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Nonprofit · EIN 82-0630879

LTC REINSURANCE PCC

Also known as ANIC PROTECTED CELL OF LTC RE

Tax-exempt · WASHINGTON, DC 20005

Financials

$38.8M$57.4M2023−$25.5M−$29.8M2024$7.8M$18M2025
Revenue Expenses · by fiscal year end
Financials of LTC REINSURANCE PCC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$7,801,774$18,011,202-$10,209,428$306,803,258$304,213,146$2,590,112
December 31, 2024990-$25,470,002-$29,840,351$4,370,349$319,285,624$316,628,385$2,657,239
December 31, 2023990$38,778,632$57,420,685-$18,642,053$324,874,527$321,677,941$3,196,586
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
-$8,212,224
Investment income
$16,013,998
Net gain from sales of assets
$2,191,608
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$89,095
Accounting fees
$79,961
Travel
$936

Balance sheet and other

Total assets, start of year
$319,285,624
Total assets, end of year
$306,803,258
Total liabilities, end of year
$304,213,146
Net assets, end of year
$2,590,112
Publicly traded securities
$275,858,355
Gross receipts
$116,128,188
Employees
0
Volunteers
20
Year formed
2016
State of legal domicile
DC

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
ERIC RANGENPRESIDENT
Trustee or director, Officer
1$0
KATHARINE WADESECRETARY
Trustee or director, Officer
1$0
RUSSELL SMITHTREASURER
Trustee or director, Officer
1$0
CHARLES GULLICKSONSECURITY & PRIVACY OFFICER
Trustee or director, Officer
1$0
AMANDA BARBERADIRECTOR
Trustee or director
1$0
JEFFREY BELIGOTTIDIRECTOR
Trustee or director
1$0
RENEE CIESLUKOWSKIDIRECTOR
Trustee or director
1$0
IVAN CONCEPCIONDIRECTOR (FROM NOV '25)
Trustee or director
1$0
NANCY MARGOLISDIRECTOR
Trustee or director
1$0
FRANK MELACCIODIRECTOR (TO NOV '25)
Trustee or director
1$0
DENISE MERIDITHDIRECTOR
Trustee or director
1$0
LILLIAN SUTTONDIRECTOR
Trustee or director
1$0
BRENDA CUSHINGCHIEF FINANCIAL OFFICER
Officer
1$0
JODI ANATOLECHIEF OPERATING OFFICER
Officer
1$0
990 for the year ended December 31, 2024: 16 people
NameTitleHours / weekCompensation
ERIC RANGENPRESIDENT
Trustee or director, Officer
1$0
KATHARINE WADESECRETARY
Trustee or director, Officer
1$0
RUSSELL SMITHTREASURER
Trustee or director, Officer
1$0
CHARLES GULLICKSONSECURITY & PRIVACY OFFICER
Trustee or director, Officer
1$0
AARON BALLDIRECTOR (TO FEB '24)
Trustee or director
1$0
AMANDA BARBERADIRECTOR (FROM OCT '24)
Trustee or director
1$0
JEFFREY BELIGOTTIDIRECTOR (FROM FEB '24)
Trustee or director
1$0
RENEE CIESLUKOWSKIDIRECTOR (FROM AUG '24)
Trustee or director
1$0
NANCY MARGOLISDIRECTOR
Trustee or director
1$0
FRANK MELACCIODIRECTOR
Trustee or director
1$0
DENISE MERIDITHDIRECTOR
Trustee or director
1$0
MARGARET SPERRYDIRECTOR (TO OCT '24)
Trustee or director
1$0
LILLIAN SUTTONDIRECTOR
Trustee or director
1$0
JAMES YABLECKIDIRECTOR (TO AUG '24)
Trustee or director
1$0
BRENDA CUSHINGCHIEF FINANCIAL OFFICER
Officer
1.5$0
JODI ANATOLECHIEF OPERATING OFFICER
Officer
1$0
990 for the year ended December 31, 2023: 16 people
NameTitleHours / weekCompensation
ERIC RANGENPRESIDENT
Trustee or director, Officer
1$0
PETER GALLANISSECRETARY (TO AUG '23)
Trustee or director, Officer
1$0
KATHARINE WADESECRETARY (FROM SEP '23)
Trustee or director, Officer
1$0
FRANK MELACCIOTREASURER
Trustee or director, Officer
1$0
AARON BALLDIRECTOR
Trustee or director
1$0
CHARLES GULLICKSONDIRECTOR
Trustee or director
1$0
NANCY MARGOLISDIRECTOR
Trustee or director
1$0
DENISE MERIDITHDIRECTOR (FROM NOV '23)
Trustee or director
1$0
RUSSELL SMITHDIRECTOR
Trustee or director
1$0
SARAH SOONGDIRECTOR (TO NOV '23)
Trustee or director
1$0
MARGARET SPERRYDIRECTOR
Trustee or director
1$0
NICOLE STYKADIRECTOR (TO NOV '23)
Trustee or director
1$0
LILLIAN SUTTONDIRECTOR (FROM NOV '23)
Trustee or director
1$0
JAMES YABLECKIDIRECTOR
Trustee or director
1$0
BRENDA CUSHINGCHIEF FINANCIAL OFFICER
Officer
1.5$0
JODI ANATOLECHIEF OPERATING OFFICER
Officer
1.3$0

