Nonprofit · EIN 75-0457285
NATIONAL FINANCE CREDIT CORP OF TX
Tax-exempt · FORT WORTH, TX 76102
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| November 30, 2025 | 990 | $17,880,698 | $12,059,072 | $5,821,626 | $237,527,745 | $156,087,964 | $81,439,781 |
| November 30, 2024 | 990 | $20,032,206 | $13,076,541 | $6,955,665 | $220,762,670 | $145,077,578 | $75,685,092 |
| November 30, 2023 | 990 | $16,946,605 | $11,683,728 | $5,262,877 | $199,071,639 | $130,275,276 | $68,796,363 |
Financial details: 990 for the year ended November 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $16,212,575
- Investment income
- $876,458
- Royalties
- $738,021
- Net gain from sales of assets
- $950
- Other revenue
- $791,665
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,693,489
- Other salaries and wages
- $661,755
- Salaries, compensation and benefits (total)
- $2,532,273
- Professional fundraising fees
- $0
- Accounting fees
- $27,340
- Depreciation
- $100,566
Balance sheet and other
- Total assets, start of year
- $220,762,670
- Total assets, end of year
- $237,527,745
- Total liabilities, end of year
- $156,087,964
- Net assets, end of year
- $81,439,781
- Land, buildings and equipment
- $631,909
- Gross receipts
- $17,880,698
- Employees
- 15
- Year formed
- 1930
- State of legal domicile
- DE
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended November 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KENNETH K LEIBER | President/CEO Trustee or director, Officer | 40 | $655,586 | $0 | $39,234 |
| SETH A DENBOW | Senior VP/COO Officer | 40 | $364,817 | $0 | $44,376 |
| JAMES LOZANO | Treasurer/CFO Officer | 40 | $262,639 | $0 | $31,728 |
| DUSTIN VALUSEK | Vice President Officer | 40 | $222,575 | $0 | $27,666 |
| REID PETTY | ASST TRASURER Officer | 40 | $123,885 | $0 | $20,690 |
| JEANA ROBERTS | ASST SECRETARY Officer | 40 | $109,409 | $0 | $17,979 |
| James Jeffers | ASSISTANT VP Officer | 40 | $54,835 | $0 | $2,728 |
| ROBERT THIGPEN JR | Chairman Trustee or director | 0.5 | $44,167 | $8,833 | $0 |
| CRAWFORD EDWARDS | Director Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| JON E MEANS | VICE CHAIRMAN Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| KEN JORDAN | Director Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| MICHAEL D SMITH | Director Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| RICHARD C TRAYLOR | CHAIRMAN EMERIT Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| STANLEY SCHAEFFER | Director Trustee or director | 0.5 | $26,667 | $5,333 | $0 |
| CHRIS LACY | Director Trustee or director | 0.5 | $0 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CORY PRIEST | Director Trustee or director | 0.5 | $0 |
| MICHAEL R MITCHELL | Director Trustee or director | 0.5 | $0 |
990 for the year ended November 30, 2024: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KENNETH K LEIBER | PRESIDENT Trustee or director, Officer | 40 | $597,769 | $0 | $37,884 |
| SETH A DENBOW | SENIOR VICE PRESIDENT & SE Officer | 40 | $331,616 | $0 | $42,854 |
| JAMES LOZANO | TREASURER Officer | 40 | $236,799 | $0 | $29,446 |
| DUSTIN VALUSEK | VICE PRESIDENT Officer | 40 | $188,421 | $0 | $24,743 |
| REID PETTY | ASSISTANT TREASURER Officer | 40 | $129,071 | $0 | $19,787 |
| JEANA ROBERTS | ASSISTANT SECRETARY Officer | 40 | $104,128 | $0 | $17,352 |
| MR ROBERT THIGPEN JR | CHAIRMAN OF BOARD Trustee or director | 0.5 | $15,000 | $3,000 | $0 |
| MR CRAWFORD EDWARDS | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR JON E MEANS | VICE CHAIRMAN OF BOARD Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR KEN JORDAN | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR MICHAEL D SMITH | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR RICHARD C TRAYLOR | CHAIRMAN EMERITUS OF BOARD Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR STANLEY SCHAEFFER | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR CHRIS LACY | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| MR CORY PRIEST | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| MR MICHAEL R MITCHELL | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| JOHN F REAGAN | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
990 for the year ended November 30, 2023: 18 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KENNETH K LEIBER | PRESIDENT Trustee or director, Officer | 40 | $559,580 | $0 | $36,234 |
