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Nonprofit · EIN 62-1260347

HABITAT FOR HUMANITY OF GREATER CHATTANOOGA

Tax-exempt · CHATTANOOGA, TN 37408

Financials

$4.5M$3.2M2023$4.3M$2.9M2024
Revenue Expenses · by fiscal year end
Financials of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
June 30, 2025990$4,316,082$2,903,087$1,412,995$7,797,964$501,586$7,296,378
June 30, 2024990$4,481,395$3,221,128$1,260,267$6,361,295$477,912$5,883,383
Financial details: 990 for the year ended June 30, 2025

Revenue

Contributions, gifts and grants
$3,084,673
of which government grants
$897,553
Program service revenue
$847,434
Investment income
$161,499
Net income from fundraising events
$222,606
Net income from sales of inventory
-$130
Other revenue
$222,476

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$272,349
Other salaries and wages
$875,730
Salaries, compensation and benefits (total)
$1,298,126
Professional fundraising fees
$0
Legal fees
$3,766
Accounting fees
$21,600
Occupancy
$73,152
Travel
$13,559
Depreciation
$43,781
Program services (functional)
$2,638,219
Management and general (functional)
$160,181
Fundraising (functional)
$104,687

Balance sheet and other

Total assets, start of year
$6,361,295
Total assets, end of year
$7,797,964
Total liabilities, end of year
$501,586
Net assets, end of year
$7,296,378
Land, buildings and equipment
$842,275
Net assets without donor restrictions
$5,817,181
Net assets with donor restrictions
$1,479,197
Gross unrelated business income
-$130
Gross receipts
$4,378,501
Employees
41
Volunteers
1,605
Year formed
1985
State of legal domicile
TN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended June 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
JENS CHRISTENSENPRESIDENT & CEO
Officer
60$150,307$29,482
BRANT MASONCFO
Officer
60$69,073$2,966
DEREK BULLARDCHAIR
Trustee or director, Officer
2$0$0
STEPHEN ADAMSVICE CHAIR
Trustee or director, Officer
2$0$0
TERNAE JORDAN JRDEVELOPMENT CO-CHAIR
Trustee or director, Officer
2$0$0
TONY SANDERSTREASURER
Trustee or director, Officer
2$0$0
DON MCDOWELLSECRETARY
Trustee or director, Officer
2$0$0
ROWENA BELCHERGOVERNANCE CHAIR
Trustee or director, Officer
2$0$0
MARK FEEMSTERDIRECTOR
Trustee or director
2$0$0
KEN STAPLETONDIRECTOR
Trustee or director
2$0$0
BLAKE TODDDEVELOPMENT CO-CHAIR
Trustee or director, Officer
2$0$0
FABIOLA ORTIZ SMITHDIRECTOR
Trustee or director
2$0$0
DONNA WILLIAMSDIRECTOR
Trustee or director
2$0$0
CORNELIUS BAYESHOMEOWNER SERVICES CHAIR
Trustee or director, Officer
2$0$0
990 for the year ended June 30, 2024: 21 people
NameTitleHours / weekCompensationOther / benefits
JENS CHRISTENSENPRESIDENT & CEO
Officer
60$115,500$18,594
TENASA MCGHEECAO
Officer
60$66,615$11,843
BRANT MASONCFO
Officer
60$66,133$2,888
PATRICK DAUGHERTYCHAIR
Trustee or director, Officer
2$0$0
STEPHEN ADAMSGOVERNANCE CHAIR
Trustee or director, Officer
2$0$0
TERNAE JORDAN JRDIRECTOR
Trustee or director
2$0$0
TONY SANDERSTREASURER
Trustee or director, Officer
2$0$0
TYSON ASAYDIRECTOR
Trustee or director
2$0$0
GINA DHANANISECRETARY & DEVELOPMENT CHAIR
Trustee or director, Officer
2$0$0
BILL REASONDIRECTOR
Trustee or director
2$0$0
STEWART SMITHDIRECTOR
Trustee or director
2$0$0
KEN STAPLETONDIRECTOR
Trustee or director
2$0$0
BLAKE TODDDIRECTOR
Trustee or director
2$0$0
LEE ANN ADAMSDIRECTOR
Trustee or director
2$0$0
DEREK BULLARDVICE CHAIR
Trustee or director, Officer
2$0$0
KEN NICHOLSDIRECTOR
Trustee or director
2$0$0
RHEY HOUSTONDIRECTOR
Trustee or director
2$0$0
DIONNE JENKINSDIRECTOR
Trustee or director
2$0$0
JAMES NUNALLY JR MDDIRECTOR
Trustee or director
2$0$0
FABIOLA ORTIZ SMITHDIRECTOR
Trustee or director
2$0$0
MARK HITESECRETARY
Trustee or director, Officer
2$0$0

Address and contacts

Address (IRS master file)
1201 E MAIN ST, CHATTANOOGA, TN 37408-1613
In care of
% GAIL T POLLOCK
Principal officer (990 for 2024)
JENS CHRISTENSEN, 1201 EAST MAIN STREET, CHATTANOOGA, TN 37408
Signed the 990
JENS CHRISTENSEN, PRESIDENT & CEO
Phone
(423) 756-0507
Return prepared by
JOHNSON HICKEY & MURCHISON PC

Mission

HABITAT FOR HUMANITY OF GREATER CHATTANOOGA (HFH-GC) BRINGS TOGETHER BUSINESSES, CHURCHES, AND OTHER COMMUNITY ORGANIZATIONS IN PARTNERSHIP WITH LOW INCOME FAMILIES TO SPARK AUTHENTIC TRANSFORMATION IN OUR CITY THROUGH THE CONSTRUCTION OF SIMPLE, DECENT, AFFORDABLE AND SAFE HOMES.

