Nonprofit · EIN 65-0383414
OCEAN REEF CHAMBER OF COMMERCE INC
Tax-exempt (reinstated) · KEY LARGO, FL 33037
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2026 | 990 | $217,057 | $204,002 | $13,055 | $195,734 | $126,210 | $69,524 |
| June 30, 2025 | 990 | $198,854 | $196,153 | $2,701 | $173,627 | $117,158 | $56,469 |
| June 30, 2024 | 990 | $192,225 | $182,806 | $9,419 | $149,967 | $93,785 | $56,182 |
| June 30, 2023 | 990-EZ | $165,732 | $158,551 | $7,181 | $142,675 | $95,912 | $46,763 |
Financial details: 990 for the year ended June 30, 2026
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $188,478
- Investment income
- $0
- Net income from fundraising events
- $28,579
- Other revenue
- $28,579
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $63,990
- Salaries, compensation and benefits (total)
- $63,990
- Professional fundraising fees
- $0
- Accounting fees
- $11,230
- Occupancy
- $15,477
Balance sheet and other
- Total assets, start of year
- $173,627
- Total assets, end of year
- $195,734
- Total liabilities, end of year
- $126,210
- Net assets, end of year
- $69,524
- Net assets without donor restrictions
- $69,524
- Gross receipts
- $241,634
- Employees
- 1
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2026, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRAD COPELAND | PRESIDENT Trustee or director | 2 | $0 |
| JAMES EASOM | DIRECTOR Trustee or director | 2 | $0 |
| ROBERT FILELLA | DIRECTOR Trustee or director | 2 | $0 |
| JOHN FORRER | DIRECTOR Trustee or director | 2 | $0 |
| MARY LOUIS GONDEK | DIRECTOR Trustee or director | 2 | $0 |
| HOLLY HOUSER | DIRECTOR Trustee or director | 2 | $0 |
| JUAN PEREZ | DIRECTOR Trustee or director | 2 | $0 |
| KEN REDA | VICE PRESIDE Trustee or director | 2 | $0 |
| YAEL SKINNER | TREASURER Trustee or director | 2 | $0 |
| MICHAEL WATSON | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended June 30, 2025: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRAD COPELAND | PRESIDENT Trustee or director | – | $0 |
| JAMES EASOM | DIRECTOR Trustee or director | – | $0 |
| ROBERT FILELLA | DIRECTOR Trustee or director | – | $0 |
| JOHN FORRER | DIRECTOR Trustee or director | – | $0 |
| MARY LOUIS GONDEK | DIRECTOR Trustee or director | – | $0 |
| HOLLY HOUSER | DIRECTOR Trustee or director | – | $0 |
| JUAN PEREZ | DIRECTOR Trustee or director | – | $0 |
| PETER RAFFALSKI | PAST PRESIDE Trustee or director | – | $0 |
| KEN REDA | VICE PRESIDE Trustee or director | – | $0 |
| CHRISTINA SARMIENTO | EXECUTIVE DI Trustee or director | – | $0 |
| YAEL SKINNER | TREASURER Trustee or director | – | $0 |
| MICHAEL WATSON | DIRECTOR Trustee or director | – | $0 |
990 for the year ended June 30, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRAD COPELAND | PRESIDENT Trustee or director | 0.5 | $0 |
| JAMES EASOM | DIRECTOR Trustee or director | 0.5 | $0 |
| ROBERT FILELLA | DIRECTOR Trustee or director | 0.5 | $0 |
| JOHN FORRER | DIRECTOR Trustee or director | 0.5 | $0 |
| MARY LOUIS GONDEK | DIRECTOR Trustee or director | 0.5 | $0 |
| HOLLY HOUSER | DIRECTOR Trustee or director | 0.5 | $0 |
| JUAN PEREZ | DIRECTOR Trustee or director | 0.5 | $0 |
| PETER RAFFALSKI | PAST PRESIDE Trustee or director | 0.5 | $0 |
| KEN REDA | VICE PRESIDE Trustee or director | 0.5 | $0 |
| CHRISTINA SARMIENTO | EXECUTIVE DI Trustee or director | 40 | $0 |
| YAEL SKINNER | TREASURER Trustee or director | 0.5 | $0 |
| MICHAEL WATSON | DIRECTOR Trustee or director | 0.5 | $0 |
990-EZ for the year ended June 30, 2023: 13 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRAD COPELAND | PRESIDENT | 0 | $0 |
| KEN REDA | VICE PRESIDE | 0 | $0 |
