Nonprofit · EIN 62-0304975
NASHVILLE POST OFFICE CREDIT UNION
Tax-exempt · NASHVILLE, TN 37214
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,461,817 | $4,169,605 | $292,212 | $79,992,530 | $67,347,497 | $12,645,033 |
| December 31, 2024 | 990 | $3,669,262 | $3,333,657 | $335,605 | $73,600,612 | $62,091,832 | $11,508,780 |
| December 31, 2023 | 990 | $3,077,714 | $2,854,148 | $223,566 | $69,382,736 | $59,152,826 | $10,229,910 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $3,504,983
- Investment income
- $879,314
- Other revenue
- $77,520
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $811,368
- Salaries, compensation and benefits (total)
- $958,858
- Professional fundraising fees
- $0
- Occupancy
- $182,613
- Management and general (functional)
- $4,169,605
Balance sheet and other
- Total assets, start of year
- $73,600,612
- Total assets, end of year
- $79,992,530
- Total liabilities, end of year
- $67,347,497
- Net assets, end of year
- $12,645,033
- Land, buildings and equipment
- $2,761,700
- Gross receipts
- $4,461,817
- Employees
- 16
- Volunteers
- 7
- Year formed
- 1925
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CRISTY SKINNER | MANAGER/CEO Officer | 40 | $150,000 | $18,612 |
| LARRY D TAYLOR | BOARD CHAIR Trustee or director | 1 | $0 | $0 |
| SHARON RADER | BOD VICE-CHA Trustee or director, Officer | 1 | $0 | $0 |
| THERESA FENNELL | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| ANNETTE P MCLAURIN | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| LISA RAY-ENSLEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| GENEVA LONDON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ROY JOE ABSHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CRISTY SKINNER | MANAGER/CEO Officer | 40 | $119,720 | $5,321 |
| LARRY D TAYLOR | BOARD CHAIR Trustee or director | 1 | $0 | $0 |
| SHARON RADER | BOD VICE-CHA Trustee or director, Officer | 1 | $0 | $0 |
| THERESA FENNELL | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| ANNETTE P MCLAURIN | BOARD TREASU Trustee or director | 1 | $0 | $0 |
| LISA RAY-ENSLEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| GENEVA LONDON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN SOWELL | SUPERVISORY Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CRISTY SKINNER | MANAGER/CEO Officer | 40 | $109,313 | $17,294 |
| JESSICA LEE | CFO Officer | 40 | $72,151 | $16,045 |
| LARRY D TAYLOR | BOARD CHAIR Trustee or director | 1 | $0 | $0 |
| SHARON RADER | BOD VICE-CHA Trustee or director, Officer | 1 | $0 | $0 |
| THERESA FENNELL | BOARD SECRET Trustee or director | 1 | $0 | $0 |
| JOHNNY HOLMES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ANNETTE P MCLAURIN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LISA RAY-ENSLEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| GENEVA LONDON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN N SOWELL | SUPERVISORY Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 10 RACHEL DR, NASHVILLE, TN 37214-3609
- In care of
- % SHARON RADER
- Principal officer (990 for 2025)
- CRISTY SKINNER, P O BOX 291233, NASHVILLE, TN 372291233
- Signed the 990
- CRISTY SKINNER, MANAGER/CEO
- Phone
- (615) 871-4221
- Website
- WWW.NPOCU.ORG
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CREDIT UNION-TO PROVIDE FINANCIAL SERVICES TO APPROXIMATELY 4,300 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $3,014,328
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $1,155,277
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-0304975
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $79,992,530
- Income (IRS master file)
- $4,461,817
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,461,817 | $4,169,605 | $79,992,530 | XML |
| 990 | December 2024 | $3,669,262 | $3,333,657 | $73,600,612 | XML |
| 990 | December 2023 | $3,077,714 | $2,854,148 | $69,382,736 | XML |
| 990 | December 2022 | $2,390,622 | $2,521,376 | $71,202,266 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0304975).
Questions about NASHVILLE POST OFFICE CREDIT UNION
- What is the EIN of NASHVILLE POST OFFICE CREDIT UNION?
- The employer identification number (EIN) of NASHVILLE POST OFFICE CREDIT UNION is 62-0304975.
- Is NASHVILLE POST OFFICE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to NASHVILLE POST OFFICE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NASHVILLE POST OFFICE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NASHVILLE POST OFFICE CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NASHVILLE POST OFFICE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NASHVILLE POST OFFICE CREDIT UNION?
- The 990 for the year ended December 31, 2025 names CRISTY SKINNER.
- Who are the officers and directors of NASHVILLE POST OFFICE CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 8 people; 1 received compensation from the organization, the highest $150,000 (CRISTY SKINNER, MANAGER/CEO).
- How much revenue does NASHVILLE POST OFFICE CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,461,817, expenses of $4,169,605 and total assets of $79,992,530 at year end.
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