Nonprofit · EIN 62-6039479
EASTMAN CREDIT UNION
Tax-exempt · KINGSPORT, TN 37660
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $602,491,997 | $438,179,625 | $164,312,372 | $9,906,909,981 | $8,496,529,216 | $1,410,380,765 |
| December 31, 2024 | 990 | $535,980,677 | $403,354,283 | $132,626,394 | $9,097,283,047 | $7,851,447,210 | $1,245,835,837 |
| December 31, 2023 | 990 | $436,090,758 | $283,680,095 | $152,410,663 | $8,017,428,459 | $6,906,350,677 | $1,111,077,782 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $536,199,293
- Investment income
- $66,219,630
- Net rental income
- $73,074
- Net gain from sales of assets
- -$59,646
- Other revenue
- $73,074
Expenses
- Grants and similar amounts paid
- $1,186,142
- Compensation of officers, directors and key employees
- $4,928,973
- Other salaries and wages
- $68,428,857
- Salaries, compensation and benefits (total)
- $100,491,883
- Professional fundraising fees
- $0
- Legal fees
- $331,201
- Accounting fees
- $145,078
- Occupancy
- $5,704,895
- Travel
- $238,057
- Depreciation
- $6,851,478
Balance sheet and other
- Total assets, start of year
- $9,097,283,047
- Total assets, end of year
- $9,906,909,981
- Total liabilities, end of year
- $8,496,529,216
- Net assets, end of year
- $1,410,380,765
- Land, buildings and equipment
- $111,807,751
- Gross unrelated business income
- $815,116
- Gross receipts
- $603,783,043
- Employees
- 1,213
- Volunteers
- 9
- Year formed
- 1934
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KELLY PRICE | PRESIDENT/CEO, DIRECTOR Trustee or director, Officer | 40 | $1,300,231 | -$37,823 |
| TONJA FISH | EVP, CHIEF FINANCIAL OFFICER Officer | 40 | $562,840 | -$5,990 |
| DARRELL DINSMORE | EVP, CHIEF ADMINISTRATIVE OFFICER Officer | 40 | $527,302 | -$4,374 |
| JEREMIAH LOUNDS | VP, CHIEF OPERATING OFFICER Officer | 40 | $442,558 | $60,283 |
| RUSSELL AYSCUE | VP, CHIEF INFORMATION OFFICER Officer | 40 | $404,940 | $62,597 |
| DOLLY LINKOUS | VP, CHIEF LENDING OFFICER Officer | 40 | $416,868 | $1,626 |
| MARK MILLWOOD | VP, CHIEF HUMAN RESOURCE OFFICER Officer | 40 | $358,319 | $59,997 |
| MATT WIMBERLEY | VP, CHIEF LEGAL & RISK OFFICER Officer | 40 | $361,656 | $49,928 |
| THOMAS KENNEDY | VP, BUSINESS SERVICES Highest-paid employee | 40 | $336,524 | $61,467 |
| MATTHEW SMITH VP CHIEF | MARKETING/ANALYTICS OFFICER Officer | 40 | $310,140 | $57,875 |
| CHUCK PERRY | VP, BRANCH OPERATIONS Highest-paid employee | 40 | $313,763 | $47,179 |
| JEFFREY DAVIS | VP, CONTROLLER Highest-paid employee | 40 | $235,148 | $55,300 |
| MICHELLE CLARK | VP, ENTERPRISE RISK MANAGEMENT Highest-paid employee | 40 | $270,055 | $20,257 |
| JILL ALLEY DIRECTOR MEMBER | CONTACT CENTER & DIGITAL SUPPORT Highest-paid employee | 40 | $204,130 | $19,287 |
| NORRIS SNEED | CHAIRMAN OF THE BOARD Trustee or director, Officer | 5 | $0 | $0 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JENNIFER STEWART | VICE CHAIRMAN OF THE BOARD Trustee or director, Officer | 2 | $0 |
| BRIAN K MILLER | SECRETARY/TREASURER Trustee or director, Officer | 2 | $0 |
| JEFF ANDERSON | DIRECTOR Trustee or director | 3 | $0 |
| GARY BASS | DIRECTOR Trustee or director | 2 | $0 |
| KRISTIE J HAMMONDS | DIRECTOR Trustee or director | 2 | $0 |
| J ANDREW HATFIELD JR | DIRECTOR Trustee or director | 2 | $0 |
| SAUL A HERNANDEZ | DIRECTOR Trustee or director | 2 | $0 |
| JENNIFER P KELLER | DIRECTOR Trustee or director | 2 | $0 |
| KYLE MACIONE | DIRECTOR THRU (03/2025) Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KELLY PRICE | PRESIDENT/CEO, DIRECTOR Trustee or director, Officer | 40 | $1,237,631 | $98,761 |
