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Nonprofit · EIN 73-1447364

SMALL BUSINESS CAPITAL CORPORATION

Tax-exempt · TULSA, OK 74137

Financials

$332K$334K2022$338K$334K2023$345K$336K2024
Revenue Expenses · by fiscal year end
Financials of SMALL BUSINESS CAPITAL CORPORATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
September 30, 2025990$344,829$336,401$8,428$378,986$83,049$295,937
September 30, 2024990$337,640$334,103$3,537$363,733$76,224$287,509
September 30, 2023990$331,555$333,557-$2,002$353,144$69,172$283,972
Financial details: 990 for the year ended September 30, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$262,681
Investment income
$82,148
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$238,660
Salaries, compensation and benefits (total)
$256,126
Professional fundraising fees
$0
Accounting fees
$10,621
Occupancy
$16,173
Travel
$160
Depreciation
$2,776
Program services (functional)
$298,283
Management and general (functional)
$38,118

Balance sheet and other

Total assets, start of year
$363,733
Total assets, end of year
$378,986
Total liabilities, end of year
$83,049
Net assets, end of year
$295,937
Land, buildings and equipment
$8,269
Net assets without donor restrictions
$295,937
Gross receipts
$344,829
Employees
2
Volunteers
7
Year formed
1992
State of legal domicile
OK

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended September 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
JUDY A ROACHPRESIDENT &
Trustee or director, Officer
40$125,000$8,064
JENNIFER REAGANVP/EXECUTIVE
Officer
40$100,000$5,596
PAUL C BAUMANCHAIRMAN
Trustee or director
–$0$0
RALPH T CUNNINGHAMBOARD MEMBER
Trustee or director
–$0$0
NICHOLAS M JONESVICE CHAIRMA
Trustee or director
–$0$0
PATRICIA R LEVERINGVP/SEC./TREA
Trustee or director, Officer
–$0$0
RUSTY LINKERBOARD MEMBER
Trustee or director
–$0$0
VIRGINIA C SCHULTEVP/ASST. SEC
Trustee or director, Officer
–$0$0
EDWARD L SIMPSONBOARD MEMBER
Trustee or director
–$0$0
990 for the year ended September 30, 2024: 9 people
NameTitleHours / weekCompensationOther / benefits
JUDY A ROACHPRESIDENT &
Trustee or director, Officer
40$125,000$8,109
JENNIFER REAGANVP/EXECUTIVE
Officer
40$90,500$5,166
PAUL C BAUMANCHAIRMAN
Trustee or director
–$0$0
RALPH T CUNNINGHAMBOARD MEMBER
Trustee or director
–$0$0
NICHOLAS M JONESVICE CHAIRMA
Trustee or director
–$0$0
PATRICIA R LEVERINGVP/SEC./TREA
Trustee or director, Officer
–$0$0
RUSTY LINKERBOARD MEMBER
Trustee or director
–$0$0
VIRGINIA C SCHULTEVP/ASST. SEC
Trustee or director, Officer
–$0$0
EDWARD L SIMPSONBOARD MEMBER
Trustee or director
–$0$0
990 for the year ended September 30, 2023: 9 people
NameTitleHours / weekCompensationOther / benefits
JUDY A ROACHPRESIDENT &
Trustee or director, Officer
40$115,000$7,609
JENNIFER REAGANVP/EXECUTIVE
Officer
40$80,500$4,648
PAUL C BAUMANCHAIRMAN
Trustee or director
0$0$0
RALPH T CUNNINGHAMBOARD MEMBER
Trustee or director
0$0$0
NICHOLAS M JONESVICE CHAIRMA
Trustee or director
0$0$0
PATRICIA R LEVERINGVP/SEC./TREA
Trustee or director, Officer
0$0$0
RUSTY LINKERBOARD MEMBER
Trustee or director
0$0$0
VIRGINIA C SCHULTEVP/ASST. SEC
Trustee or director, Officer
0$0$0
EDWARD L SIMPSONBOARD MEMBER
Trustee or director
0$0$0

Address and contacts

Address (IRS master file)
8252 S HARVARD AVE STE 150, TULSA, OK 74137-1642
In care of
% JUDY ROACH
Principal officer (990 for 2024)
JUDY A ROACH, 8252 S HARVARD SUITE 150, TULSA, OK 741371646
Signed the 990
JUDY A ROACH, PRESIDENT & CEO
Phone
(918) 584-3638
Return prepared by
BRISCOE BURKE & GRIGSBY LLP

Mission

PROMOTE AND ADMINISTER THE SBA 504 LOAN PROGRAM FOR SMALL BUSINESSES THROUGHOUT OKLAHOMA.

990 for the year ended September 30, 2025

Program accomplishments

  • PROVIDE SMALL BUSINESS CLIENTS WITH ASSISTANCE THROUGH SBA 504 LOANS TO STIMULATE PRIVATE SECTOR INVESTMENT IN LONG-TERM FIXED ASSETS, AND CREATE NEW JOBS. FUNDED THREE SMALL BUSINESS LOANS TOTALING 1,420,000 DURING THE YEAR.
    Expenses $298,283 · revenue $262,681

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025September 30, 2026February 16, 2027Not due yet
2024September 30, 2025February 17, 2026990 on file
2023September 30, 2024February 18, 2025990 on file

IRS record

EIN
73-1447364
Tax-exempt status
501(c)(4): Social welfare organization
Donations deductible
No
Exempt since
1994
Accounting year ends
September
Files
Form 990 or 990-EZ
Assets (IRS master file)
$378,986
Income (IRS master file)
$344,829

Filing history

FormYear endedRevenueExpensesAssetsReturn
990September 2025$344,829$336,401$378,986XML
990September 2024$337,640$334,103$363,733XML
990September 2023$331,555$333,557$353,144XML
990September 2022$280,630$299,498$360,944IRS
990September 2021–––IRS
990September 2020–––IRS
990September 2019–––IRS
990September 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 73-1447364).

Questions about SMALL BUSINESS CAPITAL CORPORATION

What is the EIN of SMALL BUSINESS CAPITAL CORPORATION?
The employer identification number (EIN) of SMALL BUSINESS CAPITAL CORPORATION is 73-1447364.
Is SMALL BUSINESS CAPITAL CORPORATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(4) since 1994.
Are donations to SMALL BUSINESS CAPITAL CORPORATION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does SMALL BUSINESS CAPITAL CORPORATION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of SMALL BUSINESS CAPITAL CORPORATION due?
The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did SMALL BUSINESS CAPITAL CORPORATION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended September 2025.
Who is the principal officer of SMALL BUSINESS CAPITAL CORPORATION?
The 990 for the year ended September 30, 2025 names JUDY A ROACH.
Who are the officers and directors of SMALL BUSINESS CAPITAL CORPORATION?
The 990 for the year ended September 30, 2025 lists 9 people; 2 received compensation from the organization, the highest $125,000 (JUDY A ROACH, PRESIDENT &).
How much revenue does SMALL BUSINESS CAPITAL CORPORATION have?
On its 990 for the year ended September 30, 2025 it reported revenue of $344,829, expenses of $336,401 and total assets of $378,986 at year end.

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