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Nonprofit · EIN 75-6493465

CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU

Tax-exempt · TEMPLE, TX 76502

Financials

$6.4M$6.4M2023$7.4M$6.5M2024$6.7M$6.6M2025
Revenue Expenses · by fiscal year end
Financials of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$6,681,735$6,612,822$68,913$21,856,576$868,169$20,988,407
December 31, 2024990$7,351,945$6,529,494$822,451$20,830,906$1,008,691$19,822,215
December 31, 2023990$6,428,478$6,447,814-$19,336$19,570,933$1,067,748$18,503,185
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$5,985,273
Investment income
$671,213
Net gain from sales of assets
$50,462
Other revenue
$25,249

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$4,994,761
Compensation of officers, directors and key employees
$396,509
Other salaries and wages
$421,605
Salaries, compensation and benefits (total)
$1,027,807
Professional fundraising fees
$0
Legal fees
$635
Accounting fees
$52,955
Occupancy
$84,545
Travel
$5,000
Depreciation
$20,064

Balance sheet and other

Total assets, start of year
$20,830,906
Total assets, end of year
$21,856,576
Total liabilities, end of year
$868,169
Net assets, end of year
$20,988,407
Land, buildings and equipment
$205,007
Publicly traded securities
$19,571,745
Gross receipts
$10,156,842
Employees
10
Volunteers
0
Year formed
1996
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
SHELLY CUMBYPRESIDENT/CEO
Officer
40$180,006
TRACY ROSSTREASURER
Officer
40$142,695
BERENICE HENSLEYSECRETARY
Officer
40$73,808
MAC FLEMINGDIRECTOR
Trustee or director
1$0
GARY MARQUARTDIRECTOR
Trustee or director
1$0
PW TIBBITDIRECTOR
Trustee or director
1$0
990 for the year ended December 31, 2024: 6 people
NameTitleHours / weekCompensation
SHELLY CUMBYPRESIDENT/CEO
Officer
40$175,095
TRACY ROSSTREASURER
Officer
40$136,479
BERENICE HENSLEYSECRETARY
Officer
40$71,067
MAC FLEMINGDIRECTOR
Trustee or director
1$0
GARY MARQUARTDIRECTOR
Trustee or director
1$0
PW TIBBITDIRECTOR
Trustee or director
1$0
990 for the year ended December 31, 2023: 6 people
NameTitleHours / weekCompensation
SHELLY CUMBYPRESIDENT/CEO
Officer
40$174,189
TRACY ROSSTREASURER
Officer
40$124,847
BERENICE HENSLEYSECRETARY
Officer
40$68,400
MAC FLEMINGDIRECTOR
Trustee or director
1$0
GARY MARQUARTDIRECTOR
Trustee or director
1$0
PW TIBBITDIRECTOR
Trustee or director
1$0

Address and contacts

Address (IRS master file)
4912 MIDWAY DR, TEMPLE, TX 76502-1519
Principal officer (990 for 2025)
TRACY ROSS, P O BOX 6130, TEMPLE, TX 765036130
Signed the 990
TRACY ROSS, PRESIDENT/CEO
Phone
(254) 773-1330
Return prepared by
BGF&N PC

Mission

THE CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES, (CARE), PROVIDES HEALTH PLANS FOR EMPLOYEES AND FORMER EMPLOYEES OF THE BURLINGTON NORTHERN SANTA FE RAILROAD (BNSF). THE HEALTH PLANS INCLUDE MEDICARE AND SUPPLEMENTAL COVERAGE.

990 for the year ended December 31, 2025

Program accomplishments

  • INPATIENT AND OUTPATIENT HEALTHCARE

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
75-6493465
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
1997
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$21,856,576
Income (IRS master file)
$10,156,842

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$6,681,735$6,612,822$21,856,576XML
990December 2024$7,351,945$6,529,494$20,830,906XML
990December 2023$6,428,478$6,447,814$19,570,933XML
990December 2022$6,132,543$6,697,976$19,711,189IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-6493465).

Questions about CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU

What is the EIN of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU?
The employer identification number (EIN) of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU is 75-6493465.
Is CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1997.
Are donations to CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU?
The 990 for the year ended December 31, 2025 names TRACY ROSS.
Who are the officers and directors of CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU?
The 990 for the year ended December 31, 2025 lists 6 people; 3 received compensation from the organization, the highest $180,006 (SHELLY CUMBY, PRESIDENT/CEO).
How much revenue does CONSOLIDATED ASSOCIATIONS OF RAILROAD EMPLOYEES HEALTH CARE TRU have?
On its 990 for the year ended December 31, 2025 it reported revenue of $6,681,735, expenses of $6,612,822 and total assets of $21,856,576 at year end.

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