Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 66-0266453

COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS

Tax-exempt · BARRANQUITAS, PR 00794

Financials

$31.2M$20.9M2023$30.6M$21.6M2024$33.2M$23.9M2025
Revenue Expenses · by fiscal year end
Financials of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$33,223,285$23,909,223$9,314,062$522,414,628$388,967,515$133,447,113
December 31, 2024990$30,630,655$21,619,114$9,011,541$480,758,189$362,478,252$118,279,937
December 31, 2023990$31,231,571$20,896,132$10,335,439$469,342,802$364,357,570$104,985,232
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$0
Investment income
$29,757,492
Other revenue
$3,465,793

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$530,345
Other salaries and wages
$4,384,161
Salaries, compensation and benefits (total)
$5,772,878
Professional fundraising fees
$0
Occupancy
$353,049
Depreciation
$602,876
Management and general (functional)
$23,909,223

Balance sheet and other

Total assets, start of year
$480,758,189
Total assets, end of year
$522,414,628
Total liabilities, end of year
$388,967,515
Net assets, end of year
$133,447,113
Land, buildings and equipment
$9,791,904
Publicly traded securities
$91,447,402
Gross receipts
$33,223,285
Employees
101
Volunteers
15
Year formed
1954
State of legal domicile
PR

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
MIGUEL ORTIZ SANTOSPRESIDENT
Highest-paid employee
57$240,592$7,712
CARMEN TORRES ZAYASVP HUMAN RESOURCES
Key employee
40$102,623$6,826
ANGEL ORTIZ VAZQUEZVP OPERATIONS
Key employee
40$99,851$8,177
LUIS GERENA ORTIZVP CONTABILIDAD Y FINANZAS
Key employee
40$87,279$3,102
990 for the year ended December 31, 2024: 4 people
NameTitleHours / weekCompensation
MIGUEL ORTIZ SANTOSPRESIDENT
Highest-paid employee
57$206,245
CARMEN TORRES ZAYASVP HUMAN RESOURCES
Key employee
40$85,092
ANGEL ORTIZ VAZQUEZVP OPERATIONS
Key employee
40$69,718
LUIS GERENA ORTIZVP CONTABILIDAD Y FINANZAS
Key employee
40$28,634
990 for the year ended December 31, 2023: 13 people
NameTitleHours / weekCompensation
MIGUEL ORTIZ SANTOSPRESIDENT
Highest-paid employee
50$222,903
ANGEL ORTIZ VAZQUEZVP OPERATIONS
Key employee
50$94,388
CARMEN TORRES ZAYASVP HUMAN RESOURCES
Key employee
50$83,576
ADA MORALES LA SANTAMANAGER
Key employee
50$65,408
DAMARIS RAMIREZ OCASIOMANAGER
Key employee
50$60,263
JORGE LUIS GINES LOPEZMANAGER
Key employee
50$59,601
JOSE H PEREZ MALDONADOMANAGER
Key employee
50$56,469
ROSA G HERNANDEZ SANTIAGOMANAGER OF TECNOLOGY AND SECURITY
Key employee
50$53,353
CARLOS J RIVERA ROSADOSMANAGER
Key employee
50$52,783
IVELISSE MORALES MARREROMANAGER
Key employee
50$48,962
LUIS R LOPEZ ROMANCOMPLIANCE AND INTERNAL AUDITOR
Key employee
50$48,038
WILFREDO SEPULVEDA PINTOMANAGER
Key employee
50$47,739
IVELISSE SANTIAGO RODRIGUEZADMINISTRATIVE ASSISTANT
Key employee
50$46,918

Address and contacts

Address (IRS master file)
PO BOX 686, BARRANQUITAS, PR 00794-0686
In care of
% MIGUEL A ORTIZ
Principal officer (990 for 2025)
MIGUEL A ORTIZ, PO BOX 686, BARRANQUITAS, PR 007940686
Signed the 990
MIGUEL A ORTIZ, EXECUTIVE PRESIDENT
Phone
(787) 857-0250
Return prepared by
GONZALEZ TORRES & CO CPA PSC

Mission

THE ORGANIZATION SAVINGS AND DEPOSITS.

990 for the year ended December 31, 2025

Program accomplishments

  • INTEREST INCOME AND OTHER INCOME OF 33,223,285 AND TOTAL EXPENSES OF 19,240,921.0

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
66-0266453
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1987
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$522,414,628
Income (IRS master file)
$33,223,285

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$33,223,285$23,909,223$522,414,628XML
990December 2024$30,630,655$21,619,114$480,758,189XML
990December 2023$31,231,571$20,896,132$469,342,802XML
990December 2022$19,608,978$16,231,881$439,753,173IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 66-0266453).

Questions about COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS

What is the EIN of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS?
The employer identification number (EIN) of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS is 66-0266453.
Is COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1987.
Are donations to COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS?
The 990 for the year ended December 31, 2025 names MIGUEL A ORTIZ.
Who are the officers and directors of COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS?
The 990 for the year ended December 31, 2025 lists 4 people; 4 received compensation from the organization, the highest $240,592 (MIGUEL ORTIZ SANTOS, PRESIDENT).
How much revenue does COOPERATIVE DE AHORRO Y CREDITO DE BARRANQUITAS have?
On its 990 for the year ended December 31, 2025 it reported revenue of $33,223,285, expenses of $23,909,223 and total assets of $522,414,628 at year end.

Other nonprofits in BARRANQUITAS

All nonprofits in BARRANQUITAS · Puerto Rico