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Nonprofit · EIN 74-1321144

OPENLAND CREDIT UNION

Tax-exempt · LEAGUE CITY, TX 77573

Financials

$41.5M$39.8M2023$45.9M$42.7M2024$50.2M$44.2M2025
Revenue Expenses · by fiscal year end
Financials of OPENLAND CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$50,196,905$44,176,154$6,020,751$567,643,285$7,779,056$559,864,229
December 31, 2024990$45,870,149$42,680,803$3,189,346$510,243,022$8,062,450$502,180,572
December 31, 2023990$41,493,216$39,797,840$1,695,376$532,214,460$9,574,124$522,640,336
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$41,263,916
Investment income
$1,695,882
Net income from sales of inventory
$631,215
Other revenue
$7,237,107

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$5,593,595
Compensation of officers, directors and key employees
$1,442,543
Other salaries and wages
$9,770,898
Salaries, compensation and benefits (total)
$14,205,054
Professional fundraising fees
$0
Legal fees
$15,643
Accounting fees
$98,012
Occupancy
$1,868,541
Travel
$288,230
Depreciation
$629,861
Program services (functional)
$44,176,154

Balance sheet and other

Total assets, start of year
$510,243,022
Total assets, end of year
$567,643,285
Total liabilities, end of year
$7,779,056
Net assets, end of year
$559,864,229
Land, buildings and equipment
$14,933,783
Publicly traded securities
$34,618,798
Net assets without donor restrictions
$559,864,229
Gross receipts
$50,196,905
Employees
178
Volunteers
8
Year formed
1948
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
Clay FranksPresident/CEO
Highest-paid employee
40$375,314
Charis PollardChief Human Resource Officer
Officer
40$299,500
David DeAndaChief Legal Officer
Officer
40$291,105
Ryan Del BelloChief Financial Officer
Officer
40$253,441
Erika PlummerChief Operations Officer
Officer
40$223,183
Kyle DicksonBoard Vice Chairman
Trustee or director
2$0
Bruce TerryBoard Member
Trustee or director
2$0
John BlairBoard Member
Trustee or director
2$0
Mark KlineBoard Member
Trustee or director
2$0
Mark RodriguezBoard Secretary
Trustee or director
2$0
Joel MuellerBoard Chairman
Trustee or director
5$0
Kent PostmaBoard Treasurer
Trustee or director
2$0
Cris CrixellBoard Member
Trustee or director
2$0
990 for the year ended December 31, 2024: 14 people
NameTitleHours / weekCompensation
Clay FranksPresident/CEO
Highest-paid employee
40$375,795
Charis PollardChief Human Resource Officer
Officer
40$295,627
Jack ClickChief Executive Officer
Former
40$293,581
David DeAndaChief Legal Officer
Officer
40$280,999
Ryan Del BelloChief Financial Officer
Officer
40$201,685
Jay CoppockChief Operations Officer
Former
40$165,756
Kyle DicksonBoard Member
Trustee or director
2$0
Bruce TerryBoard Member
Trustee or director
2$0
John BlairBoard Chairman
Trustee or director
5$0
Mark KlineBoard Member
Trustee or director
2$0
Mark RodriguezBoard Member
Trustee or director
2$0
Joel MuellerBoard Vice Chairman
Trustee or director
2$0
Kent PostmaBoard Secretary
Trustee or director
2$0
Cris CrixellBoard Treasurer
Trustee or director
2$0
990 for the year ended December 31, 2023: 13 people
NameTitleHours / weekCompensation
Jack ClickChief Executive Officer
Key employee, Highest-paid employee
40$454,520
Clay FranksPresident
Key employee
40$377,203
Charis PollardChief Human Resource Officer
Key employee
40$295,128
David DeAndaChief Legal Officer
Key employee
40$290,887
Jay CoppockChief Operations Officer
Key employee
40$283,557
Kyle DicksonBoard Member
Trustee or director
2$0
Bruce TerryBoard Member
Trustee or director
2$0
John BlairBoard Chairman
Trustee or director
5$0
Mark KlineBoard Member
Trustee or director
2$0
Mark RodriguezBoard Member
Trustee or director
2$0
Joel MuellerBoard Vice Chairman
Trustee or director
2$0
Kent PostmaBoard Secretary
Trustee or director
2$0
Cris CrixellBoard Treasurer
Trustee or director
2$0

Address and contacts

Address (IRS master file)
1095 W LEAGUE CITY PKWY, LEAGUE CITY, TX 77573-6440
Principal officer (990 for 2025)
Clay Franks, PO Box 9004, League City, TX 77574
Signed the 990
Cynthia Soto, VP of Accounting
Phone
(409) 945-4474

Mission

To offer progressive quality financial services responsive to the members. The credit union is dedicated to providing these services in a caring professional manner while maintaining a strong financial basis.

990 for the year ended December 31, 2025

Program accomplishments

  • Dividends paid to members
  • None
  • None
  • All credit union functions
  • See schedule O
    Expenses $44,176,154

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
74-1321144
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$567,643,285
Income (IRS master file)
$50,196,905

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$50,196,905$44,176,154$567,643,285IRS
990December 2024$45,870,149$42,680,803$510,243,022IRS
990December 2023$41,493,216$39,797,840$532,214,460XML
990December 2022$33,960,014$31,686,214$512,223,192IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1321144).

Questions about OPENLAND CREDIT UNION

What is the EIN of OPENLAND CREDIT UNION?
The employer identification number (EIN) of OPENLAND CREDIT UNION is 74-1321144.
Is OPENLAND CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to OPENLAND CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does OPENLAND CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of OPENLAND CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did OPENLAND CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of OPENLAND CREDIT UNION?
The 990 for the year ended December 31, 2025 names Clay Franks.
Who are the officers and directors of OPENLAND CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 13 people; 5 received compensation from the organization, the highest $375,314 (Clay Franks, President/CEO).
How much revenue does OPENLAND CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $50,196,905, expenses of $44,176,154 and total assets of $567,643,285 at year end.

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