Nonprofit · EIN 77-0590806
MRM PROPERTY AND LIABILITY TR INC
Tax-exempt · SEWICKLEY, PA 15143
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| April 30, 2026 | 990 | $19,693,859 | $21,812,525 | -$2,118,666 | $45,412,054 | $18,893,943 | $26,518,111 |
| April 30, 2025 | 990 | $17,238,415 | $18,010,944 | -$772,529 | $40,211,714 | $16,229,821 | $23,981,893 |
| April 30, 2024 | 990 | $15,748,915 | $17,295,617 | -$1,546,702 | $37,346,753 | $14,713,102 | $22,633,651 |
| April 30, 2023 | 990 | $14,357,857 | $15,860,526 | -$1,502,669 | $37,925,717 | $15,940,823 | $21,984,894 |
Financial details: 990 for the year ended April 30, 2026
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $17,270,797
- Investment income
- $2,423,062
- Net gain from sales of assets
- $1,361,500
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $3,059,482
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $18,000
- Accounting fees
- $47,488
- Program services (functional)
- $21,728,181
- Management and general (functional)
- $84,344
Balance sheet and other
- Total assets, start of year
- $40,211,714
- Total assets, end of year
- $45,412,054
- Total liabilities, end of year
- $18,893,943
- Net assets, end of year
- $26,518,111
- Publicly traded securities
- $41,257,871
- Net assets without donor restrictions
- $26,518,111
- Gross receipts
- $23,845,576
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2002
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended April 30, 2026, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTINE CALIGUIRI | CFO/TRUST ADMINISTRATOR Officer | 1 | $0 | $166,720 | $7,720 |
| MEGHAN GRAHAM | DIRECTOR OF PROGRAMS Highest-paid employee | 1 | $0 | $125,400 | $0 |
| M KIMBERLY STEELE | TRUSTEE THROUGH 11/26/25 Trustee or director | 1 | $0 | $0 | $0 |
| MARK DEVLIN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HERBERT HARTLE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| KEN HILLMAN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| AL ATKINSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HOWARD THEIS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JIM BOYLE | TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| WILLIAM POSTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended April 30, 2025: 10 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTINE CALIGUIRI | CFO/TRUST ADMINISTRATOR Officer | 1 | $0 | $160,563 | $7,397 |
| MEGHAN GRAHAM | DIRECTOR OF PROGRAMS Highest-paid employee | 1 | $0 | $120,966 | $0 |
| M KIMBERLY STEELE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MARK DEVLIN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HERBERT HARTLE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| KEN HILLMAN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| AL ATKINSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HOWARD THEIS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JIM BOYLE | TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| WILLIAM POSTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended April 30, 2024: 10 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTINE CALIGUIRI | CFO/TRUST ADMINISTRATOR Officer | 1 | $0 | $156,190 | $8,043 |
| MEGHAN GRAHAM | DIRECTOR OF PROGRAMS Highest-paid employee | 1 | $0 | $117,152 | $0 |
| M KIMBERLY STEELE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MARK DEVLIN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HERBERT HARTLE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| KEN HILLMAN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| AL ATKINSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| HOWARD THEIS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JIM BOYLE | TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| WILLIAM POSTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended April 30, 2023: 10 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTINE CALIGUIRI | CFO/TRUST ADMINISTRATOR Officer | 1 | $0 | $153,653 | $8,903 |
| MEGHAN GRAHAM | DIRECTOR OF PROGRAMS Highest-paid employee | 1 | $0 | $101,570 | $0 |
| HOWARD THEIS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JIM BOYLE | TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| M KIMBERLY STEELE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MARK DEVLIN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| WILLIAM POSTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 | $0 |
| HERBERT HARTLE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| KEN HILLMAN | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| AL ATKINSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1603 CARMODY CT STE 403, SEWICKLEY, PA 15143-8860
- In care of
- % MATTHEW R MATHEWS
- Principal officer (990 for 2025)
- JAMES BOYLE, 1603 CARMODY CT BLAYMORE II 403, SEWICKLEY, PA 15143
- Signed the 990
- JAMES BOYLE, TREASURER, BOARD OF TRUSTEES
- Phone
- (724) 934-9797
- Website
- WWW.MRMTRUST.COM
- Return prepared by
- MAHER DUESSEL CPA'S
Mission
THE MISSION OF THE ORGANIZATION IS TO PROVIDE AND ADMINISTER A PROPERTY AND CASUALTY INSURANCE PROGRAM FOR PENNSYLVANIA GOVERNMENT ENTITIES THAT PROVIDES ADEQUATE AND AFFORDABLE RISK COVERAGE FOR EACH PARTICIPANT BY TAKING INTO ACCOUNT A NUMBER OF CRITERIA WHICH AFFORDS THE PARTICIPANT AN ECONOMICALLY ADVANTAGEOUS SOLUTION BY THE POOLING OR SHARING OF CERTAIN LIABILITY RISKS.
