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Nonprofit · EIN 74-1383158

MEMBERSOURCE CREDIT UNION

Tax-exempt · HOUSTON, TX 77042

Financials

$10M$10.4M2023$11.6M$11.9M2024$13.2M$12M2025
Revenue Expenses · by fiscal year end
Financials of MEMBERSOURCE CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$13,180,902$11,963,330$1,217,572$200,584,084$176,797,672$23,786,412
December 31, 2024990$11,565,598$11,892,365-$326,767$180,088,432$159,683,099$20,405,333
December 31, 2023990$9,991,181$10,351,483-$360,302$196,162,100$176,026,053$20,136,047
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$11,832,704
Investment income
$1,281,257
Other revenue
$66,941

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Occupancy
$932,860
Travel
$42,286

Balance sheet and other

Total assets, start of year
$180,088,432
Total assets, end of year
$200,584,084
Total liabilities, end of year
$176,797,672
Net assets, end of year
$23,786,412
Land, buildings and equipment
$7,688,842
Gross unrelated business income
$66,941
Gross receipts
$13,180,902
Employees
0
Volunteers
11
Year formed
2000
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
GAY BASKINDIRECTOR
Trustee or director
0$0
CASSIE CHIARODIRECTOR
Trustee or director
0$0
EDDIE CORVINVICE CHAIRMAN
Trustee or director
0$0
PATRICK GIBSONCHAIRMAN
Trustee or director
0$0
JOE HILDENBRANDTREASURER
Trustee or director
0$0
CHERI PEPERSECRETARY
Trustee or director
0$0
JEREMY SMITHDIRECTOR
Trustee or director
0$0
ELLEN TARVERDIRECTOR
Trustee or director
0$0
WHITNEY WIENERDIRECTOR
Trustee or director
0$0
KENNETH HARRINGTONPRESIDENT-CEO
Officer
0$0
JAMES TUGGLECHIEF FINANCIAL OFFICER
Officer
0$0
CODY JONESCHIEF OPERATIONS OFFICER
Officer
0$0
ELVIN TEJADAVP OF ACCOUNTING
Officer
0$0
DIANA FISHERVP OF MARKETING
Officer
0$0
DAPHNE SHEPHERDVP OF BRANCH OPERATIONS
Officer
0$0
1 more people on this return
NameTitleHours / weekCompensation
DELIA DECOTEAUVP OF MEMBER RELATIONS
Officer
0$0
990 for the year ended December 31, 2024: 14 people
NameTitleHours / weekCompensation
GAY BASKINDIRECTOR
Trustee or director
0$0
JOSEPH F HILDENBRANDTREASURER
Trustee or director
0$0
CHERI PEPERSECRETARY
Trustee or director
0$0
JEREMY SMITHDIRECTOR
Trustee or director
0$0
PATRICK GIBSONCHAIRMAN
Trustee or director
0$0
ELLEN TARVERDIRECTOR
Trustee or director
0$0
EDDIE CORVINVICE CHAIRMAN
Trustee or director
0$0
CASSIE CHIARODIRECTOR
Trustee or director
0$0
BOBBI PHELPSVP-BRANCH OP
Officer
40$0
SAMUEL PHELPSVP-IT
Officer
40$0
KENNETH HARRINGTONPRESIDENTCEO
Officer
40$0
DIANA FISHERVP-MARKETING
Officer
40$0
ELVIN TEJADAVP ACCOUNTING
Officer
40$0
CODY JOHNSONVP OF LENDING
Officer
40$0
990 for the year ended December 31, 2023: 13 people
NameTitleHours / weekCompensation
ELLEN TARVERDIRECTOR
Trustee or director
0$0
PATRICK GIBSONVICE CHAIRMAN
Trustee or director
0$0
CASSIE CHIARODIRECTOR
Trustee or director
0$0
EDDIE CORVINDIRECTOR
Trustee or director
0$0
JOSEPH F HILDENBRANDTREASURER
Trustee or director
0$0
GAY BASKINDIRECTOR
Trustee or director
0$0
JEREMY SMITHCHAIRMAN
Trustee or director
0$0
CHERI PEPERSECRETARY
Trustee or director
0$0
DIANA FISHERVP-MARKETING
Officer
40$0
ELVIN TEJADAVP ACCOUNTING
Officer
40$0
BOBBI PHELPSVP-BRANCH OP
Officer
40$0
SAMUEL PHELPSVP-IT
Officer
40$0
KENNETH HARRINGTONPRESIDENTCEO
Officer
40$0

Address and contacts

Address (IRS master file)
10100 RICHMOND AVE, HOUSTON, TX 77042-4208
In care of
% ELVIN TEJADA
Principal officer (990 for 2025)
ELVIN TEJADA, 10100 RICHMOND AVE, HOUSTON, TX 77042
Signed the 990
ELVIN TEJADA, VP OF ACCOUNTING
Phone
(713) 627-4000

Mission

FOSTERING FINANCIAL SUCCESS THROUGH PERSONALIZED SERVICE TRUSTED SOLUTIONS AND COMMITMENT TO COMMUNITY.

990 for the year ended December 31, 2025

Program accomplishments

  • CONSUMER LOANS- 11,411 LOANS TOTALING 82,788,481
    Expenses $1,549,608 · revenue $5,085,725
  • SAVINGS CDS CHECKING & IRAS- 23,060 ACCOUNTS TOTALING 174,694,730
    Expenses $975,394 · revenue $1,826,505
  • REAL ESTATE MORTGAGE LOANS- 503 LOANS TOTALING 57,383,108
    Expenses $54,285 · revenue $2,971,809

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
74-1383158
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$200,584,084
Income (IRS master file)
$13,180,902

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$13,180,902$11,963,330$200,584,084XML
990December 2024$11,565,598$11,892,365$180,088,432XML
990December 2023$9,991,181$10,351,483$196,162,100XML
990December 2022$9,456,713$8,865,566$219,341,455IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1383158).

Questions about MEMBERSOURCE CREDIT UNION

What is the EIN of MEMBERSOURCE CREDIT UNION?
The employer identification number (EIN) of MEMBERSOURCE CREDIT UNION is 74-1383158.
Is MEMBERSOURCE CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to MEMBERSOURCE CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does MEMBERSOURCE CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of MEMBERSOURCE CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did MEMBERSOURCE CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of MEMBERSOURCE CREDIT UNION?
The 990 for the year ended December 31, 2025 names ELVIN TEJADA.
Who are the officers and directors of MEMBERSOURCE CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 16 people; 0 received compensation from the organization.
How much revenue does MEMBERSOURCE CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $13,180,902, expenses of $11,963,330 and total assets of $200,584,084 at year end.

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