Nonprofit · EIN 82-3512608
ECONOMIC JUSTICE FUND
Tax-exempt · SACRAMENTO, CA 95811
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $605,619 | $576,879 | $28,740 | $1,424,261 | $268,014 | $1,156,247 |
| December 31, 2024 | 990 | $1,182,496 | $539,854 | $642,642 | $1,376,524 | $249,017 | $1,127,507 |
| December 31, 2023 | 990 | $528,166 | $179,973 | $348,193 | $737,573 | $252,708 | $484,865 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $428,571
- of which government grants
- $428,571
- Program service revenue
- $177,048
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $228,714
- Salaries, compensation and benefits (total)
- $242,705
- Professional fundraising fees
- $0
- Legal fees
- $60
- Accounting fees
- $55,354
- Occupancy
- $5,580
- Program services (functional)
- $452,040
- Management and general (functional)
- $100,569
- Fundraising (functional)
- $24,270
Balance sheet and other
- Total assets, start of year
- $1,376,524
- Total assets, end of year
- $1,424,261
- Total liabilities, end of year
- $268,014
- Net assets, end of year
- $1,156,247
- Net assets without donor restrictions
- $963,178
- Net assets with donor restrictions
- $193,069
- Gross receipts
- $605,619
- Employees
- 1
- Volunteers
- 5
- Year formed
- 2017
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Scott Berman | CEO Officer | 40 | $195,000 | $20,421 |
| Ruth Jaure | President Trustee or director, Officer | 1 | $0 | $0 |
| Olivia Rebanal | Secretary Trustee or director, Officer | 1 | $0 | $0 |
| Scott Sporte | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
| Donna Gambrell | Director (thru 8/15/25) Trustee or director | 1 | $0 | $0 |
| Abigail Suarez | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Scott Berman | CEO Officer | 40 | $136,395 | $15,315 |
| Ruth Jaure | President Trustee or director, Officer | 1 | $0 | $0 |
| Olivia Rebanal | Secretary Trustee or director, Officer | 1 | $0 | $0 |
| Scott Sporte | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
| Donna Gambrell | Director Trustee or director | 1 | $0 | $0 |
| Abigail Suarez | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Scott Berman | President (thru 9/2023); CEO Trustee or director, Officer | 10 | $23,895 | $1,760 |
| Donna Gambrell | Vice President (thru 08/23); Director Trustee or director, Officer | 1 | $0 | $0 |
| Ruth Jaure | Treasurer (thru 9/2023); President Trustee or director, Officer | 1 | $0 | $0 |
| Jeff Berg | Secretary (thru 3/2023) Trustee or director, Officer | 1 | $0 | $0 |
| Abigail Suarez | Director Trustee or director | 1 | $0 | $0 |
| Olivia Rebanal | Secretary Trustee or director, Officer | 1 | $0 | $0 |
| Scott Sporte | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2014 CAPITOL AVE STE 100, SACRAMENTO, CA 95811-4244
- In care of
- % SCOTT BERMAN
- Mailing address (990-N for 2018)
- 1601 ALHAMBRA BLVD STE 100, Sacramento CA 95816
- Principal officer (990 for 2025)
- Scott Berman, Same as above, Sacramento, CA 95811
- Principal officer (990-N for 2018)
- Scott Berman, 1601 Alhambra Blvd Ste 100, Sacramento CA 95816
- Signed the 990
- Scott Berman, CEO
- Phone
- (916) 758-4020
- Website
- EconomicJusticeFund.org
- Return prepared by
- Tracy Paglia
California records
California keeps its own records of charities and corporations. Search them by EIN 82-3512608 or by the name ECONOMIC JUSTICE FUND.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
The Economic Justice Fund is a mission-driven Community Development Financial Institution that expands economic opportunity through fair and affordable financing and credit-building services for low-income borrowers. The Economic Justice Fund provides responsible loan products designed to advance financial capability and stability.
Program accomplishments
- In 2025, the Economic Justice Fund originated 100 loans, with nearly 90% made to low-income borrowers or individuals living in low-income communities. EJF's lending programs provided a safe and affordable financing option for borrowers who lacked access to fair credit, with low fixed rates, no application fees, no origination fees, no servicing fees, and no prepayment fees. EJF's loans provided borrowers with access to affordable funding for emergency and urgent financial needs, while also supporting repayment of high-cost debt and the establishment of positive credit histories. EJF's principal lending initiatives included: Equitable Opportunity Loan: Provided a safe and affordable alternative to payday loans and other high-cost financing. Credit-Building Initiative: Supported borrowers in establishing positive credit histories through responsible loan repayment and credit-building services. Lifeline Pandemic Recovery Initiative: Provided financing to low-income borrowers facing financial hardship and limited access to affordable credit.Expenses $452,040 · revenue $177,048
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 82-3512608
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2018
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W60)
- Assets (IRS master file)
- $1,424,261
- Income (IRS master file)
- $605,619
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $605,619 | $576,879 | $1,424,261 | XML |
| 990 | December 2024 | $1,182,496 | $539,854 | $1,376,524 | XML |
| 990 | December 2023 | $528,166 | $179,973 | $737,573 | XML |
| 990-EZ | December 2022 | – | – | – | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990-N for 2018 Officer: Scott Berman | December 31, 2018 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 82-3512608).
Questions about ECONOMIC JUSTICE FUND
- What is the EIN of ECONOMIC JUSTICE FUND?
- The employer identification number (EIN) of ECONOMIC JUSTICE FUND is 82-3512608.
- Is ECONOMIC JUSTICE FUND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2018.
- Are donations to ECONOMIC JUSTICE FUND tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does ECONOMIC JUSTICE FUND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ECONOMIC JUSTICE FUND due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ECONOMIC JUSTICE FUND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ECONOMIC JUSTICE FUND?
- The 990 for the year ended December 31, 2025 names Scott Berman.
- Who are the officers and directors of ECONOMIC JUSTICE FUND?
- The 990 for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $195,000 (Scott Berman, CEO).
- How much revenue does ECONOMIC JUSTICE FUND have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $605,619, expenses of $576,879 and total assets of $1,424,261 at year end.
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