Nonprofit · EIN 83-1499750
NATIVE FINANCE DEVELOPMENT CORPORATION
Tax-exempt · VISTA, CA 92084
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $347,112 | $405,652 | -$58,540 | $317,374 | $259,271 | $58,103 |
| December 31, 2024 | 990 | $552,095 | $505,145 | $46,950 | $131,534 | $84,555 | $46,979 |
| December 31, 2023 | 990-EZ | $90,536 | $90,536 | $0 | $22,718 | $22,689 | $29 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $347,109
- of which government grants
- $344,109
- Program service revenue
- $0
- Investment income
- $3
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Other salaries and wages
- $190,023
- Salaries, compensation and benefits (total)
- $213,110
- Professional fundraising fees
- $0
- Program services (functional)
- $405,652
Balance sheet and other
- Total assets, start of year
- $718,905
- Total assets, end of year
- $317,374
- Total liabilities, end of year
- $259,271
- Net assets, end of year
- $58,103
- Publicly traded securities
- $4,149
- Net assets without donor restrictions
- $4,149
- Net assets with donor restrictions
- $53,954
- Gross receipts
- $347,112
- Employees
- 3
- Volunteers
- 5
- Year formed
- 2018
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Cynthia Tam | Project Manager | 20 | $77,582 | $5,306 |
| Eric Menzel | Project Coordinato | 10 | $26,558 | $1,293 |
| Caroline Colton | Community Organize | 10 | $22,218 | $1,378 |
| Tracy Johnston | Financial Coach | 8 | $15,997 | $0 |
| Cynthia Tam | Treasurer Trustee or director | 1 | $0 | $0 |
| James M Hill Sr | Chairman Officer | 1 | $0 | $0 |
| Teresa Martinez | Board Member Officer | 1 | $0 | $0 |
| Rigoberto D Ruiz | Secretary Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Cynthia Tam | Project Manager | 40 | $165,900 | $36,330 |
| Eric Menzel | Project Coordinato | 20 | $48,482 | $9,919 |
| Cynthia Tam | Treasurer Trustee or director | 1 | $0 | $0 |
| James M Hill Sr | Chairman Officer | 1 | $0 | $0 |
| Teresa Martinez | Board Member Officer | 1 | $0 | $0 |
| Rigoberto D Ruiz | Secretary Officer | 1 | $0 | $0 |
990-EZ for the year ended December 31, 2023: 1 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Cynthia Tam | CEO | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 3530 CAMINO DE LAS LOMAS, VISTA, CA 92084-6637
- Mailing address (990-N for 2022)
- 3530 Camino De Las Lomas, Vista CA 92084
- Principal officer (990 for 2025)
- Cynthia Tam, 3530 Camino De Las Lomas, Vista, CA 92084
- Principal officer (990-N for 2022)
- Cynthia J Tam, 3530 Camino De Las Lomas, Vista CA 920846637
- Signed the 990
- Cynthia Tam, CEO
- Phone
- (619) 200-6277
- Return prepared by
- CYNTHIA TAM CFPR
California records
California keeps its own records of charities and corporations. Search them by EIN 83-1499750 or by the name NATIVE FINANCE DEVELOPMENT CORPORATION.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
Emerging Native CDFI(Community Development Finance Institution)
Program accomplishments
- Project Update:Timeline:Project Duration: 36 monthsCurrent Stage: 18.5 months (as of 3/31/2025) Progress Summary:Year 2 Goals: On track. Between October 1, 2024, and March 31, 2025, we made 13 presentations to 102 community members from seven tribes (Campo, Jamul, La Jolla, La Posta, Manzanita, Pauma, and Viejas) and one Native community organization (Southern Indian Health Council). Not only are they now aware of our Native CDFI project, but all of them also signed a statement of support to build one in our community. Though we had anticipated 20-40 participants for our financial development services when we wrote our proposal in 2023, we actually have 51 participants, 5 of whom were referrals from the people who attended our presentations.Hired all key personnel including project manager, coordinator, financial planner, finance manager, program evaluator, and program reviewer.Community Engagement:Recruitment: Achieved 170% of target population for program development through presentations at 7 tribes and an Indian health clinic.Institutional Support: Secured support from three Tribal education committees (La Jolla, La Posta and Pauma) and the Jamul Casino with 1,300 employees.External Contributors:Secured ongoing technological support and introductions to Fortune 