Skip to main content

Nonprofit · EIN 74-1300807

BAPTIST CREDIT UNION

Tax-exempt · SAN ANTONIO, TX 78201

Financials

$3.2M$3.1M2023$3.6M$3.5M2024$4.4M$3.7M2025
Revenue Expenses · by fiscal year end
Financials of BAPTIST CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$4,379,584$3,694,485$685,099$53,832,093$49,137,483$4,694,610
December 31, 2024990$3,624,487$3,454,358$170,129$52,488,924$48,313,747$4,175,177
December 31, 2023990$3,249,535$3,074,569$174,966$48,818,218$44,858,118$3,960,100
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$3,902,807
Investment income
$476,777
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$173,020
Other salaries and wages
$953,942
Salaries, compensation and benefits (total)
$1,538,427
Professional fundraising fees
$0
Legal fees
$30,675
Occupancy
$99,313
Depreciation
$62,265
Program services (functional)
$3,694,485

Balance sheet and other

Total assets, start of year
$52,488,924
Total assets, end of year
$53,832,093
Total liabilities, end of year
$49,137,483
Net assets, end of year
$4,694,610
Land, buildings and equipment
$789,814
Gross unrelated business income
$750
Gross receipts
$4,379,584
Employees
32
Volunteers
0
Year formed
1955
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
NICOLAS HOLGUINPRESIDENT/CEO
Key employee, Highest-paid employee
40$173,020
HARVEY FOEGELLEBOARD CHAIR
Trustee or director, Officer
0.5$0
ANNA FLORESVICE CHAIR
Trustee or director, Officer
0.5$0
MARY TOTHSECRETARY
Trustee or director, Officer
0.5$0
ROBERT SCOFIELDTREASURER
Trustee or director, Officer
0.5$0
PETE VILLAREALMEMBER
Trustee or director
0.5$0
BILL ARNOLDMEMBER
Trustee or director
0.5$0
KRISTEN RAYMEMBER
Trustee or director
0.5$0
JAMES BENITEZMEMBER
Trustee or director
0.5$0
990 for the year ended December 31, 2024: 11 people
NameTitleHours / weekCompensation
NICOLAS HOLGUINPRESIDENT/CEO
Key employee, Highest-paid employee
40$163,802
DOROTHY ROESESVP/CFO
Key employee
40$118,769
KEITH CROUCHBOARD CHAIR
Trustee or director, Officer
0.5$0
BILL ARNOLDVICE CHAIR
Trustee or director, Officer
0.5$0
MARY TOTHSECRETARY
Trustee or director, Officer
0.5$0
ROBERT SCOFIELDTREASURER
Trustee or director, Officer
0.5$0
HARVEY FOEGELLEMEMBER
Trustee or director
0.5$0
WARD HAYSMEMBER
Trustee or director
0.5$0
EMILY TARINMEMBER
Trustee or director
0.5$0
JAMES BENITEZMEMBER
Trustee or director
0.5$0
MARIA GONZALESMEMBER
Trustee or director
0.5$0
990 for the year ended December 31, 2023: 11 people
NameTitleHours / weekCompensation
NICOLAS HOLGUINPRESIDENT/CEO
Key employee, Highest-paid employee
40$156,683
DOROTHY ROESESVP/CFO
Key employee
40$112,612
HARVEY FOEGELLEBOARD CHAIR
Trustee or director, Officer
0.5$0
ANNA FLORESVICE CHAIR
Trustee or director, Officer
0.5$0
EMILY TARINSECRETARY
Trustee or director, Officer
0.5$0
ROBERT SCOFIELDTREASURRER
Trustee or director, Officer
0.5$0
KEITH CROUCHMEMBER
Trustee or director
0.5$0
WARD HAYSMEMBER
Trustee or director
0.5$0
BILL ARNOLDMEMBER
Trustee or director
0.5$0
JAMES BENITEZMEMBER
Trustee or director
0.5$0
MARY TOTHMEMBER
Trustee or director
0.5$0

Address and contacts

Address (IRS master file)
5815 IH-10 WEST, SAN ANTONIO, TX 78201-2800
Principal officer (990 for 2025)
NICK HOLGUIN, 5815 IH 10 WEST, SAN ANTONIO, TX 782012800
Signed the 990
NICK HOLGUIN, CEO
Phone
(210) 525-0100
Return prepared by
Greg R Schmidt CPA

Mission

BAPTIST CREDIT UNION EXISTS TO IMPROVE MEMBERS LIVES THROUGH EXTRAORDINARY SERVICE, QUALITY FINANCIAL PRODUCTS AND SERVICES, PERSONAL FINANCIAL EDUCATION, AND A LONG TERM RELATIONSHIP WITH THE CU.

990 for the year ended December 31, 2025

Program accomplishments

  • BAPTIST CREDIT UNION OFFERS ALL TYPES OF LOAN PRODUCTS AT COMPETITIVE RATES
  • BAPTIST CREDIT UNION OFFERS DEPOSIT PRODUCTS AT COMPETITIVE RATES

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
74-1300807
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1960
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$53,832,093
Income (IRS master file)
$4,379,584

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$4,379,584$3,694,485$53,832,093IRS
990December 2024$3,624,487$3,454,358$52,488,924XML
990December 2023$3,249,535$3,074,569$48,818,218XML
990December 2022$2,937,381$2,739,202$49,159,061IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1300807).

Questions about BAPTIST CREDIT UNION

What is the EIN of BAPTIST CREDIT UNION?
The employer identification number (EIN) of BAPTIST CREDIT UNION is 74-1300807.
Is BAPTIST CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1960.
Are donations to BAPTIST CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does BAPTIST CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of BAPTIST CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did BAPTIST CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of BAPTIST CREDIT UNION?
The 990 for the year ended December 31, 2025 names NICK HOLGUIN.
Who are the officers and directors of BAPTIST CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $173,020 (NICOLAS HOLGUIN, PRESIDENT/CEO).
How much revenue does BAPTIST CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $4,379,584, expenses of $3,694,485 and total assets of $53,832,093 at year end.

Other nonprofits in SAN ANTONIO

All nonprofits in SAN ANTONIO · Texas