Nonprofit · EIN 75-0763606
TEXAS TRUST CREDIT UNION
Tax-exempt · ARLINGTON, TX 76017
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $119,467,105 | $112,971,293 | $6,495,812 | $1,988,763,916 | $1,811,754,392 | $177,009,524 |
| December 31, 2023 | 990 | $99,239,233 | $91,980,162 | $7,259,071 | $2,023,353,997 | $1,860,655,047 | $162,698,950 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $98,636,346
- Investment income
- $20,287,503
- Net rental income
- $543,256
- Net gain from sales of assets
- -$1,124
- Other revenue
- $543,256
Expenses
- Grants and similar amounts paid
- $299,637
- Compensation of officers, directors and key employees
- $2,018,454
- Other salaries and wages
- $21,871,512
- Salaries, compensation and benefits (total)
- $27,646,929
- Professional fundraising fees
- $0
- Legal fees
- $41,597
- Accounting fees
- $178,522
- Occupancy
- $1,561,385
- Travel
- $200,647
- Depreciation
- $3,667,291
Balance sheet and other
- Total assets, start of year
- $2,023,353,997
- Total assets, end of year
- $1,988,763,916
- Total liabilities, end of year
- $1,811,754,392
- Net assets, end of year
- $177,009,524
- Land, buildings and equipment
- $70,636,552
- Gross unrelated business income
- $643,970
- Gross receipts
- $119,774,480
- Employees
- 401
- Volunteers
- 12
- Year formed
- 1936
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JAMES MINGE | CEO Officer | 45 | $731,366 | $69,190 |
| WILLIAM KELSEY | PRESIDENT Officer | 45 | $454,576 | $73,706 |
| RONNIE SMITH JR | CGO Key employee | 45 | $290,943 | $59,074 |
| PEGGY ESPARZA | CFO Officer | 45 | $297,466 | $42,133 |
| WHITNEY MCLEOD | SVP LENDING Highest-paid employee | 45 | $257,890 | $39,318 |
| LEANN SANTIAGO | SVP DIGITAL EXPERIENCE Highest-paid employee | 45 | $236,644 | $56,212 |
| FRED TRUSTY | SVP MARKETING & DATA ANALYTICS Highest-paid employee | 45 | $226,894 | $32,981 |
| ROBERT A UNDERWOOD | SVP IT OPERATIONS Highest-paid employee | 45 | $183,039 | $34,559 |
| ALAN BARBEE | SVP PLANNING & FACILITIES Highest-paid employee | 45 | $174,990 | $27,451 |
| LARRY SKINNER | CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| CHARLIE NUTT | VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| KAREN SAULS | TREASURER Trustee or director | 1 | $0 | $0 |
| BOB MCLELLAN | SECRETARY & MEMBERSHIP OFFICER Trustee or director | 1 | $0 | $0 |
| LONNIE MORGAN | DIRECTOR & SECURITY OFFICE Trustee or director | 1 | $0 | $0 |
| JOE JOHNSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| PHILIP MARTINEZ | DIRECTOR Trustee or director | 1 | $0 |
| PAMELA STEPHENS | DIRECTOR Trustee or director | 1 | $0 |
| SEAN CHOATE | ADVISORY BOARD Trustee or director | 1 | $0 |
| JERRY OLIVE | ADVISORY BOARD Trustee or director | 1 | $0 |
| LILLIE WILSON | ADVISORY BOARD Trustee or director | 1 | $0 |
| KAYE GILBERT | ADVISORY BOARD Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JAMES MINGE | CEO Officer | 45 | $876,576 | $69,962 |
| WILLIAM KELSEY | PRESIDENT Officer | 45 | $498,796 | $42,826 |
| PEGGY ESPARZA | CFO Officer | 45 | $361,438 | $60,375 |
| RONNIE SMITH JR | CGO Key employee | 45 | $355,416 | $58,306 |
| DAVID TURNER | CIO Key employee | 45 | $369,471 | $28,063 |
| LEANN SANTIAGO | SVP RETAIL DELIVERY Highest-paid employee | 45 | $274,402 | $50,476 |
| WHITNEY MCLEOD | SVP CONSUMER LENDING Highest-paid employee | 45 | $271,380 | $34,717 |
| DANNY TABRAHAM | SVP MORTGAGE BUSINESS SERV Highest-paid employee | 45 | $254,483 | $50,065 |
| FRED TRUSTY | SVP MARKETING Highest-paid employee | 45 | $253,404 | $34,701 |
| ROBERT A UNDERWOOD | SVP BUSINESS ENTERPRISE AR Highest-paid employee | 45 | $208,133 | $38,196 |
| CHARLIE BOTTORFF | TREASURER Trustee or director | 1 | $0 | $0 |
| JOE JOHNSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PHILLIP MARTINEZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BOB MCLELLAN | SECRETARY & MEMBERSHIP OFFICER Trustee or director | 1 | $0 | $0 |
| LONNIE MORGAN | DIRECTOR & SECURITY OFFICER Trustee or director | 1 | $0 | $0 |
| CHARLIE NUTT | VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| KAREN SAULS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LARRY SKINNER | CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| SEAN CHOATE | ADVISORY BOARD Trustee or director | 1 | $0 | $0 |
| PAMELA STEPHENS | ADVISORY BOARD Trustee or director | 1 | $0 | $0 |
| JERRY OLIVE | ADVISORY BOARD Trustee or director | 1 | $0 | $0 |
| LILLIE WILSON | ADVISORY BOARD Trustee or director | 1 | $0 | $0 |
| KAYE GILBERT | ADVISORY BOARD Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 5850 INTERSTATE 20 W, ARLINGTON, TX 76017-1083
- Principal officer (990 for 2024)
- JAMES MINGE, 5850 WEST INTERSTATE 20, ARLINGTON, TX 76017
- Signed the 990
- JAMES MINGE, PRESIDENT/CEO
- Phone
- (972) 595-1305
- Website
- WWW.TEXASTRUSTCU.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
WE ARE COMMITTED TO BEING OUR MEMBERS' PARTNER, PROVIDING A LIFETIME OF FINANCIAL SERVICES ADJUSTED TO THEIR NEEDS WHILE MAINTAINING A FINANCIALLY STRONG FULL-SERVICE COOPERATIVE.
Program accomplishments
- INCOME FROM THE CREDIT UNION MEMBERSHIP AND INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0763606
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $1,988,763,916
- Income (IRS master file)
- $119,774,480
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $119,467,105 | $112,971,293 | $1,988,763,916 | XML |
| 990 | December 2023 | $99,239,233 | $91,980,162 | $2,023,353,997 | XML |
| 990 | December 2022 | $83,493,624 | $68,363,171 | $2,049,067,995 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0763606).
Questions about TEXAS TRUST CREDIT UNION
- What is the EIN of TEXAS TRUST CREDIT UNION?
- The employer identification number (EIN) of TEXAS TRUST CREDIT UNION is 75-0763606.
- Is TEXAS TRUST CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to TEXAS TRUST CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TEXAS TRUST CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TEXAS TRUST CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TEXAS TRUST CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of TEXAS TRUST CREDIT UNION?
- The 990 for the year ended December 31, 2024 names JAMES MINGE.
- Who are the officers and directors of TEXAS TRUST CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 21 people; 9 received compensation from the organization, the highest $731,366 (JAMES MINGE, CEO).
- How much revenue does TEXAS TRUST CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $119,467,105, expenses of $112,971,293 and total assets of $1,988,763,916 at year end.
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