Nonprofit · EIN 61-0599249
METRO PLUS CREDIT UNION
Tax-exempt · LEXINGTON, KY 40511
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $3,114,473 | $2,638,129 | $476,344 | $48,418,583 | $41,800,077 | $6,618,506 |
| December 31, 2024 | 990 | $3,112,184 | $2,470,398 | $641,786 | $48,383,659 | $42,234,425 | $6,149,234 |
| December 31, 2023 | 990 | $3,015,493 | $2,230,842 | $784,651 | $45,048,762 | $39,541,314 | $5,507,448 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,146,726
- Investment income
- $967,747
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $143,079
- Other salaries and wages
- $691,692
- Salaries, compensation and benefits (total)
- $1,038,449
- Professional fundraising fees
- $0
- Accounting fees
- $22,495
- Occupancy
- $78,791
- Depreciation
- $29,812
- Program services (functional)
- $2,247,837
- Management and general (functional)
- $390,292
Balance sheet and other
- Total assets, start of year
- $48,383,659
- Total assets, end of year
- $48,418,583
- Total liabilities, end of year
- $41,800,077
- Net assets, end of year
- $6,618,506
- Land, buildings and equipment
- $4,691,181
- Gross unrelated business income
- $4,525
- Gross receipts
- $3,114,473
- Employees
- 18
- Volunteers
- 14
- Year formed
- 1940
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Piper Graham | President/Chief Executive Officer Key employee, Highest-paid employee | 40 | $143,079 | $25,600 |
| Jasie Carroll | Chairperson of the Board Trustee or director | 1 | $0 | $0 |
| Douglas Mitchell | Vice Chairperson of Board Trustee or director | 1 | $0 | $0 |
| Ed Givens | Treasurer of the Board Trustee or director | 1 | $0 | $0 |
| Eunice Ausby | Secretary of the Board Trustee or director | 1 | $0 | $0 |
| Pat Tatum | Director Trustee or director | 1 | $0 | $0 |
| John Gosper | Director Trustee or director | 1 | $0 | $0 |
| James D Jackson | Director Trustee or director | 1 | $0 | $0 |
| Lindsay Curd | Director Trustee or director | 1 | $0 | $0 |
| Carolyn Smith | Chairperson of the Board Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Piper Graham | President/Chief Executive Officer Key employee, Highest-paid employee | 40 | $145,588 | $24,000 |
| Jasie Carroll | Chairperson of the Board Trustee or director | 1 | $0 | $0 |
| Carolyn Smith | Chairperson of the Board Trustee or director | 1 | $0 | $0 |
| Ed Givens | Treasurer of the Board Trustee or director | 1 | $0 | $0 |
| Eunice Ausby | Secretary of the Board Trustee or director | 1 | $0 | $0 |
| Pat Tatum | Director Trustee or director | 1 | $0 | $0 |
| John Gosper | Director Trustee or director | 1 | $0 | $0 |
| James D Jackson | Director Trustee or director | 1 | $0 | $0 |
| Lindsay Luker Curd | Director Trustee or director | 1 | $0 | $0 |
| Doug Mitchell | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Piper Graham | President/Chief Executive Officer Key employee, Highest-paid employee | 40 | $140,050 | $24,100 |
| John Gosper | Chairperson of the Board Trustee or director | 1 | $0 | $0 |
| Carolyn Smith | Vice Chairperson of the Board Trustee or director | 1 | $0 | $0 |
| Jasie Carroll | Treasurer of the Board Trustee or director | 1 | $0 | $0 |
| Eunice Ausby | Secretary of the Board Trustee or director | 1 | $0 | $0 |
| Pat Tatum | Director Trustee or director | 1 | $0 | $0 |
| Ed Givens | Director Trustee or director | 1 | $0 | $0 |
| James D Jackson | Director Trustee or director | 1 | $0 | $0 |
| Lindsay Luker Curd | Director Trustee or director | 1 | $0 | $0 |
| Doug Mitchell | Director Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1565 MCGRATHIANA PKWY, LEXINGTON, KY 40511-1270
- In care of
- % PIPER GRAHAM
- Principal officer (990 for 2025)
- Piper Graham, 1565 McGrathiana Parkway, Lexington, KY 40511
- Signed the 990
- Piper Graham, Chief Executive Officer
- Phone
- (859) 258-3990
- Website
- www.metropluscu.org
- Return prepared by
- Schmidt & Associates
Mission
Metro Plus Credit Union is a member owned and operated non-profit financial institution which provides high quality services to meet our member's financial needs today and in the future in a way to ensure the long term viability of the Credit Union. We will provide confidential and personalized service to our members in a fair and equitable manner.
Program accomplishments
- The organization is a state chartered member owned cooperative credit union that provides financial services and products to the member owners.Expenses $2,247,837 · revenue $3,109,948
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 61-0599249
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $48,418,583
- Income (IRS master file)
- $3,114,473
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $3,114,473 | $2,638,129 | $48,418,583 | IRS |
| 990 | December 2024 | $3,112,184 | $2,470,398 | $48,383,659 | IRS |
| 990 | December 2023 | $3,015,493 | $2,230,842 | $45,048,762 | XML |
| 990 | December 2022 | $2,081,086 | $1,886,003 | $45,153,376 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 61-0599249).
Questions about METRO PLUS CREDIT UNION
- What is the EIN of METRO PLUS CREDIT UNION?
- The employer identification number (EIN) of METRO PLUS CREDIT UNION is 61-0599249.
- Is METRO PLUS CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to METRO PLUS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does METRO PLUS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of METRO PLUS CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did METRO PLUS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of METRO PLUS CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Piper Graham.
- Who are the officers and directors of METRO PLUS CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 10 people; 1 received compensation from the organization, the highest $143,079 (Piper Graham, President/Chief Executive Officer).
- How much revenue does METRO PLUS CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,114,473, expenses of $2,638,129 and total assets of $48,418,583 at year end.
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