| TONJA FISH | EVP, CHIEF FINANCIAL OFFICER Officer | 40 | $542,933 | $59,336 |
| DARRELL DINSMORE | EVP, CHIEF ADMINISTRATIVE OFFICER Officer | 40 | $502,700 | $62,618 |
| JEREMIAH LOUNDS | VP, CHIEF OPERATING OFFICER Officer | 40 | $419,836 | $58,554 |
| RUSSELL AYSCUE | VP, CHIEF INFORMATION OFFICER Officer | 40 | $393,216 | $60,839 |
| DOLLY LINKOUS | VP, CHIEF LENDING OFFICER Officer | 40 | $399,938 | $52,952 |
| MATT WIMBERLEY | VP, CHIEF LEGAL & RISK OFFICER Officer | 40 | $346,046 | $58,554 |
| MARK MILLWOOD | VP, CHIEF HUMAN RESOURCE OFFICER Officer | 40 | $343,568 | $58,239 |
| THOMAS KENNEDY | VP, BUSINESS SERVICES Highest-paid employee | 40 | $321,299 | $64,523 |
| CHUCK PERRY | VP, BRANCH OPERATIONS Highest-paid employee | 40 | $277,733 | $41,493 |
| MATTHEW SMITH | VP, CHIEF MARKETING/ANALYTICS OFFICER Officer | 40 | $263,766 | $48,861 |
| MICHELLE CLARK | VP ENTERPRISE RISK MANAGEMENT Highest-paid employee | 40 | $224,410 | $42,774 |
| SCOTT DAVIS | VP, CONTROLLER Highest-paid employee | 40 | $204,726 | $44,030 |
| JILL ALLEY | DIRECTOR, MEMBER CONTACT CENTER Highest-paid employee | 40 | $201,245 | $46,548 |
| OLAN JONES | FORMER PRESIDENT/CEO Former | 0 | $104,931 | $0 |
| JEFF ANDERSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| GARY BASS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KRISTIE HAMMONDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| J ANDREW HATFIELD JR | DIRECTOR Trustee or director | 2 | $0 | $0 |
| E WAYNE KIRK | CHAIRMAN OF THE BOARD (THRU 12/24) Trustee or director, Officer | 5 | $0 | $0 |
| KYLE MACIONE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| BRIAN MILLER | SECRETARY/TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| NORRIS SNEED | CHAIRMAN OF THE BOARD (AS OF 12/24) Trustee or director, Officer | 5 | $0 | $0 |
| JENNIFER STEWART | VICE CHAIRMAN OF THE BOARD Trustee or director, Officer | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 26 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KELLY PRICE | PRESIDENT/CEO, DIRECTOR Trustee or director, Officer | 40 | $1,217,681 | $119,628 |
| TONJA FISH | EVP, CHIEF FINANCIAL OFFICER Officer | 40 | $489,131 | $69,933 |
| DARRELL DINSMORE | EVP, CHIEF ADMINISTRATIVE OFFICER Officer | 40 | $465,747 | $76,530 |
| DOLLY LINKOUS | VP, CHIEF LENDING OFFICER Officer | 40 | $389,330 | $61,549 |
| JEREMIAH LOUNDS | VP, CHIEF OPERATING OFFICER Officer | 40 | $378,077 | $55,656 |
| RUSSELL AYSCUE | VP, CHIEF INFORMATION OFFICER Officer | 40 | $360,234 | $56,398 |
| MATT WIMBERLEY | VP, CHIEF LEGAL OFFICER GENERAL COUNSEL Officer | 40 | $344,561 | $55,656 |
| MARK MILLWOOD | VP, CHIEF HUMAN RESOURCES OFFICER Officer | 40 | $328,685 | $54,886 |
| THOMAS KENNEDY | VP, BUSINESS SERVICES Highest-paid employee | 40 | $321,213 | $61,132 |
| CHUCK PERRY | VP, BRANCH OPERATIONS Highest-paid employee | 40 | $259,116 | $36,811 |
| JILL ALLEY | REGIONAL DIRECTOR Highest-paid employee | 40 | $232,699 | $52,166 |
| CATHY BYERS | FACILITIES STAFF ASSISTANT Highest-paid employee | 40 | $215,701 | $51,291 |
| MICHELLE CLARK | DIRECTOR, INTERNAL AUDIT Highest-paid employee | 40 | $214,698 | $46,801 |
| MATTHEW SMITH | VP,CHIEF MARKETING ANALYTICS OFFICER Officer | 40 | $192,920 | $41,813 |
| KEVIN HILL | VP CHIEF BRAND OFFICER (THRU 6/23) Officer | 40 | $170,337 | $37,720 |
| OLAN JONES | FORMER PRESIDENT/CEO Former | 0 | $104,931 | $0 |
| E WAYNE KIRK | CHAIRMAN OF THE BOARD Trustee or director, Officer | 5 | $0 | $0 |
| NORRIS SNEED | VICE CHAIRMAN OF THE BOARD Trustee or director, Officer | 5 | $0 | $0 |
