Nonprofit · EIN 74-1280652
HOUSTON HIGHWAY CREDIT UNION
Tax-exempt · HOUSTON, TX 77007
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,254,759 | $1,657,284 | $597,475 | $47,332,235 | $41,290,340 | $6,041,895 |
| December 31, 2024 | 990 | $2,091,403 | $1,185,441 | $905,962 | $47,216,721 | $42,336,762 | $4,879,959 |
| December 31, 2023 | 990 | $2,339,608 | $1,462,575 | $877,033 | $47,770,974 | $44,677,972 | $3,093,002 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,735,673
- Investment income
- $329,732
- Other revenue
- $189,354
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $113,675
- Other salaries and wages
- $335,378
- Salaries, compensation and benefits (total)
- $63,980
- Professional fundraising fees
- $0
- Legal fees
- $6,000
- Accounting fees
- $295,187
- Occupancy
- $81,826
- Travel
- $9,750
- Depreciation
- $79,084
- Program services (functional)
- $1,657,284
Balance sheet and other
- Total assets, start of year
- $47,216,721
- Total assets, end of year
- $47,332,235
- Total liabilities, end of year
- $41,290,340
- Net assets, end of year
- $6,041,895
- Land, buildings and equipment
- $2,145,442
- Gross unrelated business income
- $4,771
- Gross receipts
- $2,254,759
- Employees
- 8
- Volunteers
- 0
- Year formed
- 1952
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID GEROW | MANAGER/CEO Key employee, Highest-paid employee | 40 | $113,675 |
| MIKE ALFORD | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| RITA DENNIS | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| OTTO MARESH | TREASURER Trustee or director, Officer | 0.5 | $0 |
| SONJA TROJAN | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| LONNIE JOHNSON SR | MEMBER Trustee or director | 0.5 | $0 |
| ORLANDO FELIX | MEMBER Trustee or director | 0.5 | $0 |
| QUINCY ALLEN | MEMBER Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID GEROW | MANAGER/CEO Key employee, Highest-paid employee | 40 | $128,140 |
| MIKE ALFORD | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| RITA DENNIS | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| OTTO MARESH | TREASURER Trustee or director, Officer | 0.5 | $0 |
| SONJA TROJAN | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| LONNIE JOHNSON SR | MEMBER Trustee or director | 0.5 | $0 |
| ORLANDO FELIX | MEMBER Trustee or director | 0.5 | $0 |
| QUINCY ALLEN | MEMBER Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID GEROW | MANAGER/CEO Key employee, Highest-paid employee | 40 | $115,003 |
| MIKE ALFORD | BOARD CHAIR Trustee or director, Officer | 0.5 | $0 |
| RITA DENNIS | VICE CHAIR Trustee or director, Officer | 0.5 | $0 |
| OTTO MARESH | TREASURER Trustee or director, Officer | 0.5 | $0 |
| SONJA TROJAN | SECRETARY Trustee or director, Officer | 0.5 | $0 |
| LONNIE JOHNSON SR | MEMBER Trustee or director | 0.5 | $0 |
| ORLANDO FELIX | MEMBER Trustee or director | 0.5 | $0 |
| QUINCY ALLEN | MEMBER Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 8120 WASHINGTON AVE, HOUSTON, TX 77007-1038
- Principal officer (990 for 2025)
- DAVID GEROW, 8120 WASHINGTON AVE, HOUSTON, TX 77007
- Signed the 990
- DAVID GEROW, CEO
- Phone
- (713) 864-4438
- Return prepared by
- Greg R Schmidt CPA
Mission
THE CREDIT UNION IS A FINANCIAL COOPERATIVE PROVIDING ALL TYPES OF FINANCIAL SERVICES TO ITS MEMBERS AAT COMPETITIVE RATES
Program accomplishments
- THE CREDIT UNION OFFERS ALL TYPES OF LOAN PRODUCTS AT COMPETITIVE RATES
- THE CREDIT UNION OFFERS SAVINGS PRODUCTS AT COMPETITIVE RATES
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1280652
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $47,332,235
- Income (IRS master file)
- $2,254,759
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,254,759 | $1,657,284 | $47,332,235 | IRS |
| 990 | December 2024 | $2,091,403 | $1,185,441 | $47,216,721 | IRS |
| 990 | December 2023 | $2,339,608 | $1,462,575 | $47,770,974 | XML |
| 990 | December 2022 | $2,201,820 | $2,943,417 | $49,153,973 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1280652).
Questions about HOUSTON HIGHWAY CREDIT UNION
- What is the EIN of HOUSTON HIGHWAY CREDIT UNION?
- The employer identification number (EIN) of HOUSTON HIGHWAY CREDIT UNION is 74-1280652.
- Is HOUSTON HIGHWAY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to HOUSTON HIGHWAY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does HOUSTON HIGHWAY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HOUSTON HIGHWAY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HOUSTON HIGHWAY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HOUSTON HIGHWAY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names DAVID GEROW.
- Who are the officers and directors of HOUSTON HIGHWAY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 8 people; 1 received compensation from the organization, the highest $113,675 (DAVID GEROW, MANAGER/CEO).
- How much revenue does HOUSTON HIGHWAY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,254,759, expenses of $1,657,284 and total assets of $47,332,235 at year end.
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