Nonprofit · EIN 82-0648671
LTC REINSURANCE PCC
Also known as PENN TREATY PROTECTED CELL OF LTC R
Tax-exempt · WASHINGTON, DC 20005
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $34,299,752 | $88,142,042 | -$53,842,290 | $1,596,080,337 | $1,581,625,655 | $14,454,682 |
| December 31, 2024 | 990 | -$73,716,642 | -$87,459,177 | $13,742,535 | $1,670,945,546 | $1,655,577,357 | $15,368,189 |
| December 31, 2023 | 990 | $71,368,803 | $162,207,000 | -$90,838,197 | $1,838,075,920 | $1,820,010,808 | $18,065,112 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- -$32,123,950
- Investment income
- $66,423,702
- Net gain from sales of assets
- $4,222,537
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $653,363
- Accounting fees
- $586,383
- Travel
- $6,864
Balance sheet and other
- Total assets, start of year
- $1,670,945,546
- Total assets, end of year
- $1,596,080,337
- Total liabilities, end of year
- $1,581,625,655
- Net assets, end of year
- $14,454,682
- Publicly traded securities
- $1,260,633,041
- Gross receipts
- $469,872,842
- Employees
- 0
- Volunteers
- 20
- Year formed
- 2016
- State of legal domicile
- DC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ERIC RANGEN | PRESIDENT Trustee or director, Officer | 2 | $0 |
| KATHARINE WADE | SECRETARY Trustee or director, Officer | 1 | $0 |
| RUSSELL SMITH | TREASURER Trustee or director, Officer | 1 | $0 |
| CHARLES GULLICKSON | SECURITY & PRIVACY OFFICER Trustee or director, Officer | 1 | $0 |
| AMANDA BARBERA | DIRECTOR Trustee or director | 1 | $0 |
| JEFFREY BELIGOTTI | DIRECTOR Trustee or director | 1 | $0 |
| RENEE CIESLUKOWSKI | DIRECTOR Trustee or director | 1 | $0 |
| IVAN CONCEPCION | DIRECTOR (FROM NOV '25) Trustee or director | 1 | $0 |
| NANCY MARGOLIS | DIRECTOR Trustee or director | 1 | $0 |
| FRANK MELACCIO | DIRECTOR (TO NOV '25) Trustee or director | 1 | $0 |
| DENISE MERIDITH | DIRECTOR Trustee or director | 1 | $0 |
| LILLIAN SUTTON | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA CUSHING | CHIEF FINANCIAL OFFICER Officer | 6.5 | $0 |
| JODI ANATOLE | CHIEF OPERATING OFFICER Officer | 6 | $0 |
990 for the year ended December 31, 2024: 16 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ERIC RANGEN | PRESIDENT Trustee or director, Officer | 2 | $0 |
| KATHARINE WADE | SECRETARY Trustee or director, Officer | 1 | $0 |
| RUSSELL SMITH | TREASURER Trustee or director, Officer | 1 | $0 |
| CHARLES GULLICKSON | SECURITY & PRIVACY OFFICER Trustee or director, Officer | 1 | $0 |
| AARON BALL | DIRECTOR (TO FEB '24) Trustee or director | 1 | $0 |
| AMANDA BARBERA | DIRECTOR (FROM OCT '24) Trustee or director | 1 | $0 |
| JEFFREY BELIGOTTI | DIRECTOR (FROM FEB '24) Trustee or director | 1 | $0 |
| RENEE CIESLUKOWSKI | DIRECTOR (FROM AUG '24) Trustee or director | 1 | $0 |
| NANCY MARGOLIS | DIRECTOR Trustee or director | 1 | $0 |
| FRANK MELACCIO | DIRECTOR Trustee or director | 1 | $0 |
| DENISE MERIDITH | DIRECTOR Trustee or director | 1 | $0 |
| MARGARET SPERRY | DIRECTOR (TO OCT '24) Trustee or director | 1 | $0 |
| LILLIAN SUTTON | DIRECTOR Trustee or director | 1 | $0 |
| JAMES YABLECKI | DIRECTOR (TO AUG '24) Trustee or director | 1 | $0 |
| BRENDA CUSHING | CHIEF FINANCIAL OFFICER Officer | 8 | $0 |
| JODI ANATOLE | CHIEF OPERATING OFFICER Officer | 7 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ERIC RANGEN | PRESIDENT Trustee or director, Officer | 2 | $0 |
| PETER GALLANIS | SECRETARY (TO AUG '23) Trustee or director, Officer | 1 | $0 |
| KATHARINE WADE | SECRETARY (FROM SEP '23) Trustee or director, Officer | 1 | $0 |
| FRANK MELACCIO | TREASURER Trustee or director, Officer | 1 | $0 |
| AARON BALL | DIRECTOR Trustee or director | 1 | $0 |