Program accomplishments
- ORGANIZATION PROVIDES AND ADMINISTERS A PROPERTY AND CASUALTY INSURANCE PROGRAM PURSUANT TO PENNSYLVANIA STATUTORY AUTHORITY TO PROVIDE ADEQUATE AND AFFORDABLE RISK COVERAGE FOR ITS PARTICIPANTS, ALL OF WHOM ARE GOVERNMENT ENTITIES AT THE LOWEST POSSIBLE COST.Expenses $18,601,835 · revenue $17,270,797
- ORGANIZATION STRIVES TO MINIMIZE COSTS INCURRED BY PARTICIPANTS FOR OBTAINING ADEQUATE AND AFFORDABLE PROPERTY AND LIABILITY INSURANCE. THE ORGANIZATION RETURNS A PORTION OF POLICY PREMIUMS TO ITS MEMBERS IN THE FORM OF POLICY DIVIDENDS BASED UPON CLAIMS EXPERIENCE THEREBY REDUCING THE COST OF COVERAGE TO PARTICIPANTS.Expenses $3,059,482
- ORGANIZATION STRIVES TO REDUCE THE AMOUNT AND FREQUENCY OF LOSSES INCURRED BY EACH PARTICIPANT BY UTILIZING LOSS CONTROL PROCEDURES.Expenses $66,864
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in April, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | April 30, 2026 | September 15, 2026 | 990 on file |
| 2024 | April 30, 2025 | September 15, 2025 | 990 on file |
| 2023 | April 30, 2024 | September 16, 2024 | 990 on file |
IRS record
- EIN
- 77-0590806
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Supporting organization (509(a)(3))
- Donations deductible (Pub 78)
- Supporting organization of unknown type
- Exempt since
- 2004
- Accounting year ends
- April
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Mutual and membership benefit (Y20)
- Assets (IRS master file)
- $45,412,054
- Income (IRS master file)
- $23,845,576
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | April 2026 | $19,693,859 | $21,812,525 | $45,412,054 | XML |
| 990 | April 2025 | $17,238,415 | $18,010,944 | $40,211,714 | XML |
| 990 | April 2024 | $15,748,915 | $17,295,617 | $37,346,753 | XML |
| 990 | April 2023 | $14,357,857 | $15,860,526 | $37,925,717 | XML |
| 990 | April 2022 | $14,896,339 | $14,389,906 | $33,998,884 | IRS |
| 990 | April 2021 | – | – | – | IRS |
| 990 | April 2020 | – | – | – | IRS |
| 990 | April 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 77-0590806).
Questions about MRM PROPERTY AND LIABILITY TR INC
- What is the EIN of MRM PROPERTY AND LIABILITY TR INC?
- The employer identification number (EIN) of MRM PROPERTY AND LIABILITY TR INC is 77-0590806.
- Is MRM PROPERTY AND LIABILITY TR INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2004.
- Are donations to MRM PROPERTY AND LIABILITY TR INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Supporting organization of unknown type).
- Which annual return does MRM PROPERTY AND LIABILITY TR INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MRM PROPERTY AND LIABILITY TR INC due?
- The return for tax year 2026 (the year ending April 30, 2027) is due September 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MRM PROPERTY AND LIABILITY TR INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended April 2026.
- Who is the principal officer of MRM PROPERTY AND LIABILITY TR INC?
- The 990 for the year ended April 30, 2026 names JAMES BOYLE.
- Who are the officers and directors of MRM PROPERTY AND LIABILITY TR INC?
- The 990 for the year ended April 30, 2026 lists 10 people; 0 received compensation from the organization.
- How much revenue does MRM PROPERTY AND LIABILITY TR INC have?
- On its 990 for the year ended April 30, 2026 it reported revenue of $19,693,859, expenses of $21,812,525 and total assets of $45,412,054 at year end.
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