Nonprofit · EIN 76-0334549
CREDIT COALITION
Tax-exempt · HOUSTON, TX 77020
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| November 30, 2025 | 990 | $244,763 | $157,571 | $87,192 | $394,472 | $0 | $394,472 |
Financial details: 990 for the year ended November 30, 2025
Revenue
- Contributions, gifts and grants
- $239,864
- of which government grants
- $23,140
- Program service revenue
- $0
- Investment income
- $4,899
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $108,219
- Other salaries and wages
- $12,423
- Salaries, compensation and benefits (total)
- $129,871
- Professional fundraising fees
- $0
- Accounting fees
- $8,950
- Program services (functional)
- $138,969
- Management and general (functional)
- $18,602
Balance sheet and other
- Total assets, start of year
- $307,280
- Total assets, end of year
- $394,472
- Total liabilities, end of year
- $0
- Net assets, end of year
- $394,472
- Net assets without donor restrictions
- $394,472
- Gross receipts
- $244,763
- Employees
- 2
- Year formed
- 1992
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended November 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Sherrie Young | Executive Director | 40 | $108,219 |
| Rudy Reyes | President Trustee or director, Officer | 1 | $0 |
| Gloria Sanderson | Vice President Trustee or director, Officer | 1 | $0 |
| Michael Bailey | Secretary Trustee or director, Officer | 1 | $0 |
| James Buccieri | Treasurer Trustee or director, Officer | 1 | $0 |
| Walter Beard | Director Trustee or director | 1 | $0 |
| Misha Burkett | Director Trustee or director | 1 | $0 |
| Felecia Ellis | Director Trustee or director | 1 | $0 |
| Trisha Figaro | Director Trustee or director | 1 | $0 |
| Sherra House | Director Trustee or director | 1 | $0 |
| Karla Hollins | Director Trustee or director | 1 | $0 |
| Dorothy Jennings | Director Trustee or director | 1 | $0 |
| Verenice Ledbetter | Director Trustee or director | 1 | $0 |
| Mark Magee | Director Trustee or director | 1 | $0 |
| Marlon Mitchell | Director Trustee or director | 1 | $0 |
7 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| James Powell | Director Trustee or director | 1 | $0 |
| Marcus Vasquez | Director Trustee or director | 1 | $0 |
| Sandra Yager | Director Trustee or director | 1 | $0 |
| Jonah Pedroso | Director Trustee or director | 1 | $0 |
| Harold Jasper III | Director Trustee or director | 1 | $0 |
| Joette Martin | Director Trustee or director | 1 | $0 |
| Marvett Sawer Howard | Director Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 3300 LYONS AVE STE 203A, HOUSTON, TX 77020-8252
- Principal officer (990 for 2024)
- Rudy Reyes, 3300 Lyons Avenue 203A, Houston, TX 77020
- Signed the 990
- Rudy Reyes, President
- Phone
- (713) 224-8100
- Return prepared by
- Thompson Derrig & Craig PC
Mission
The credit coalition's purpose is to empower its clients through financial and homebuyer counseling and education, to be able to make informed, reasonable and responsible decisions in regard to their financial and specific housing goals.
Program accomplishments
- fundamentals of good credit program: provides training in understanding and developing credit. This program is recognized as an approved homebuyer counseling/education course for many houston area down payment assistance providers and meets the financial education requirement for houston area individual development account (ida) saving programs. completion of this program results in the client earning the credit coalition's financial and homebuyer education certificate. upon graduation from the series, each client will have an understanding of his/her own financial wellness and overall credit health. Clients are empowered to change their lives with financial knowledge to reach their specific financial and housing goals.The credit coalition is a hud-approved housing counseling agency and a member of the reverse mortgage education counseling fha roaster. the houston area ida program and many down payment assistance programs throughout the greater houston area accept the completion of the "fundamentals of good credit" as meeting the financial/homebuyer education requirement for their programs.in the fiscal year ended 11/30/2025, 678 clients were served between the different programs including, but not limited to, community financial and homebuyer education, reverse mortgage counseling, and foreclosure intervention counseling.Expenses $138,969
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in November, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2024 | November 30, 2025 | April 15, 2026 | 990 on file |
| 2023 | November 30, 2024 | April 15, 2025 | 990 on file |
| 2022 | November 30, 2023 | April 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 76-0334549
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1992
- Accounting year ends
- November
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $394,472
- Income (IRS master file)
- $244,763
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | November 2025 | – | – | – | IRS |
| 990 | November 2024 | – | – | – | IRS |
| 990-EZ | November 2023 | $195,401 | $148,985 | $234,598 | IRS |
| 990-EZ | November 2022 | – | – | – | IRS |
| 990-EZ | November 2021 | – | – | – | IRS |
| 990-EZ | November 2020 | – | – | – | IRS |
| 990-EZ | November 2018 | – | – | – | IRS |
990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.
Questions about CREDIT COALITION
- What is the EIN of CREDIT COALITION?
- The employer identification number (EIN) of CREDIT COALITION is 76-0334549.
- Is CREDIT COALITION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1992.
- Are donations to CREDIT COALITION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CREDIT COALITION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT COALITION due?
- The return for tax year 2025 (the year ending November 30, 2026) is due April 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT COALITION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended November 2025.
- Who is the principal officer of CREDIT COALITION?
- The 990 for the year ended November 30, 2025 names Rudy Reyes.
- Who are the officers and directors of CREDIT COALITION?
- The 990 for the year ended November 30, 2025 lists 22 people; 1 received compensation from the organization, the highest $108,219 (Sherrie Young, Executive Director).
- How much revenue does CREDIT COALITION have?
- On its 990 for the year ended November 30, 2025 it reported revenue of $244,763, expenses of $157,571 and total assets of $394,472 at year end.
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