| JENNIFER STEWART | SECRETARY/TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| BRIAN K MILLER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| GARY BASS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| J ANDREW HATFIELD JR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEFF ANDERSON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KYLE MACIONE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KRISTIE J HAMMONDS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JENNIFER WOLFE | DIRECTOR (THRU 2/23) Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2021 MEADOWVIEW LN, KINGSPORT, TN 37660-7429
- In care of
- % OLAN JONES
- Principal officer (990 for 2025)
- KELLY PRICE, PO BOX 1989, KINGSPORT, TN 37662
- Signed the 990
- KELLY PRICE, PRESIDENT, CEO
- Phone
- (423) 229-8200
- Website
- WWW.ECU.ORG
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
OPERATED DURING 2025 AS A STATE CHARTERED CREDIT UNION WHOSE PURPOSE IS TO BE THE PREFERRED FINANCIAL INSTITUTION IN THE COMMUNITIES WE SERVE BY PROVIDING FINANCIAL PRODUCTS AND SERVICES WHICH ADD VALUE TO MEMBERS, GUIDED BY CREDIT UNION (CONTINUED ON SCHEDULE O) CO-OPERATIVE VALUES AND SERVICE EXCELLENCE EXPECTATIONS.
Program accomplishments
- OPERATED DURING 2025 AS A STATE CHARTERED MUTUALLY OWNED CREDIT UNION THAT PROMOTED THRIFT BY MAINTAINING ACCOUNTS AND ISSUING SHARES RESULTING IN SUPERIOR VALUE. SERVED 355,885 MEMBERS WITH A VARIETY OF DEPOSIT PRODUCTS TOTALING $8,398,834,964.
- OPERATED DURING 2025 AS A STATE CHARTERED MUTUALLY OWNED CREDIT UNION THAT MADE LOANS TO ITS MEMBERS AT REASONABLE RATES OF INTEREST. MAINTAINED A LOAN PORTFOLIO COMPOSED OF CONSUMER, MORTGAGE, HOME EQUITY, VISA AND MEMBER BUSINESS LOANS THAT TOTALED $7,777,151,049.
- INVESTED ANY SURPLUS NOT REQUIRED FOR LOANS TO EXERCISE THOSE FUNCTIONS DESCRIBED IN THE LAW OF THE STATE OF TENNESSEE AUTHORIZING THE ORGANIZATION OF CREDIT UNIONS THEREBY FURNISHING OTHER COOPERATIVE FINANCIAL SERVICES TO MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-6039479
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $9,906,909,981
- Income (IRS master file)
- $603,783,043
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $602,491,997 | $438,179,625 | $9,906,909,981 | IRS |
| 990 | December 2024 | $535,980,677 | $403,354,283 | $9,097,283,047 | IRS |
| 990 | December 2023 | $436,090,758 | $283,680,095 | $8,017,428,459 | XML |
| 990 | December 2022 | $342,469,069 | $207,574,980 | $7,481,805,455 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-6039479).
Questions about EASTMAN CREDIT UNION
- What is the EIN of EASTMAN CREDIT UNION?
- The employer identification number (EIN) of EASTMAN CREDIT UNION is 62-6039479.
- Is EASTMAN CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to EASTMAN CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does EASTMAN CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EASTMAN CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EASTMAN CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EASTMAN CREDIT UNION?
- The 990 for the year ended December 31, 2025 names KELLY PRICE.
- Who are the officers and directors of EASTMAN CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 24 people; 14 received compensation from the organization, the highest $1,300,231 (KELLY PRICE, PRESIDENT/CEO, DIRECTOR).
- How much revenue does EASTMAN CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $602,491,997, expenses of $438,179,625 and total assets of $9,906,909,981 at year end.
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