Nonprofit · EIN 63-0757453
FAMILY SECURITY CREDIT UNION
Tax-exempt · DECATUR, AL 35603
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $64,304,444 | $42,869,263 | $21,435,181 | $1,051,668,687 | $853,616,432 | $198,052,255 |
| December 31, 2024 | 990 | $61,040,712 | $40,574,703 | $20,466,009 | $974,844,524 | $810,016,194 | $164,828,330 |
| December 31, 2023 | 990 | $54,916,130 | $35,525,309 | $19,390,821 | $930,544,557 | $787,652,145 | $142,892,412 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $27,223,273
- Investment income
- $18,651,385
- Royalties
- $223,254
- Net gain from sales of assets
- $10,096
- Other revenue
- $18,429,786
Expenses
- Grants and similar amounts paid
- $5,000
- Compensation of officers, directors and key employees
- $1,808,447
- Other salaries and wages
- $11,533,756
- Salaries, compensation and benefits (total)
- $16,482,562
- Professional fundraising fees
- $0
- Legal fees
- $62,530
- Accounting fees
- $132,700
- Occupancy
- $2,065,394
- Travel
- $159,590
- Depreciation
- $1,039,490
Balance sheet and other
- Total assets, start of year
- $974,844,524
- Total assets, end of year
- $1,051,668,687
- Total liabilities, end of year
- $853,616,432
- Net assets, end of year
- $198,052,255
- Land, buildings and equipment
- $32,194,987
- Gross unrelated business income
- $25,982
- Gross receipts
- $64,651,373
- Employees
- 300
- Volunteers
- 12
- Year formed
- 1953
- State of legal domicile
- AL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| M SHANE NOBBLEY | MANAGER & CEO Officer | 40 | $544,259 | $32,795 |
| J COLE SHARP | VP LENDING & BRANCH OPS. Officer | 40 | $245,774 | $21,469 |
| SHAWN METZ | VP COMPUTER INFO SYS Officer | 40 | $249,135 | $13,979 |
| ZACHARY HOWELL | VP MARKETING & ADMIN. Officer | 40 | $223,669 | $27,043 |
| TIFFANY MORGAN | VP OF FINANCE AND BACK OFF Officer | 40 | $158,010 | $24,162 |
| MACHELLE KELLY | AVP OF OPERATIONS Officer | 40 | $133,395 | $15,252 |
| JAMIE L GATLIN | AVP OF INFORMATIONS SYSTEM Highest-paid employee | 40 | $101,228 | $20,281 |
| JENNIFER L THOMAS | AVP OF OPERATIONS Officer | 40 | $99,347 | $20,159 |
| JENNIFER N CHENAULT | HUMAN RESOURCE MANAGER Highest-paid employee | 40 | $104,154 | $5,974 |
| JAMES JEFFREYS | BOARD CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JAMES MCLIN | BOARD VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| RAY DURHAM | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| THOMAS JOHNSON | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| KENNETH LIVINGSTON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY AKIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MILFORD WOMACK | BOARD MEMBER Trustee or director | 1 | $0 |
| GILBERT C JAGGERS | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| M SHANE NOBBLEY | MANAGER OR CEO Officer | 40 | $518,477 | $31,668 |
| J COLE SHARP | VP LENDING & BRANCH OPS. Officer | 40 | $259,285 | $21,697 |
| SHAWN METZ | VP COMPUTER INFO SYS Officer | 40 | $259,016 | $14,508 |
| ZACHARY HOWELL | VP MARKETING & ADMIN. Officer | 40 | $236,972 | $26,688 |
| TIFFANY MORGAN | VP OF FINANCE AND BACK OFF Officer | 40 | $173,242 | $23,103 |
| MACHELLE KELLY | AVP OF OPERATIONS Officer | 40 | $147,030 | $15,373 |
| JENNIFER L THOMAS | AVP OF OPERATIONS Highest-paid employee | 40 | $118,100 | $19,971 |
| JAMIE L GATLIN | AVP OF INFORMATIONS SYSTEMS Highest-paid employee | 40 | $113,024 | $19,738 |
| JENNIFER N CHENAULT | HUMAN RESOURCE MANAGER Highest-paid employee | 40 | $107,783 | $6,210 |
| JAMES JEFFREYS | BOARD CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JAMES MCLIN | BOARD VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| RAY DURHAM | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| THOMAS JOHNSON | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| BRUCE GARRISON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KENNETH LIVINGSTON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY AKIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
| MILFORD WOMACK | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| M SHANE NOBBLEY | PRESIDENT/CEO Officer | 40 | $494,264 | $29,743 |
| J COLE SHARP | VP LENDING & BRANCH OPS. Officer | 40 | $228,542 | $19,807 |
| SHAWN METZ | VP COMPUTER INFO SYS Officer | 40 | $222,488 | $12,837 |
| ZACHARY HOWELL | VP MARKETING & ADMIN. Officer | 40 | $207,994 | $23,897 |
| TIFFANY MORGAN | VP OF FINANCE AND BACK OFF Officer | 40 | $145,288 | $20,182 |
| MACHELLE KELLY | AVP OF OPERATIONS Officer | 40 | $129,073 | $13,706 |
| JAMES JEFFREYS | BOARD CHAIRMAN Trustee or director | 1 | $0 | $0 |
| JAMES MCLIN | BOARD VICE-CHAIRMAN Trustee or director | 1 | $0 | $0 |
| RAY DURHAM | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ALBERT BUSH | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| THOMAS JOHNSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRUCE GARRISON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KENNETH LIVINGSTON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY AKIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
| MILFORD WOMACK | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2204 FAMILY SECURITY PL SW, DECATUR, AL 35603-5500
- Principal officer (990 for 2025)
- SHANE NOBBLEY, 2204 FAMILY SECURITY PL SW, DECATUR, AL 35603
- Signed the 990
- SHANE NOBBLEY, CEO
- Phone
- (256) 340-2000
- Website
- WWW.MYFSCU.COM
- Return prepared by
- BMSS LLC
Mission
TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS
Program accomplishments
- 88,624 MEMBERS SERVED TO PROMOTE THRIFT OPPORTUNITIES AND LOW COST LOANS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 63-0757453
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1958
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1422: ALABAMA CREDIT UNION ADMINISTRATION
- Assets (IRS master file)
- $1,051,668,687
- Income (IRS master file)
- $64,651,373
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $64,304,444 | $42,869,263 | $1,051,668,687 | IRS |
| 990 | December 2024 | $61,040,712 | $40,574,703 | $974,844,524 | IRS |
| 990 | December 2023 | $54,916,130 | $35,525,309 | $930,544,557 | XML |
| 990 | December 2022 | $43,290,857 | $28,244,815 | $964,992,286 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 63-0757453).
Questions about FAMILY SECURITY CREDIT UNION
- What is the EIN of FAMILY SECURITY CREDIT UNION?
- The employer identification number (EIN) of FAMILY SECURITY CREDIT UNION is 63-0757453.
- Is FAMILY SECURITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1958.
- Are donations to FAMILY SECURITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FAMILY SECURITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FAMILY SECURITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FAMILY SECURITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of FAMILY SECURITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names SHANE NOBBLEY.
- Who are the officers and directors of FAMILY SECURITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 17 people; 9 received compensation from the organization, the highest $544,259 (M SHANE NOBBLEY, MANAGER & CEO).
- How much revenue does FAMILY SECURITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $64,304,444, expenses of $42,869,263 and total assets of $1,051,668,687 at year end.
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