| CHARLES GULLICKSON | DIRECTOR Trustee or director | 1 | $0 |
| NANCY MARGOLIS | DIRECTOR Trustee or director | 1 | $0 |
| DENISE MERIDITH | DIRECTOR (FROM NOV '23) Trustee or director | 1 | $0 |
| RUSSELL SMITH | DIRECTOR Trustee or director | 1 | $0 |
| SARAH SOONG | DIRECTOR (TO NOV '23) Trustee or director | 1 | $0 |
| MARGARET SPERRY | DIRECTOR Trustee or director | 1 | $0 |
| NICOLE STYKA | DIRECTOR (TO NOV '23) Trustee or director | 1 | $0 |
| LILLIAN SUTTON | DIRECTOR (FROM NOV '23) Trustee or director | 1 | $0 |
| JAMES YABLECKI | DIRECTOR Trustee or director | 1 | $0 |
| BRENDA CUSHING | CHIEF FINANCIAL OFFICER Officer | 13.5 | $0 |
| JODI ANATOLE | CHIEF OPERATING OFFICER Officer | 12 | $0 |
Address and contacts
- Address (IRS master file)
- 1500 K ST NW STE 1100, WASHINGTON, DC 20005-1233
- Principal officer (990 for 2025)
- BRENDA J CUSHING, 1500 K ST NW 1100, WASHINGTON, DC 20005
- Signed the 990
- BRENDA J CUSHING, CFO
- Phone
- (202) 589-2810
- Return prepared by
- JOHNSON LAMBERT LLP
Mission
LTC RE IS A PROTECTED CELL CAPTIVE INSURANCE COMPANY FORMED BY THE NATIONAL ORGANIZATION OF LIFE AND HEALTH GUARANTY ASSOCIATIONS, WHOSE MEMBERS ARE LIFE AND HEALTH INSURANCE STATE GUARANTY ASSOCIATIONS AFFECTED BY THE INSOLVENCY OF PENN TREATY NETWORK AMERICA INSURANCE COMPANY AND/OR ITS WHOLLY OWNED SUBSIDIARY, AMERICAN NETWORK INSURANCE COMPANY. THE MEMBERS REINSURE THEIR OBLIGATIONS TO LTC RE TO SERVICE THE COVERED POLICYHOLDERS.THE GUARANTY ASSOCIATIONS PROVIDE THE INSURANCE INDUSTRY AND ITS CONSUMERS WITH A SAFETY NET IN THE EVENT A LIFE AND HEALTH INSURANCE COMPANY BECOMES INSOLVENT AND UNABLE TO PAY CLAIMS.
Program accomplishments
- THE GUARANTY ASSOCIATIONS PROVIDE THE INSURANCE INDUSTRY AND ITS CONSUMERS WITH A SAFETY NET IN THE EVENT A LIFE AND HEALTH INSURANCE COMPANY BECOMES INSOLVENT AND UNABLE TO PAY CLAIMS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 82-0648671
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 2017
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S40)
- Group exemption
- 6262: LTC REINSURANCE PCC
- Assets (IRS master file)
- $1,596,080,337
- Income (IRS master file)
- $469,872,842
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $34,299,752 | $88,142,042 | $1,596,080,337 | IRS |
| 990 | December 2024 | -$73,716,642 | -$87,459,177 | $1,670,945,546 | IRS |
| 990 | December 2023 | $71,368,803 | $162,207,000 | $1,838,075,920 | XML |
| 990 | December 2022 | $119,635,011 | -$155,891,843 | $1,857,935,821 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 82-0648671).
Questions about LTC REINSURANCE PCC
- What is the EIN of LTC REINSURANCE PCC?
- The employer identification number (EIN) of LTC REINSURANCE PCC is 82-0648671.
- Is LTC REINSURANCE PCC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 2017.
- Are donations to LTC REINSURANCE PCC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does LTC REINSURANCE PCC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of LTC REINSURANCE PCC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did LTC REINSURANCE PCC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of LTC REINSURANCE PCC?
- The 990 for the year ended December 31, 2025 names BRENDA J CUSHING.
- Who are the officers and directors of LTC REINSURANCE PCC?
- The 990 for the year ended December 31, 2025 lists 14 people; 0 received compensation from the organization.
- How much revenue does LTC REINSURANCE PCC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $34,299,752, expenses of $88,142,042 and total assets of $1,596,080,337 at year end.
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All nonprofits in WASHINGTON · District of Columbia · Community improvement and capacity building