Nonprofit · EIN 74-1300807
BAPTIST CREDIT UNION
Tax-exempt · SAN ANTONIO, TX 78201
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,379,584 | $3,694,485 | $685,099 | $53,832,093 | $49,137,483 | $4,694,610 |
| December 31, 2024 | 990 | $3,624,487 | $3,454,358 | $170,129 | $52,488,924 | $48,313,747 | $4,175,177 |
| December 31, 2023 | 990 | $3,249,535 | $3,074,569 | $174,966 | $48,818,218 | $44,858,118 | $3,960,100 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $3,902,807
- Investment income
- $476,777
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $173,020
- Other salaries and wages
- $953,942
- Salaries, compensation and benefits (total)
- $1,538,427
- Professional fundraising fees
- $0
- Legal fees
- $30,675
- Occupancy
- $99,313
- Depreciation
- $62,265
- Program services (functional)
- $3,694,485
Balance sheet and other
- Total assets, start of year
- $52,488,924
- Total assets, end of year
- $53,832,093
- Total liabilities, end of year
- $49,137,483
- Net assets, end of year
- $4,694,610
- Land, buildings and equipment
- $789,814
- Gross unrelated business income
- $750
- Gross receipts
- $4,379,584
- Employees
- 32
- Volunteers
- 0
- Year formed
- 1955
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| NICOLAS HOLGUIN | PRESIDENT/CEO Key employee, Highest-paid employee | 40 | $173,020 |
| HARVEY FOEGELLE | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| ANNA FLORES | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| MARY TOTH | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| ROBERT SCOFIELD | TREASURER Trustee or director, Officer | 0.5 | $0 |
| PETE VILLAREAL | MEMBER Trustee or director | 0.5 | $0 |
| BILL ARNOLD | MEMBER Trustee or director | 0.5 | $0 |
| KRISTEN RAY | MEMBER Trustee or director | 0.5 | $0 |
| JAMES BENITEZ | MEMBER Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| NICOLAS HOLGUIN | PRESIDENT/CEO Key employee, Highest-paid employee | 40 | $163,802 |
| DOROTHY ROESE | SVP/CFO Key employee | 40 | $118,769 |
| KEITH CROUCH | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| BILL ARNOLD | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| MARY TOTH | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| ROBERT SCOFIELD | TREASURER Trustee or director, Officer | 0.5 | $0 |
| HARVEY FOEGELLE | MEMBER Trustee or director | 0.5 | $0 |
| WARD HAYS | MEMBER Trustee or director | 0.5 | $0 |
| EMILY TARIN | MEMBER Trustee or director | 0.5 | $0 |
| JAMES BENITEZ | MEMBER Trustee or director | 0.5 | $0 |
| MARIA GONZALES | MEMBER Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| NICOLAS HOLGUIN | PRESIDENT/CEO Key employee, Highest-paid employee | 40 | $156,683 |
| DOROTHY ROESE | SVP/CFO Key employee | 40 | $112,612 |
| HARVEY FOEGELLE | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| ANNA FLORES | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| EMILY TARIN | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| ROBERT SCOFIELD | TREASURRER Trustee or director, Officer | 0.5 | $0 |
| KEITH CROUCH | MEMBER Trustee or director | 0.5 | $0 |
| WARD HAYS | MEMBER Trustee or director | 0.5 | $0 |
| BILL ARNOLD | MEMBER Trustee or director | 0.5 | $0 |
| JAMES BENITEZ | MEMBER Trustee or director | 0.5 | $0 |
| MARY TOTH | MEMBER Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 5815 IH-10 WEST, SAN ANTONIO, TX 78201-2800
- Principal officer (990 for 2025)
- NICK HOLGUIN, 5815 IH 10 WEST, SAN ANTONIO, TX 782012800
- Signed the 990
- NICK HOLGUIN, CEO
- Phone
- (210) 525-0100
- Return prepared by
- Greg R Schmidt CPA
Mission
BAPTIST CREDIT UNION EXISTS TO IMPROVE MEMBERS LIVES THROUGH EXTRAORDINARY SERVICE, QUALITY FINANCIAL PRODUCTS AND SERVICES, PERSONAL FINANCIAL EDUCATION, AND A LONG TERM RELATIONSHIP WITH THE CU.
Program accomplishments
- BAPTIST CREDIT UNION OFFERS ALL TYPES OF LOAN PRODUCTS AT COMPETITIVE RATES
- BAPTIST CREDIT UNION OFFERS DEPOSIT PRODUCTS AT COMPETITIVE RATES
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1300807
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1960
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $53,832,093
- Income (IRS master file)
- $4,379,584
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,379,584 | $3,694,485 | $53,832,093 | IRS |
| 990 | December 2024 | $3,624,487 | $3,454,358 | $52,488,924 | XML |
| 990 | December 2023 | $3,249,535 | $3,074,569 | $48,818,218 | XML |
| 990 | December 2022 | $2,937,381 | $2,739,202 | $49,159,061 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1300807).
Questions about BAPTIST CREDIT UNION
- What is the EIN of BAPTIST CREDIT UNION?
- The employer identification number (EIN) of BAPTIST CREDIT UNION is 74-1300807.
- Is BAPTIST CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1960.
- Are donations to BAPTIST CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does BAPTIST CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of BAPTIST CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did BAPTIST CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of BAPTIST CREDIT UNION?
- The 990 for the year ended December 31, 2025 names NICK HOLGUIN.
- Who are the officers and directors of BAPTIST CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $173,020 (NICOLAS HOLGUIN, PRESIDENT/CEO).
- How much revenue does BAPTIST CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,379,584, expenses of $3,694,485 and total assets of $53,832,093 at year end.
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