Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 74-6055304

SOUTHERN STAR CREDIT UNION

Tax-exempt · HOUSTON, TX 77084

Financials

$980K$1M2023$1M$1.1M2024
Revenue Expenses · by fiscal year end
Financials of SOUTHERN STAR CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$1,028,937$1,058,488-$29,551$18,504,405$15,994,533$2,509,872
December 31, 2023990$980,332$1,041,580-$61,248$18,783,061$16,243,638$2,539,423
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$819,904
Investment income
$167,022
Other revenue
$42,011

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$123,980
Other salaries and wages
$123,053
Salaries, compensation and benefits (total)
$305,420
Professional fundraising fees
$0
Occupancy
$73,907
Depreciation
$41,184

Balance sheet and other

Total assets, start of year
$18,783,061
Total assets, end of year
$18,504,405
Total liabilities, end of year
$15,994,533
Net assets, end of year
$2,509,872
Land, buildings and equipment
$1,705,969
Gross unrelated business income
$2,690
Gross receipts
$1,028,937
Employees
6
Volunteers
0
Year formed
1953
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
Debbie CallihanPresident
Officer
50$63,636
Patricia YoungVice President
Officer
45$60,344
William ConradChairman
Trustee or director
0$0
Dennis HowardVice Chairman
Trustee or director
0$0
Dustin MolyneauxTreasurer
Trustee or director
0$0
Omar MislehSecretary
Trustee or director
0$0
Juan ArmasDirector
Trustee or director
0$0
990 for the year ended December 31, 2023: 7 people
NameTitleHours / weekCompensation
Debbie CallihanPresident
Officer
50$63,636
Patricia YoungVice President
Officer
45$58,706
William ConradChairman
Trustee or director
0$0
Dennis HowardVice Chairman
Trustee or director
0$0
Dustin MolyneauxTreasurer
Trustee or director
0$0
Omar MislehSecretary
Trustee or director
0$0
Juan ArmasDirector
Trustee or director
0$0

Address and contacts

Address (IRS master file)
16035 W LITTLE YORK RD, HOUSTON, TX 77084-6506
In care of
% DEBRA CALLIHAN
Principal officer (990 for 2024)
Debra Callihan, 16035 W LITTLE YORK RD, HOUSTON, TX 770846506
Signed the 990
Debbie Callihan, President
Phone
(713) 934-1460

Mission

To encourage thrift among our members creating a source of credit at a fair rate of interest and to provide an opportunity for them to use and control their money.

990 for the year ended December 31, 2024

Program accomplishments

  • Interest on Loans granted.
    grants $681,375
  • Member Service Fees Mastercard Interchange Fees ATM Fees Loan Service Fees
    grants $138,529

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
74-6055304
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$18,504,405
Income (IRS master file)
$1,028,937

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$1,028,937$1,058,488$18,504,405XML
990December 2023$980,332$1,041,580$18,783,061XML
990December 2022$868,568$915,737$20,414,644IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-6055304).

Questions about SOUTHERN STAR CREDIT UNION

What is the EIN of SOUTHERN STAR CREDIT UNION?
The employer identification number (EIN) of SOUTHERN STAR CREDIT UNION is 74-6055304.
Is SOUTHERN STAR CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to SOUTHERN STAR CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does SOUTHERN STAR CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of SOUTHERN STAR CREDIT UNION due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did SOUTHERN STAR CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of SOUTHERN STAR CREDIT UNION?
The 990 for the year ended December 31, 2024 names Debra Callihan.
Who are the officers and directors of SOUTHERN STAR CREDIT UNION?
The 990 for the year ended December 31, 2024 lists 7 people; 2 received compensation from the organization, the highest $63,636 (Debbie Callihan, President).
How much revenue does SOUTHERN STAR CREDIT UNION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $1,028,937, expenses of $1,058,488 and total assets of $18,504,405 at year end.

Other nonprofits in HOUSTON

All nonprofits in HOUSTON · Texas