Address and contacts

Address (IRS master file)
1500 K ST NW STE 1100, WASHINGTON, DC 20005-1233
Principal officer (990 for 2025)
BRENDA J CUSHING, 1500 K ST NW 1100, WASHINGTON, DC 20005
Signed the 990
BRENDA J CUSHING, CFO
Phone
(202) 589-2810
Return prepared by
JOHNSON LAMBERT LLP

Mission

LTC RE IS A PROTECTED CELL CAPTIVE INSURANCE COMPANY FORMED BY THE NATIONAL ORGANIZATION OF LIFE AND HEALTH GUARANTY ASSOCIATIONS, WHOSE MEMBERS ARE LIFE AND HEALTH INSURANCE STATE GUARANTY ASSOCIATIONS AFFECTED BY THE INSOLVENCY OF PENN TREATY NETWORK AMERICA INSURANCE COMPANY AND/OR ITS WHOLLY OWNED SUBSIDIARY, AMERICAN NETWORK INSURANCE COMPANY. THE MEMBERS REINSURE THEIR OBLIGATIONS TO LTC RE TO SERVICE THE COVERED POLICYHOLDERS.THE GUARANTY ASSOCIATIONS PROVIDE THE INSURANCE INDUSTRY AND ITS CONSUMERS WITH A SAFETY NET IN THE EVENT A LIFE AND HEALTH INSURANCE COMPANY BECOMES INSOLVENT AND UNABLE TO PAY CLAIMS.

990 for the year ended December 31, 2025

Program accomplishments

  • THE GUARANTY ASSOCIATIONS PROVIDE THE INSURANCE INDUSTRY AND ITS CONSUMERS WITH A SAFETY NET IN THE EVENT A LIFE AND HEALTH INSURANCE COMPANY BECOMES INSOLVENT AND UNABLE TO PAY CLAIMS

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
82-0630879
Tax-exempt status
501(c)(6): Business league or chamber of commerce
Donations deductible
No
Exempt since
2017
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$306,803,258
Income (IRS master file)
$116,128,188

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$7,801,774$18,011,202$306,803,258IRS
990December 2024-$25,470,002-$29,840,351$319,285,624IRS
990December 2023$38,778,632$57,420,685$324,874,527XML
990December 2022$6,515,210-$49,683,662$289,363,441IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 82-0630879).

Questions about LTC REINSURANCE PCC

What is the EIN of LTC REINSURANCE PCC?
The employer identification number (EIN) of LTC REINSURANCE PCC is 82-0630879.
Is LTC REINSURANCE PCC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 2017.
Are donations to LTC REINSURANCE PCC tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does LTC REINSURANCE PCC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of LTC REINSURANCE PCC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did LTC REINSURANCE PCC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of LTC REINSURANCE PCC?
The 990 for the year ended December 31, 2025 names BRENDA J CUSHING.
Who are the officers and directors of LTC REINSURANCE PCC?
The 990 for the year ended December 31, 2025 lists 14 people; 0 received compensation from the organization.
How much revenue does LTC REINSURANCE PCC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $7,801,774, expenses of $18,011,202 and total assets of $306,803,258 at year end.

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