Nonprofit · EIN 59-0965738
STATE CHARTERED CREDIT UNIONS IN FLORIDA
Also known as 1ST STREET CREDIT UNION
Tax-exempt · SARASOTA, FL 34236
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,718,060 | $1,312,936 | $405,124 | $32,074,288 | $27,115,047 | $4,959,241 |
| December 31, 2024 | 990 | $1,535,871 | $1,264,400 | $271,471 | $32,462,356 | $27,908,239 | $4,554,117 |
| December 31, 2023 | 990 | $1,520,782 | $1,139,057 | $381,725 | $33,820,328 | $29,537,682 | $4,282,646 |
| December 31, 2021 | 990 | $1,236,235 | $1,231,072 | $5,163 | $39,446,205 | $35,739,290 | $3,706,915 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,098,301
- Investment income
- $534,909
- Other revenue
- $84,850
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $100,028
- Other salaries and wages
- $251,017
- Salaries, compensation and benefits (total)
- $424,478
- Professional fundraising fees
- $0
- Accounting fees
- $90,774
- Occupancy
- $45,804
- Travel
- $7,700
- Depreciation
- $49,005
- Program services (functional)
- $1,312,936
Balance sheet and other
- Total assets, start of year
- $32,462,356
- Total assets, end of year
- $32,074,288
- Total liabilities, end of year
- $27,115,047
- Net assets, end of year
- $4,959,241
- Land, buildings and equipment
- $426,519
- Publicly traded securities
- $8,818,828
- Gross unrelated business income
- $1,760
- Gross receipts
- $1,718,060
- Employees
- 14
- Volunteers
- 9
- Year formed
- 1951
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Dawn Gonzalez | CEO Officer | 40 | $100,028 | $5,616 |
| Norman Stockton | Board Treasurer Trustee or director | 2 | $0 | $0 |
| Donita Sumney | Board Secretary Trustee or director | 2 | $0 | $0 |
| April Bryan | Board Vice Chairperson Trustee or director | 2 | $0 | $0 |
| Randy Boyd | Board Chairperson Board Member Trustee or director | 2 | $0 | $0 |
| Lucius Bonner Jr | Board Member Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Dawn Gonzalez | CEO Officer | 40 | $86,314 |
| Norman Stockton | BoardTreasurer Trustee or director | 2 | $0 |
| Donita Sumney | Board Secretary Trustee or director | 2 | $0 |
| April Bryan | Board Member Trustee or director | 2 | $0 |
| Randy Boyd | Board Chairperson Board Member Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ARTHUR C HART | FORMER CEO Former | 40 | $107,767 |
| DAWN T GONZALEZ | CEO Officer | 40 | $73,775 |
| DR CLIFFORD SMITH | BOARD CHAIRPERSON BOARD MEMBER Trustee or director | 2 | $0 |
| NORMAN STOCKTON | BOARD TREASURER Trustee or director | 2 | $0 |
| DONITA SUMNEY | BOARD SECRETARY Trustee or director | 2 | $0 |
| KATHIE MICKO | SUPERVISORY COMMITTE MEMBER Trustee or director | 2 | $0 |
| APRIL BRYAN | SUPERVISORY COMMITTEE CHAIRPERSON Trustee or director | 2 | $0 |
| RANDY BOYD | BOARD VICE CHAIRPERSON BOARD MEMBER Trustee or director | 2 | $0 |
| PAUL KURTZ | BOARD MEMBER Trustee or director | 2 | $0 |
| SHARON HURSKIN | SUPERVISORY COMMITTEE MEMBER Trustee or director | 2 | $0 |
990 for the year ended December 31, 2021: 6 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ARTHUR C HART | CEO Officer | 40 | $99,870 | $31,183 |
| CLIFFORD E SMITH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| NORMAN J STOCKTON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DONITA J SUMNEY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| RANDY BOYD | DIRECTOR Trustee or director | 2 | $0 | $0 |
| PAUL R KURTZ | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1558 1ST ST, SARASOTA, FL 34236-8502
- In care of
- % DAWN GONZALEZ
- Principal officer (990 for 2025)
- DAWN GONZALEZ, 1558 1ST ST, SARASOTA, FL 342368502
- Signed the 990
- DAWN GONZALEZ, CEO
- Phone
- (941) 953-6744
- Return prepared by
- Ewart & Associates LLC
Mission
1ST STREET CREDIT UNION OFFERS A VARIETY OF PERSONAL FINANCIAL SERVICES EXCLUSIVELY TO MEMBERS. THESE INCLUDE COMPETITIVE RATES ON LOANS AND DEPOSITS IN ADDITION TO MANY OTHER PRODUCTS AND SERVICES.
Program accomplishments
- Programs of credit unions which offer a wide variety of personal financial services exclusively to their members featuring competitive rates on loans & investments and other products and services.Expenses $13,129,360 · revenue $1,718,060
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 59-0965738
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1970
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2106: STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN
- Assets (IRS master file)
- $32,074,288
- Income (IRS master file)
- $1,718,060
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,718,060 | $1,312,936 | $32,074,288 | IRS |
| 990 | December 2024 | $1,535,871 | $1,264,400 | $32,462,356 | IRS |
| 990 | December 2023 | $1,520,782 | $1,139,057 | $33,820,328 | XML |
| 990 | December 2022 | $1,367,644 | $1,173,638 | $38,204,185 | IRS |
| 990 | December 2021 | $1,236,235 | $1,231,072 | $39,446,205 | XML |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-0965738).
Questions about STATE CHARTERED CREDIT UNIONS IN FLORIDA
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN FLORIDA is 59-0965738.
- Is STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
- Are donations to STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN FLORIDA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN FLORIDA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN FLORIDA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2025 names DAWN GONZALEZ.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $100,028 (Dawn Gonzalez, CEO).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN FLORIDA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,718,060, expenses of $1,312,936 and total assets of $32,074,288 at year end.
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