Nonprofit · EIN 74-1000881
FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN
Tax-exempt · COMFORT, TX 78013
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| April 30, 2026 | 990 | $291,784 | $359,985 | -$68,201 | $1,123,557 | $121,670 | $1,001,887 |
| April 30, 2025 | 990 | $193,856 | $172,902 | $20,954 | $1,184,473 | $114,385 | $1,070,088 |
| April 30, 2024 | 990 | $197,818 | $167,349 | $30,469 | $1,159,941 | $110,807 | $1,049,134 |
Financial details: 990 for the year ended April 30, 2026
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $246,050
- Investment income
- $45,269
- Other revenue
- $465
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $194,051
- Compensation of officers, directors and key employees
- $40,900
- Salaries, compensation and benefits (total)
- $42,608
- Professional fundraising fees
- $0
- Accounting fees
- $845
- Occupancy
- $2,400
- Travel
- $60
- Program services (functional)
- $310,513
- Management and general (functional)
- $49,472
Balance sheet and other
- Total assets, start of year
- $1,184,473
- Total assets, end of year
- $1,123,557
- Total liabilities, end of year
- $121,670
- Net assets, end of year
- $1,001,887
- Gross receipts
- $291,784
- Employees
- 4
- Volunteers
- 0
- Year formed
- 1913
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended April 30, 2026, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Janell Billeiter | Secretary/Treasurer Officer, Highest-paid employee | 6 | $18,000 | $0 |
| Lori MacKay | Secretary/Treasurer Officer | 6 | $7,500 | $0 |
| Harry Reeh | Asst Secretary/Treasurer/Adjuster Trustee or director, Officer | 1 | $4,500 | $0 |
| Kevin Billeiter | Insurance Agent/Adjuster Trustee or director, Officer | 2 | $4,500 | $0 |
| Keith Marquardt | President Trustee or director, Officer | 1 | $4,200 | $100 |
| James MacKay | Insurance Agent/Adjuster Officer | 2 | $1,500 | $0 |
| Gary Scheele | Director Trustee or director | 0 | $0 | $100 |
| Jack Essar | Director Trustee or director | 0 | $0 | $100 |
| Jay Dean Pfeiffer | Director Trustee or director | 0 | $0 | $100 |
| Chad Flach | Director Trustee or director | 0 | $0 | $100 |
| Harvey Boerner | Director Trustee or director | 0 | $0 | $100 |
| Roy Lee Kneupper | Director Trustee or director | 0 | $0 | $100 |
990 for the year ended April 30, 2025: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Janell Billeiter | Secretary/Treasurer Trustee or director, Officer, Key employee, Highest-paid employee | 6 | $24,000 | $0 |
| Harry Reeh | Asst Secretary/Treasurer/Adjuster Trustee or director, Officer, Key employee | 1 | $8,400 | $100 |
| Kevin Billeiter | Insurance Agent/Adjuster Trustee or director, Officer, Key employee | 2 | $6,000 | $0 |
| Keith Marquardt | President Trustee or director, Officer, Key employee | 1 | $4,200 | $100 |
| Gary Scheele | Director Trustee or director | 0 | $0 | $100 |
| Jack Essar | Director Trustee or director | 0 | $0 | $100 |
| Jay Dean Pfeiffer | Director Trustee or director | 0 | $0 | $100 |
| Chad Flach | Director Trustee or director | 0 | $0 | $100 |
| Harvey Boerner | Director Trustee or director | 0 | $0 | $100 |
| Charles Henry Seidensticker | Director Trustee or director | 0 | $0 | $100 |
| Roy Lee Kneupper | Director Trustee or director | 0 | $0 | $100 |
990 for the year ended April 30, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Janell Billeiter | Secretary/Treasurer Trustee or director, Officer, Key employee, Highest-paid employee | 6 | $24,000 | $0 |
| Harry Reeh | Asst Secretary/Treasurer/Adjuster Trustee or director, Officer, Key employee | 1 | $6,000 | $100 |
| Kevin Billeiter | Insurance Agent/Adjuster Trustee or director, Officer, Key employee | 2 | $6,000 | $0 |
| Keith Marquardt | President Trustee or director, Officer, Key employee | 1 | $4,200 | $100 |
| Chad Flach | Director Trustee or director | 0 | $0 | $200 |
| Gary Scheele | Director Trustee or director | 0 | $0 | $100 |
| Jack Essar | Director Trustee or director | 0 | $0 | $100 |
| Jay Dean Pfeiffer | Director Trustee or director | 0 | $0 | $100 |
| Harvey Boerner | Director Trustee or director | 0 | $0 | $100 |
| Roy Lee Kneupper | Director Trustee or director, Former | 0 | $0 | $100 |
Address and contacts
- Address (IRS master file)
- PO BOX 736, COMFORT, TX 78013-0736
- Principal officer (990 for 2025)
- Lori MacKay, PO Box 736, Comfort, TX 78013
- Signed the 990
- Lori MacKay, Secretary/Treasurer
- Phone
- (830) 995-2250
- Return prepared by
- Brenda Elsworth
Mission
The organization provides reasonable priced fire, theft, content, and extended insurance coverage for rural members in Kendall and Kerr counties of Texas. Without this coverage many Association members might not be able to afford adequate insurance coverage.
Program accomplishments
- Program Services: The Association provides to members insurance coverage for fire, theft, content, and extended insurance. The expenses include indemnity expenses and reinsurance policy premiums that cover the Association losses over stated amounts established in the contracts. The revenue includes premiums paid by Association members in exchange for insurance coverage and revenue contracts received for reported losses as stated in the contracts.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in April, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | April 30, 2026 | September 15, 2026 | 990 on file |
| 2024 | April 30, 2025 | September 15, 2025 | 990 on file |
| 2023 | April 30, 2024 | September 16, 2024 | 990 on file |
IRS record
- EIN
- 74-1000881
- Tax-exempt status
- 501(c)(15): Mutual insurance company
- Donations deductible
- No
- Exempt since
- 1943
- Accounting year ends
- April
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $1,123,557
- Income (IRS master file)
- $291,784
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | April 2026 | $291,784 | $359,985 | $1,123,557 | XML |
| 990 | April 2025 | $193,856 | $172,902 | $1,184,473 | XML |
| 990 | April 2024 | $197,818 | $167,349 | $1,159,941 | XML |
| 990 | April 2023 | $194,426 | $185,991 | $1,130,372 | IRS |
| 990 | April 2022 | – | – | – | IRS |
| 990 | April 2021 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1000881).
Questions about FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN
- What is the EIN of FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN?
- The employer identification number (EIN) of FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN is 74-1000881.
- Is FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(15) since 1943.
- Are donations to FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN due?
- The return for tax year 2026 (the year ending April 30, 2027) is due September 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended April 2026.
- Who is the principal officer of FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN?
- The 990 for the year ended April 30, 2026 names Lori MacKay.
- Who are the officers and directors of FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN?
- The 990 for the year ended April 30, 2026 lists 12 people; 6 received compensation from the organization, the highest $18,000 (Janell Billeiter, Secretary/Treasurer).
- How much revenue does FARMERS MUTUAL FIRE & AID ASSOCIATION OF KENDALL & KERR COUN have?
- On its 990 for the year ended April 30, 2026 it reported revenue of $291,784, expenses of $359,985 and total assets of $1,123,557 at year end.
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