Nonprofit · EIN 83-4087373
CREDIT ROUNDTABLE ASSOCIATION
Tax-exempt · FAIRFIELD, CT 06825
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $221,524 | $224,977 | -$3,453 | $547,491 | $37,917 | $509,574 |
| December 31, 2024 | 990 | $212,741 | $186,443 | $26,298 | $550,944 | $37,917 | $513,027 |
| December 31, 2023 | 990 | $210,897 | $153,595 | $57,302 | $524,646 | $37,917 | $486,729 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $219,980
- Investment income
- $1,544
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $13,612
- Accounting fees
- $3,051
- Program services (functional)
- $199,736
- Management and general (functional)
- $25,241
Balance sheet and other
- Total assets, start of year
- $550,944
- Total assets, end of year
- $547,491
- Total liabilities, end of year
- $37,917
- Net assets, end of year
- $509,574
- Gross receipts
- $221,524
- Employees
- 0
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Chris Gootkind | Board Member Trustee or director | 2 | $0 |
| Gabe Crump | Board Member Trustee or director | 2 | $0 |
| Spencer Godfrey | Board Member Trustee or director | 2 | $0 |
| Chris Malfant | Board Member Trustee or director | 2 | $0 |
| Anthony Brekke | Co Vice-Chair Trustee or director, Officer | 2 | $0 |
| Jennifer Rowland | Board Member Trustee or director | 2 | $0 |
| Mark Kremer | Secretary Trustee or director | 2 | $0 |
| David Gold | Board Member Trustee or director | 2 | $0 |
| Christi Kubiak | Treasurer Trustee or director, Officer | 2 | $0 |
| Christopher Colamarino | Board Member Trustee or director | 2 | $0 |
| Omar Sanders | Co Vice-Chair Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Chris Gootkind | Outgoing Chair Trustee or director | 2 | $0 |
| Gabe Crump | Board Member Trustee or director | 2 | $0 |
| Spencer Godfrey | Board Member Trustee or director | 2 | $0 |
| Chris Malfant | Board Member Trustee or director | 2 | $0 |
| Anthony Brekke | Co-Chair Trustee or director, Officer | 2 | $0 |
| Jennifer Rowland | Board Member Trustee or director | 2 | $0 |
| David Gold | Board Member Trustee or director | 2 | $0 |
| Christi Kubiak | Board Member Trustee or director | 2 | $0 |
| Marc Kremer | Secretary Trustee or director, Officer | 2 | $0 |
| David Padulo | Treasurer Trustee or director, Officer | 2 | $0 |
| Omar Sanders | Co-Chair Trustee or director, Officer | 2 | $0 |
| Lou Zahorak | Board Member Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Chris Gootkind | Outgoing Chair Trustee or director, Officer | 2 | $0 |
| David Knutson | Chairman Trustee or director, Officer | 2 | $0 |
| Anthony Brekke | Vice Chair Trustee or director | 2 | $0 |
| Keenan Choy | Board Member Trustee or director | 2 | $0 |
| Lori Finlay | Board Member Trustee or director | 2 | $0 |
| David Gold | Board Member Trustee or director | 2 | $0 |
| Dan Haut | Board Member Trustee or director | 2 | $0 |
| Christi Kubiak | Board Member Trustee or director | 2 | $0 |
| Marc Kremer | Board Member Trustee or director | 2 | $0 |
| David Padulo | Board Member Trustee or director | 2 | $0 |
| Omar Sanders | Vice Chair Trustee or director | 1 | $0 |
| Lou Zahorak | Board Member Trustee or director | 1 | $0 |
| Tara Innes | Treasurer Officer | 2 | $0 |
| Louise Pitt | Secretary Officer | 2 | $0 |
Address and contacts
- Address (IRS master file)
- C/O TAM LLC 2490 BLACK ROCK TPKE 31, FAIRFIELD, CT 06825-0000
- In care of
- % CATHY SCOTT
- Signed the 990
- Christi Kubiak, Treasurer
- Phone
- (914) 332-0040
- Website
- thecreditroundtable.org
- Return prepared by
- FT Kleiger & Company
Mission
The Credit Roundtable Association (CRT) is a membership organization committed to enhancing bondholder protections through education, outreach and advocacy. CRT shall be devoted to the improvement of general business conditions in the institutional bond market including, among others:1)educating investors, issuers, underwriters, regulators, and other market participants to the value of bondholder covenant protections and advocating for the inclusion, standardization, and preservation of covenant protections in bond indentures,2)identifying enhancements to, advocating for the implementation of improvements to the new issue bond underwriting and distribution process,3)implementing enhancements to the bond tender/exchange and consent process,4)promulgating improvements in disclosure and transparency,5)pursuing any lawful act or activity and, exercising any powers afforded to nonprofit, nonstock corporations in the State of DE, in furtherance of its above-stated mission.
Program accomplishments
- Programming includes monthly member conference calls, in-person meetings with regulators and two annual conferences (one in the spring, and one in the fall). In additon, members work together on tasks forces and bondholder groups. CRT also participated on writing comment letters and white papers, and also conducting surveys, on behalf of its members and the broader institutional investor commmunity.Expenses $199,736 · revenue $219,980
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 83-4087373
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 2020
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S41)
- Assets (IRS master file)
- $547,491
- Income (IRS master file)
- $221,524
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $221,524 | $224,977 | $547,491 | XML |
| 990 | December 2024 | $212,741 | $186,443 | $550,944 | XML |
| 990 | December 2023 | $210,897 | $153,595 | $524,646 | IRS |
| 990 | December 2022 | $215,073 | $132,358 | $462,319 | IRS |
| 990-EZ | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 83-4087373).
Questions about CREDIT ROUNDTABLE ASSOCIATION
- What is the EIN of CREDIT ROUNDTABLE ASSOCIATION?
- The employer identification number (EIN) of CREDIT ROUNDTABLE ASSOCIATION is 83-4087373.
- Is CREDIT ROUNDTABLE ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 2020.
- Are donations to CREDIT ROUNDTABLE ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT ROUNDTABLE ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT ROUNDTABLE ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT ROUNDTABLE ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who are the officers and directors of CREDIT ROUNDTABLE ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 11 people; 0 received compensation from the organization.
- How much revenue does CREDIT ROUNDTABLE ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $221,524, expenses of $224,977 and total assets of $547,491 at year end.
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All nonprofits in FAIRFIELD · Connecticut · Community improvement and capacity building