| YAEL SKINNER | TREASURER | 0 | $0 |
| DAVID HARTMAN | SECRETARY | 0 | $0 |
| PETER RAFFALSKI | PAST PRESIDE | 0 | $0 |
| YARITZA DIAZ JOHNSON | DIRECTOR | 0 | $0 |
| JUAN PEREZ | DIRECTOR | 0 | $0 |
| MICHAEL WATSON | DIRECTOR | 0 | $0 |
| JOHN FORRER | DIRECTOR | 0 | $0 |
| MARY LOUIS GONDEK | DIRECTOR | 0 | $0 |
| HOLLY HOUSER | DIRECTOR | 0 | $0 |
| CHRIS GRANT | DIRECTOR | 0 | $0 |
| CHRISTINA SARMIENTO | DIRECTOR | 0 | $0 |
Address and contacts
- Address (IRS master file)
- 31 OCEAN REEF DR C-101, KEY LARGO, FL 33037-5265
- Principal officer (990 for 2025)
- BRAD COPELAND, 12 GRAYVIK DRIVE, KEY LARGO, FL 33037
- Signed the 990
- BRAD COPELAND, PRESIDENT
- Phone
- (305) 707-8882
- Website
- OCEANREEFCHAMBER.ORG
- Return prepared by
- SHANNON H SUMMERSGILL CPA LLC
Mission
ASSOCIATION OF BUSINESSES AND PROFESSIONALS ORGANIZED TO PROMOTE AND ENHANCE BUSINESS AND ECONOMIC DEVELOPMENT WITHIN THE LOCAL COMMUNITY.
Program accomplishments
- ASSOCIATION OF BUSINESSES AND PROFESSIONALS ORGANIZED TO PROMOTE AND ENHANCE BUSINESS AND ECONOMIC DEVELOPMENT WITHIN THE LOCAL COMMUNITY.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | 990 on file |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 65-0383414
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 2015
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S41)
- Assets (IRS master file)
- $195,734
- Income (IRS master file)
- $241,634
Revocation and reinstatement
- Exemption revoked
- November 15, 2010
- Posted by the IRS
- February 21, 2015
- Reinstated
- Effective November 15, 2014
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2026 | $217,057 | $204,002 | $195,734 | XML |
| 990 | June 2025 | $198,854 | $196,153 | $173,627 | XML |
| 990 | June 2024 | $192,225 | $182,806 | $149,967 | XML |
| 990-EZ | June 2023 | $165,732 | $158,551 | $142,675 | XML |
| 990-EZ | June 2022 | – | – | – | IRS |
| 990-EZ | June 2021 | – | – | – | IRS |
| 990-EZ | June 2020 | – | – | – | IRS |
| 990-EZ | June 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 65-0383414).
Questions about OCEAN REEF CHAMBER OF COMMERCE INC
- What is the EIN of OCEAN REEF CHAMBER OF COMMERCE INC?
- The employer identification number (EIN) of OCEAN REEF CHAMBER OF COMMERCE INC is 65-0383414.
- Is OCEAN REEF CHAMBER OF COMMERCE INC tax-exempt?
- Yes. The IRS revoked its exemption on November 15, 2010 and reinstated it effective November 15, 2014.
- Are donations to OCEAN REEF CHAMBER OF COMMERCE INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does OCEAN REEF CHAMBER OF COMMERCE INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of OCEAN REEF CHAMBER OF COMMERCE INC due?
- The return for tax year 2026 (the year ending June 30, 2027) is due November 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did OCEAN REEF CHAMBER OF COMMERCE INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2026.
- Who is the principal officer of OCEAN REEF CHAMBER OF COMMERCE INC?
- The 990 for the year ended June 30, 2026 names BRAD COPELAND.
- Who are the officers and directors of OCEAN REEF CHAMBER OF COMMERCE INC?
- The 990 for the year ended June 30, 2026 lists 10 people; 0 received compensation from the organization.
- How much revenue does OCEAN REEF CHAMBER OF COMMERCE INC have?
- On its 990 for the year ended June 30, 2026 it reported revenue of $217,057, expenses of $204,002 and total assets of $195,734 at year end.
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- OCEAN REEF CHAPEL FOUNDATION INC EIN 65-0486471 · last filed 990 for 2025
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All nonprofits in KEY LARGO · Florida · Community improvement and capacity building