Nonprofit · EIN 74-6047884
LUBRIZOL EMPLOYEES CREDIT UNION
Tax-exempt · DEER PARK, TX 77536
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,940,249 | $2,243,725 | $696,524 | $49,186,929 | $270,884 | $48,916,045 |
| December 31, 2024 | 990 | $2,605,838 | $2,016,303 | $589,535 | $51,316,279 | $288,915 | $51,027,364 |
| December 31, 2023 | 990 (amended) | $2,363,588 | $1,834,289 | $529,299 | $53,355,984 | $387,406 | $52,968,578 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,149,744
- Investment income
- $790,505
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $252,620
- Compensation of officers, directors and key employees
- $192,165
- Other salaries and wages
- $397,326
- Salaries, compensation and benefits (total)
- $775,965
- Professional fundraising fees
- $0
- Legal fees
- -$851
- Occupancy
- $11,050
- Travel
- $49,775
- Depreciation
- $138,269
- Program services (functional)
- $632,023
- Management and general (functional)
- $1,611,702
Balance sheet and other
- Total assets, start of year
- $51,316,279
- Total assets, end of year
- $49,186,929
- Total liabilities, end of year
- $270,884
- Net assets, end of year
- $48,916,045
- Land, buildings and equipment
- $2,820,687
- Gross unrelated business income
- $1,436
- Gross receipts
- $2,940,249
- Employees
- 8
- Volunteers
- 9
- Year formed
- 1953
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Rosaura Flores | President/CEO Key employee | 50 | $192,165 | $31,830 |
| Richard Miller | Chairman Trustee or director | 0.5 | $0 | $0 |
| Daniel Koons | Vice Chairman Trustee or director | 0.5 | $0 | $0 |
| Joseph Morris | Treasurer Trustee or director | 0.5 | $0 | $0 |
| Delinda Dutton | Secretary Trustee or director | 0.5 | $0 | $0 |
| Gary Aldrich | Director Trustee or director | 0.5 | $0 | $0 |
| Gabe Aguilar | Director Trustee or director | 0.5 | $0 | $0 |
| Greg Drummond | Director Trustee or director | 0.5 | $0 | $0 |
| Waynisha Edwards | Supervisory Committee Chairman Trustee or director | 0.25 | $0 | $0 |
| Gregory Heath Jones | Supervisory Committee Chairman Trustee or director | 0.25 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Rosaura Flores | President/CEO Key employee | 50 | $177,352 | $32,577 |
| Richard Miller | Chairman Trustee or director | 0.5 | $0 | $0 |
| Daniel Koons | Vice Chairman Trustee or director | 0.5 | $0 | $0 |
| Joseph Morris | Treasurer Trustee or director | 0.5 | $0 | $0 |
| Delinda Dutton | Secretary Trustee or director | 0.5 | $0 | $0 |
| Gary Aldrich | Director Trustee or director | 0.5 | $0 | $0 |
| Gabe Aguilar | Director Trustee or director | 0.5 | $0 | $0 |
| Greg Drummond | Director Trustee or director | 0.5 | $0 | $0 |
| Waynisha Edwards | Supervisory Committee Chairman Trustee or director | 0.25 | $0 | $0 |
| AJ Pickle | Supervisory Committee Member Trustee or director | 0.25 | $0 | $0 |
| Gregory Heath Jones | Supervisory Committee Chairman Trustee or director | 0.25 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Rosaura Flores | President/CEO Key employee | 50 | $170,299 | $29,879 |
| Richard Miller | Chairman Trustee or director | 0.5 | $0 | $0 |
| Daniel Koons | Vice Chairman Trustee or director | 0.5 | $0 | $0 |
| Joseph Morris | Treasurer Trustee or director | 0.5 | $0 | $0 |
| Delinda Dutton | Secretary Trustee or director | 0.5 | $0 | $0 |
| Gary Aldrich | Director Trustee or director | 0.5 | $0 | $0 |
| Gabe Aguilar | Director Trustee or director | 0.5 | $0 | $0 |
| Greg Drummond | Director Trustee or director | 0.5 | $0 | $0 |
| Waynisha Edwards | Supervisory Committee Chairman Trustee or director | 0.25 | $0 | $0 |
| AJ Pickle | Supervisory Committee Member Trustee or director | 0.25 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 158, DEER PARK, TX 77536-0158
- Principal officer (990 for 2025)
- Rosaura Flores, PO Box 158, Deer Park, TX 77536
- Signed the 990
- Julia Tibbals, Accounting Manager
- Phone
- (281) 479-6651
- Website
- www.lzecu.org
Mission
Our mission is to build lifelong relationships through family friendly service and provide beneficial, progressive financial services. Our vision is to be the financial services provider of choice, enriching the lives of our members and employees.
Program accomplishments
- Share Accounts - Our share accounts offer advantages to members of all ages. The credit union had 3,466 member-owners as of 12/31/2025. Member share accounts offer competitive rates and dividends are paid quarterly. In addition to our regular share accounts, we offer special share accounts designed for children, teenagers and young adults to encourage the development of consistent saving habits to build a stronger financial future. Active members age 18 and over have a free $2,000 AD&D insurance coverage. We also offer a variety of convenient services at little to no cost, including notary services, money orders and wire transfers.Expenses $264,774
- Checking Accounts - We offer free checking accounts to our members. Features include Visa Check Card, mobile deposit, overdraft protection, online account access, audio response teller, bill pay and worldwide ATM access. There is no monthly service charge and dividends are paid monthly.Expenses $12,944
- Consumer Loans - We offer flexible terms and low rates on all types of loans for our members. These include vehicle loans, home equity loans, signature loans and credit card. We offer Auto Buying Center to provide resources for members in the process of purchasing new or used vehicles.Expenses $354,305 · revenue $1,553,108
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-6047884
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $49,186,929
- Income (IRS master file)
- $2,940,249
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,940,249 | $2,243,725 | $49,186,929 | XML |
| 990 | December 2024 | $2,605,838 | $2,016,303 | $51,316,279 | XML |
| 990 | December 2023 | $2,363,588 | $1,834,289 | $53,355,984 | XML |
| 990 | December 2022 | $1,955,515 | $1,506,212 | $54,378,340 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-6047884).
Questions about LUBRIZOL EMPLOYEES CREDIT UNION
- What is the EIN of LUBRIZOL EMPLOYEES CREDIT UNION?
- The employer identification number (EIN) of LUBRIZOL EMPLOYEES CREDIT UNION is 74-6047884.
- Is LUBRIZOL EMPLOYEES CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to LUBRIZOL EMPLOYEES CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does LUBRIZOL EMPLOYEES CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of LUBRIZOL EMPLOYEES CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did LUBRIZOL EMPLOYEES CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of LUBRIZOL EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Rosaura Flores.
- Who are the officers and directors of LUBRIZOL EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 10 people; 1 received compensation from the organization, the highest $192,165 (Rosaura Flores, President/CEO).
- How much revenue does LUBRIZOL EMPLOYEES CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,940,249, expenses of $2,243,725 and total assets of $49,186,929 at year end.
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