Nonprofit · EIN 75-3103575
MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT
Tax-exempt · HELENA, MT 59601
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $139,315 | $119,915 | $19,400 | $452,459 | $11,585 | $440,874 |
| December 31, 2024 | 990 | $147,613 | $124,107 | $23,506 | $434,189 | $12,715 | $421,474 |
| December 31, 2023 | 990 | $174,301 | $184,837 | -$10,536 | $410,584 | $12,616 | $397,968 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $92,371
- Program service revenue
- $0
- Investment income
- $17,652
- Net income from fundraising events
- $18,788
- Other revenue
- $29,292
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $70,000
- Salaries, compensation and benefits (total)
- $70,000
- Professional fundraising fees
- $0
- Occupancy
- $5,310
- Program services (functional)
- $75,963
- Management and general (functional)
- $43,952
Balance sheet and other
- Total assets, start of year
- $434,189
- Total assets, end of year
- $452,459
- Total liabilities, end of year
- $11,585
- Net assets, end of year
- $440,874
- Net assets without donor restrictions
- $32,830
- Net assets with donor restrictions
- $408,044
- Gross receipts
- $145,438
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2003
- State of legal domicile
- MT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| GERRY SINGLETON | CEO Officer | 1 | $0 | $336,212 | $151,571 |
| KAREN SMITH | SVP-CHIEF ADVOCACY OFFICER Highest-paid employee | 1 | $0 | $124,355 | $11,648 |
| MARA RAYNER | HUMAN RESOURCE BENEFITS Highest-paid employee | 1 | $0 | $107,164 | $10,658 |
| RANEL SMITH | VP RELATIONSHIP MANAGEMENT Highest-paid employee | 1 | $0 | $104,149 | $10,388 |
| DONYA PARRISH | VP RISK MANAGEMENT Highest-paid employee | 1 | $0 | $100,588 | $9,850 |
| JEREMY PRESTA | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LINDSAY BEATY | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LESLIE WOMACK | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JACK LAWSON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ANNAMARIE DEYOUNG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| JASON HAGADONE | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| DARCI PARSONS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| TOM BOOS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| GERRY SINGLETON | CEO Officer | 1 | $0 | $296,877 | $45,578 |
| JEREMY PRESTA | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LINDSAY BEATY | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LESLIE WOMACK | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| TOM BOOS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| JACK LAWSON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ANNAMARIE DEYOUNG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| DARCI PARSONS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TRACIE KENYON | CEO (THROUGH MAY) Officer | 1 | $0 | $243,521 | $41,040 |
| GERRY SINGLETON | CEO (STARTING JUNE) Officer | 1 | $0 | $149,420 | $12,617 |
| JEREMY PRESTA | CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LINDSAY BEATY | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| LESLIE WOMACK | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| TOM BOOS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| JACK LAWSON | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| ANNAMARIE DEYOUNG | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| DARCI PARSONS | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 101 N RODNEY ST, HELENA, MT 59601-4226
- In care of
- % GARY SINGLETON
- Principal officer (990 for 2025)
- GERRY SINGLETON, 101 NORTH RODNEY, HELENA, MT 59601
- Signed the 990
- GERRY SINGLETON, CEO
- Phone
- (406) 442-9081
- Return prepared by
- DOUGLAS WILSON & COMPANY PC
Mission
TO IMPLEMENT PROGRAMS THROUGH MONTANA CREDIT UNIONS THAT IMPROVE THE SOCIAL AND ECONOMIC WELL-BEING OF MONTANA CONSUMERS.
Program accomplishments
- ADVOCACY (COMMUNITY IMPACT & FINANCIAL WELL-BEING): WE SUPPORT INITIATIVES THAT ADVANCE FINANCIAL WELL-BEING, ECONOMIC INCLUSION, AND ACCESS TO AFFORDABLE FINANCIAL SERVICES, WITH A FOCUS ON UNDERSERVED POPULATIONS.Expenses $44,951
- EDUCATION AND TRAINING (FINANCIAL EDUCATION & CAPACITY BUILDING): WE PROVIDE FINANCIAL EDUCATION AND TRAINING THAT EQUIPS CREDIT UNIONS, MEMBERS AND CONSUMERS WITH THE KNOWLEDGE AND TOOLS TO MAKE INFORMED FINANCIAL DECISIONS.Expenses $24,235 · revenue $6,904
- COLLABORATION (COMMUNITY DEVELOPMENT & PARTNERSHIPS): WE PARTNER WITH CREDIT UNIONS AND COMMUNITY ORGANIZATIONS TO EXPAND ACCESS TO RESOURCES AND ADVANCE COMMUNITY DEVELOPMENT EFFORTS ACROSS MONTANA.Expenses $6,777
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-3103575
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2006
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $452,459
- Income (IRS master file)
- $145,438
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $139,315 | $119,915 | $452,459 | IRS |
| 990 | December 2024 | $147,613 | $124,107 | $434,189 | XML |
| 990 | December 2023 | $174,301 | $184,837 | $410,584 | XML |
| 990 | December 2022 | $175,409 | $183,313 | $421,243 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-3103575).
Questions about MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT
- What is the EIN of MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT?
- The employer identification number (EIN) of MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT is 75-3103575.
- Is MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2006.
- Are donations to MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT?
- The 990 for the year ended December 31, 2025 names GERRY SINGLETON.
- Who are the officers and directors of MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT?
- The 990 for the year ended December 31, 2025 lists 13 people; 0 received compensation from the organization.
- How much revenue does MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $139,315, expenses of $119,915 and total assets of $452,459 at year end.
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