| JOHN T HARKRIDER | FORMER OFFICER Former | 40 | $344,411 | $0 | $36,234 |
| SETH A DENBOW | SENIOR VICE PRESIDENT & SECRETARY Officer | 40 | $299,391 | $0 | $40,520 |
| JAMES LOZANO | TREASURER Officer | 40 | $214,862 | $0 | $28,072 |
| DUSTIN VALUSEK | VICE PRESIDENT Officer | 40 | $125,095 | $0 | $20,029 |
| REID PETTY | ASSISTANT TREASURER Officer | 40 | $113,949 | $0 | $8,784 |
| JEANA ROBERTS | ASSISTANT SECRETARY Officer | 40 | $96,411 | $0 | $17,263 |
| MR ROBERT THIGPEN JR | CHAIRMAN OF BOARD Trustee or director | 0.5 | $15,000 | $3,000 | $0 |
| MR CRAWFORD EDWARDS | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR JON E MEANS | VICE CHAIRMAN OF BOARD Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR KEN JORDAN | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR MICHAEL D SMITH | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR RICHARD C TRAYLOR | CHAIRMAN EMERITUS OF BOARD Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR STANLEY SCHAEFFER | DIRECTOR Trustee or director | 0.5 | $10,000 | $2,000 | $0 |
| MR CHRIS LACY | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| MR CORY PRIEST | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| MR G HUGHES ABELL | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
| MR MICHAEL R MITCHELL | DIRECTOR Trustee or director | 0.5 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 410 E WEATHERFORD STRE, FORT WORTH, TX 76102-0000
- In care of
- % KENNETH K LEIBER
- Principal officer (990 for 2024)
- SETH A DENBOW, 410 E WEATHERFORD STREET, FORT WORTH, TX 76102
- Signed the 990
- SETH A DENBOW, Senior VP/COO
- Phone
- (817) 882-4700
- Website
- WWW.NATIONALFINANCE.ORG
- Return prepared by
- Sutton Frost Cary LLP
Mission
PROVIDE LOANS TO LIVESTOCK PRODUCERS
Program accomplishments
- PROVIDE FINANCING FOR LIVESTOCK PURCHASES AND LIVESTOCK OPERATIONS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in November, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2024 | November 30, 2025 | April 15, 2026 | 990 on file |
| 2023 | November 30, 2024 | April 15, 2025 | 990 on file |
| 2022 | November 30, 2023 | April 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0457285
- Tax-exempt status
- 501(c)(16): Crop financing corporation
- Donations deductible
- No
- Exempt since
- 1935
- Accounting year ends
- November
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $237,527,745
- Income (IRS master file)
- $17,880,698
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | November 2025 | $17,880,698 | $12,059,072 | $237,527,745 | XML |
| 990 | November 2024 | $20,032,206 | $13,076,541 | $220,762,670 | XML |
| 990 | November 2023 | $16,946,605 | $11,683,728 | $199,071,639 | XML |
| 990 | November 2022 | $9,101,860 | $5,323,129 | $196,184,500 | IRS |
| 990 | November 2021 | – | – | – | IRS |
| 990 | November 2020 | – | – | – | IRS |
| 990 | November 2019 | – | – | – | IRS |
| 990 | November 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0457285).
Questions about NATIONAL FINANCE CREDIT CORP OF TX
- What is the EIN of NATIONAL FINANCE CREDIT CORP OF TX?
- The employer identification number (EIN) of NATIONAL FINANCE CREDIT CORP OF TX is 75-0457285.
- Is NATIONAL FINANCE CREDIT CORP OF TX tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(16) since 1935.
- Are donations to NATIONAL FINANCE CREDIT CORP OF TX tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NATIONAL FINANCE CREDIT CORP OF TX file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL FINANCE CREDIT CORP OF TX due?
- The return for tax year 2025 (the year ending November 30, 2026) is due April 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL FINANCE CREDIT CORP OF TX last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended November 2025.
- Who is the principal officer of NATIONAL FINANCE CREDIT CORP OF TX?
- The 990 for the year ended November 30, 2025 names SETH A DENBOW.
- Who are the officers and directors of NATIONAL FINANCE CREDIT CORP OF TX?
- The 990 for the year ended November 30, 2025 lists 17 people; 14 received compensation from the organization, the highest $655,586 (KENNETH K LEIBER, President/CEO).
- How much revenue does NATIONAL FINANCE CREDIT CORP OF TX have?
- On its 990 for the year ended November 30, 2025 it reported revenue of $17,880,698, expenses of $12,059,072 and total assets of $237,527,745 at year end.
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