Nonprofit · EIN 75-0776993
CONCHO VALLEY CREDIT UNION
Tax-exempt · SAN ANGELO, TX 76903
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,281,253 | $1,052,880 | $228,373 | $25,049,924 | $174,903 | $24,875,021 |
| December 31, 2024 | 990 | $1,127,245 | $968,129 | $159,116 | $23,250,432 | $124,291 | $23,126,141 |
| December 31, 2023 | 990 | $985,170 | $843,913 | $141,257 | $22,831,818 | $81,995 | $22,749,823 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $769,662
- Investment income
- $459,774
- Net rental income
- $18,778
- Net gain from sales of assets
- -$20
- Other revenue
- $51,817
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $165,079
- Other salaries and wages
- $228,585
- Salaries, compensation and benefits (total)
- $419,674
- Professional fundraising fees
- $0
- Legal fees
- $9,087
- Accounting fees
- $5,100
- Occupancy
- $47,389
- Travel
- $3,727
- Depreciation
- $22,108
Balance sheet and other
- Total assets, start of year
- $23,250,432
- Total assets, end of year
- $25,049,924
- Total liabilities, end of year
- $174,903
- Net assets, end of year
- $24,875,021
- Land, buildings and equipment
- $442,765
- Gross receipts
- $1,301,610
- Employees
- 7
- Year formed
- 1928
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kimberly Perrine | President & CEO Officer | 40 | $94,291 | $5,669 |
| Cindy Baker | Vice President Officer | 40 | $70,788 | $21,768 |
| Justin Ahlers | Chairman Trustee or director, Officer | 1 | $0 | $0 |
| Gregg Bowman | Director Trustee or director | 1 | $0 | $0 |
| Clint Holik | Director Trustee or director | 1 | $0 | $0 |
| Vona Hudson | Chairman Trustee or director, Officer | 1 | $0 | $0 |
| Brad Jones | Chairman Trustee or director | 1 | $0 | $0 |
| Tony Kieffer | Chairman Officer | 1 | $0 | $0 |
| Rudy Olivas | Secretary Officer | 1 | $0 | $0 |
| Anna Thomas | Secretary Officer | 1 | $0 | $0 |
| Amy Zuniga | Chairman Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kimberly Perrine | President & CEO Officer | 40 | $90,361 | $5,019 |
| Cindy Baker | Vice President Officer | 40 | $68,996 | $19,416 |
| Justin Ahlers | Chairman Trustee or director, Officer | 1 | $0 | $0 |
| Gregg Bowman | Director Trustee or director | 1 | $0 | $0 |
| Clint Holik | Director Trustee or director | 1 | $0 | $0 |
| Vona Hudson | Chairman Trustee or director, Officer | 1 | $0 | $0 |
| Brad Jones | Chairman Trustee or director | 1 | $0 | $0 |
| Tony Kieffer | Chairman Officer | 1 | $0 | $0 |
| Rudy Olivas | Secretary Officer | 1 | $0 | $0 |
| Anna Thomas | Secretary Officer | 1 | $0 | $0 |
| Amy Zuniga | Chairman Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIMBERLY PERRINE | PRESIDENT & CEO Officer | 40 | $90,429 | $4,712 |
| CINDY BAKER | VICE PRESIDENT Officer | 40 | $67,738 | $17,803 |
| ANNA THOMAS | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| VONA HUDSON | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| BURYL WILLIAMS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GREGG BOWMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ANTHONY KIEFFER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RUDY OLIVAS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JUSTIN AHLERS | VICE-CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| AMY ZUNIGA | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLINT HOLIK | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1002 S ABE ST, SAN ANGELO, TX 76903-7240
- Signed the 990
- Kimberly Perrine, President & CEO
- Phone
- (325) 658-7557
- Website
- www.conchovalleycu.com
- Return prepared by
- Elevate CFO & Tax LLC
Mission
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES TO 1410 ENTITIES IN THE SURROUNDING AREA.
Program accomplishments
- SHARE ACCOUNTS: CONCHO VALLEY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 1412 MEMBER-OWNER ACCOUNTS ON DECEMBER 31, 2025. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS TO HOME BANKING VIA THE INTERNET OR TELEPHONE. SPECIAL SAVINGS ACCOUNTS DESIGNED FOR CHILDREN ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS.
- SHARE DRAFT ACCOUNTS CHECKING: CONCHO VALLEY CREDIT UNION PROVIDES FREE CHECKING ACCOUNTS FOR MEMBERS AND DIVIDENDS ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS, AND FREE USE OF INTERNET NILL PAYER SOFTWARE.
- CONSUMER LOANS: CONCHO VALLEY CREDIT UNION HAS PROVIDED NEW AND USED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES, AND PERSONAL LOANS. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0776993
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $25,049,924
- Income (IRS master file)
- $1,301,610
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,281,253 | $1,052,880 | $25,049,924 | XML |
| 990 | December 2024 | $1,127,245 | $968,129 | $23,250,432 | XML |
| 990 | December 2023 | $985,170 | $843,913 | $22,831,818 | XML |
| 990 | December 2022 | $732,268 | $642,002 | $24,584,977 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0776993).
Questions about CONCHO VALLEY CREDIT UNION
- What is the EIN of CONCHO VALLEY CREDIT UNION?
- The employer identification number (EIN) of CONCHO VALLEY CREDIT UNION is 75-0776993.
- Is CONCHO VALLEY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to CONCHO VALLEY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CONCHO VALLEY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONCHO VALLEY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONCHO VALLEY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who are the officers and directors of CONCHO VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 11 people; 2 received compensation from the organization, the highest $94,291 (Kimberly Perrine, President & CEO).
- How much revenue does CONCHO VALLEY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,281,253, expenses of $1,052,880 and total assets of $25,049,924 at year end.
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