Nonprofit · EIN 62-6040513
ENBRIGHT CREDIT UNION
Tax-exempt · NASHVILLE, TN 37214
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,829,860 | $5,691,701 | $138,159 | $78,160,436 | $69,544,231 | $8,616,205 |
| December 31, 2024 | 990 | $5,816,940 | $5,736,622 | $80,318 | $79,287,213 | $70,847,319 | $8,439,894 |
| December 31, 2023 | 990 | $5,752,121 | $5,344,105 | $408,016 | $80,588,974 | $72,238,019 | $8,350,955 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $4,622,962
- Investment income
- $578,607
- Other revenue
- $628,291
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $1,589,390
- Salaries, compensation and benefits (total)
- $1,984,283
- Professional fundraising fees
- $0
- Occupancy
- $217,691
- Management and general (functional)
- $5,691,701
Balance sheet and other
- Total assets, start of year
- $79,287,213
- Total assets, end of year
- $78,160,436
- Total liabilities, end of year
- $69,544,231
- Net assets, end of year
- $8,616,205
- Land, buildings and equipment
- $3,696,243
- Gross receipts
- $5,829,860
- Employees
- 33
- Volunteers
- 9
- Year formed
- 1951
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RON SMITH | PRESIDENT/CE Officer | 40 | $198,110 | $54,969 |
| BETHANY ROGERS | CONTROLLER Officer | 40 | $153,715 | $45,330 |
| SHARHONDA KINNARD | VP STRATEGY Officer | 40 | $104,937 | $36,339 |
| DICKIE JOHNSON | BOARD CHAIRM Trustee or director | 1 | $0 | $0 |
| GARY MURRAY | BOARD VICE C Trustee or director | 1 | $0 | $0 |
| KENT COCHRAN | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| JOHN BROADWAY | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| HARRY RANDY GREGORY JR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID MURRAY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KEVIN WALKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RON SMITH | PRESIDENT/CE Officer | 40 | $192,090 | $48,730 |
| BETHANY ROGERS | CONTROLLER Officer | 40 | $146,356 | $41,661 |
| KEN DUBRAY | VP MEM EXP/E Officer | 40 | $137,468 | $31,856 |
| SHARHONDA KINNARD | VP STRATEGY Officer | 40 | $94,304 | $16,255 |
| HARRY RANDY GREGORY JR | BOARD MEMBER Trustee or director | 1 | $2,189 | $0 |
| KENT COCHRAN | BOARD SECRET Trustee or director | 1 | $1,992 | $0 |
| DAVID MURRAY | BOARD MEMBER Trustee or director | 1 | $1,448 | $0 |
| JOHN BROADWAY | BOARD TREASU Trustee or director | 1 | $1,247 | $0 |
| GARY MURRAY | BOARD VICE C Trustee or director | 1 | $1,194 | $0 |
| DICKIE JOHNSON | BOARD CHAIRM Trustee or director | 1 | $0 | $0 |
| KEVIN WALKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RON SMITH | PRESIDENT/CE Officer | 40 | $184,773 | $46,405 |
| DICKIE JOHNSON | BOARD CHAIRM Trustee or director | 1 | $0 | $0 |
| GARY MURRAY | BOARD VICE C Trustee or director | 1 | $0 | $0 |
| KENT COCHRAN | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| JOHN BROADWAY | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| HARRY RANDY GREGORY JR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID MURRAY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KEVIN WALKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHAD JONES | JR BOARD ASS Trustee or director | 1 | $0 | $0 |
| NANCY SMITH | JR BOARD ASS Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2340 JACKSON DOWNS BLVD, NASHVILLE, TN 37214-2372
- In care of
- % RON SMITH
- Principal officer (990 for 2025)
- RON SMITH, 2340 JACKSON DOWNS BLVD, NASHVILLE, TN 372142372
- Signed the 990
- RON SMITH, PRESIDENT/CEO
- Phone
- (615) 687-4801
- Website
- WWW.ENBRIGHTCU.COM
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 6,698 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $4,569,253
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $1,122,446
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-6040513
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $78,160,436
- Income (IRS master file)
- $5,829,860
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,829,860 | $5,691,701 | $78,160,436 | IRS |
| 990 | December 2024 | $5,816,940 | $5,736,622 | $79,287,213 | IRS |
| 990 | December 2023 | $5,752,121 | $5,344,105 | $80,588,974 | XML |
| 990 | December 2022 | $4,938,371 | $4,497,909 | $85,091,786 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-6040513).
Questions about ENBRIGHT CREDIT UNION
- What is the EIN of ENBRIGHT CREDIT UNION?
- The employer identification number (EIN) of ENBRIGHT CREDIT UNION is 62-6040513.
- Is ENBRIGHT CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to ENBRIGHT CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ENBRIGHT CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ENBRIGHT CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ENBRIGHT CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ENBRIGHT CREDIT UNION?
- The 990 for the year ended December 31, 2025 names RON SMITH.
- Who are the officers and directors of ENBRIGHT CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 10 people; 3 received compensation from the organization, the highest $198,110 (RON SMITH, PRESIDENT/CE).
- How much revenue does ENBRIGHT CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,829,860, expenses of $5,691,701 and total assets of $78,160,436 at year end.
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