990 for the year ended June 30, 2025

Program accomplishments

  • THE LARGEST PORTION OF HFH-GC'S PROGRAM IS THE PROCESS OF HOME BUILDING. THIS INCLUDES LAND ACQUISITION AND DEVELOPMENT, HOME DESIGN AND CONSTRUCTION, VOLUNTEER MANAGEMENT, AND RELATED EFFORTS THAT ARE INVOLVED IN THE CREATION OF AFFORDABLE HOMES THAT ARE SOLD AT COMPLETION TO QUALIFIED FAMILIES THROUGH ZERO PERCENT INTEREST LOAN SUPPORT AND AT NO PROFIT.
    Expenses $1,557,365 · revenue $787,434
  • THE SECOND LARGEST PORTION OF HFH-GC'S PROGRAM IS THE RESTORE OPERATION. RESTORE HELPS RECYCLE NEW AND USED CABINETS, APPLIANCES, LIGHTING, HARDWARE AND OTHER ITEMS DONATED BY AREA BUSINESSES AND INDIVIDUALS INTO THE COMMUNITY, WHILE GENERATING FUNDS TO SUPPORT HABITAT'S WORK IN CHATTANOOGA.
    Expenses $475,479
  • THE THIRD LARGEST PORTION OF HFH-GC'S PROGRAM COVERS THE PROCESS OF RECRUITING AND IDENTIFYING POTENTIAL HABITAT PARTNER FAMILIES, AND WORKING WITH THEM THROUGH THE HABITAT APPLICATION PROCESS, A COMPREHENSIVE HOME OWNERSHIP EDUCATION PROGRAM WHICH INCLUDES COURSES ON HOME MAINTENANCE AND ON FINANCIAL MANAGEMENT, AND FOLLOW UP SUPPORT ONCE THEY ARE LIVING IN THEIR NEW HOME. THIS SUPPORT SPANS THE 30+ YEAR LIFE OF THEIR HABITAT ZERO-INTEREST MORTGAGE.
    Expenses $343,375
  • ZERO INTEREST LOANS ARE EXTENDED TO PARTNER FAMILIES AT A DISCOUNT FAR BELOW MARKET RATE MORTGAGE COSTS, ALLOWING PARTNER FAMILIES TO STRETCH PRECIOUS RESOURCES. MORTGAGE DISCOUNTS ARE EXPENSED AND AMORTIZED ON THOSE MORTGAGE LOANS THAT ARE HELD IN-HOUSE, RATHER THAN BEING SOLD TO ASSET RECOVERY PROGRAMS LIKE TENNESSEE HOUSING DEVELOPMENT AGENCIES NEW START PROGRAM.
    Expenses $262,000 · revenue $60,000

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025June 30, 2026November 16, 2026Not due yet
2024June 30, 2025November 17, 2025990 on file
2023June 30, 2024November 15, 2024990 on file

IRS record

EIN
62-1260347
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
1987
Accounting year ends
June
Files
Form 990 or 990-EZ
Assets (IRS master file)
$7,797,964
Income (IRS master file)
$4,378,501

Filing history

FormYear endedRevenueExpensesAssetsReturn
990June 2025$4,316,082$2,903,087$7,797,964XML
990-TJune 2025–––IRS
990June 2024$4,481,395$3,221,128$6,361,295XML
990-TJune 2024–––IRS
990June 2023$3,356,702$2,707,621$5,095,803IRS
990-TJune 2023–––IRS
990June 2022–––IRS
990-TJune 2022–––IRS
990June 2021–––IRS
990-TJune 2021–––IRS
990June 2020–––IRS
990June 2019–––IRS
990June 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-1260347).

Questions about HABITAT FOR HUMANITY OF GREATER CHATTANOOGA

What is the EIN of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA?
The employer identification number (EIN) of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA is 62-1260347.
Is HABITAT FOR HUMANITY OF GREATER CHATTANOOGA tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1987.
Are donations to HABITAT FOR HUMANITY OF GREATER CHATTANOOGA tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does HABITAT FOR HUMANITY OF GREATER CHATTANOOGA file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA due?
The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did HABITAT FOR HUMANITY OF GREATER CHATTANOOGA last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended June 2025.
Who is the principal officer of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA?
The 990 for the year ended June 30, 2025 names JENS CHRISTENSEN.
Who are the officers and directors of HABITAT FOR HUMANITY OF GREATER CHATTANOOGA?
The 990 for the year ended June 30, 2025 lists 14 people; 2 received compensation from the organization, the highest $150,307 (JENS CHRISTENSEN, PRESIDENT & CEO).
How much revenue does HABITAT FOR HUMANITY OF GREATER CHATTANOOGA have?
On its 990 for the year ended June 30, 2025 it reported revenue of $4,316,082, expenses of $2,903,087 and total assets of $7,797,964 at year end.

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