1000 insiders from Salesforce volunteers,a human-centric product design expert to assist with program design and delivery.Data Collection:Culturally Sensitive Interviews: Designed and vetted culturally sensitive, digitally secure quantitative information in collaboration with an Institutional Review Board certified consultant.Data stored in a secured and customized Salesforce cloud with assistance from a Salesforce volunteer.Marketing Strategy:Grassroots Approach: Employed a successful word-of-mouth strategy targeting individual tribal members based on banking status (fully banked, underbanked, unbanked).Social Media Outreach: Created content with videos and short posts for Linkedin, Tiktok, Instagram, and Facebook, in addition to our website.Stakeholder Engagement:Individual and Institutional Outreach: 7 tribes and an Indian health clinic as stated above.Grant Applications Though unsuccessful in obtaining additional grant funding, we have applied to San Manuel Cares (San Manuel Band of Mission Indians), and San Diego Chinese Womens Association.Awards: Selected as one of 36 semi-finalists among 1,600 global entrants in the 2024 MIT Solve Indigenous Communities Challenge.Financial Industry Recognition: Invited into and joined Save-On San Diego, a national Coalition of banks, financial institutions, and nonprofits committed to safe banking products and services.Staff Development:Staff strengthened their expertise in social impact investing, thought leadership, public relations, scaling growth, and digital marketing through Harvard Alumni Entrepreneur Academy programs.?Leveraged these programs to build relationships with international experts, strategically positioning Native Finance as a leading CDFI partner for Indian Country.Oweesta: Board Chairman, staff, and volunteer attended Native CDFI Practitioner trainings to enhance internal knowledge. Opportunity Finance Network: Board received training to strengthen the understanding of ethics and business model for CDFIs.Landmark Worldwide: Board and staff received training and development in communication and professional growth to sharpen listening and interpersonal skills.Expenses $405,652
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 83-1499750
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2018
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P80)
- Assets (IRS master file)
- $317,374
- Income (IRS master file)
- $347,112
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $347,112 | $405,652 | $317,374 | XML |
| 990 | December 2024 | $552,095 | $505,145 | $131,534 | IRS |
| 990-EZ | December 2023 | $90,536 | $90,536 | $22,718 | XML |
| 990-N for 2022 Officer: Cynthia J Tam | December 31, 2022 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2021 Officer: Cynthia Tam | December 31, 2021 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2020 Officer: Cynthia Tam | December 31, 2020 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 83-1499750).
Questions about NATIVE FINANCE DEVELOPMENT CORPORATION
- What is the EIN of NATIVE FINANCE DEVELOPMENT CORPORATION?
- The employer identification number (EIN) of NATIVE FINANCE DEVELOPMENT CORPORATION is 83-1499750.
- Is NATIVE FINANCE DEVELOPMENT CORPORATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2018.
- Are donations to NATIVE FINANCE DEVELOPMENT CORPORATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NATIVE FINANCE DEVELOPMENT CORPORATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIVE FINANCE DEVELOPMENT CORPORATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIVE FINANCE DEVELOPMENT CORPORATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NATIVE FINANCE DEVELOPMENT CORPORATION?
- The 990 for the year ended December 31, 2025 names Cynthia Tam.
- Who are the officers and directors of NATIVE FINANCE DEVELOPMENT CORPORATION?
- The 990 for the year ended December 31, 2025 lists 8 people; 4 received compensation from the organization, the highest $77,582 (Cynthia Tam, Project Manager).
- How much revenue does NATIVE FINANCE DEVELOPMENT CORPORATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $347,112, expenses of $405,652 and total assets of $317,374 at year end.
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