811,290$164,150,908XML
990December 2022$10,675,326$9,994,991$173,082,508IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-0476152).

Questions about CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO is 84-0476152.
Is CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The 990 for the year ended December 31, 2024 names SCOTT FERNDELLI.
Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
The 990 for the year ended December 31, 2024 lists 11 people; 4 received compensation from the organization, the highest $254,380 (SCOTT FERNDELLI, PRESIDENT/CEO).
How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO have?
On its 990 for the year ended December 31, 2024 it reported revenue of $10,339,218, expenses of $10,211,020 and total assets of $154,420,121 at year end.

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