Nonprofit · EIN 59-0705380
STATE CHARTERED CREDIT UNIONS IN FLORIDA
Also known as FIRST FLORIDA CREDIT UNION
Tax-exempt · JACKSONVILLE, FL 32202
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $77,010,017 | $70,180,769 | $6,829,248 | $1,445,871,793 | $1,283,203,993 | $162,667,800 |
| December 31, 2024 | 990 | $73,919,519 | $69,109,978 | $4,809,541 | $1,382,448,900 | $1,240,348,815 | $142,100,085 |
| December 31, 2023 | 990 | $64,961,360 | $57,585,879 | $7,375,481 | $1,362,026,410 | $1,228,478,719 | $133,547,691 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $68,221,584
- Investment income
- $8,275,871
- Net rental income
- $51,475
- Net gain from sales of assets
- $72,663
- Other revenue
- $512,562
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $3,597,949
- Other salaries and wages
- $11,048,393
- Salaries, compensation and benefits (total)
- $22,350,836
- Professional fundraising fees
- $0
- Legal fees
- $12,907
- Accounting fees
- $246,204
- Occupancy
- $2,146,034
- Travel
- $69,702
- Depreciation
- $1,720,021
Balance sheet and other
- Total assets, start of year
- $1,382,448,900
- Total assets, end of year
- $1,445,871,793
- Total liabilities, end of year
- $1,283,203,993
- Net assets, end of year
- $162,667,800
- Land, buildings and equipment
- $32,192,330
- Publicly traded securities
- $249,995,192
- Gross unrelated business income
- $461,087
- Gross receipts
- $77,072,975
- Employees
- 263
- Volunteers
- 9
- Year formed
- 1950
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRENT LISTER | CHIEF EXECUTIVE OFFICER Officer | 40 | $1,016,470 | $79,381 |
| JOSEPH CARPENTER | CHIEF OPERATING OFFICER Officer | 40 | $413,972 | $74,398 |
| BRADLEY A LONG | EVP/CHIEF FINANCIAL OFFICER Officer | 40 | $399,077 | $74,391 |
| CHRISTIAN BARNETT | DIRECTOR FFIS Highest-paid employee | 40 | $353,613 | $53,863 |
| TIMOTHY BROWN | CHIEF TECHNOLOGY OFFICER Key employee | 40 | $241,623 | $43,344 |
| ANGELA GARMAN | CHIEF STRATEGY OFFICER Key employee | 40 | $232,575 | $33,227 |
| RICHARD MARKLEY | CHIEF RETAIL OFFICER Key employee | 40 | $231,573 | $26,609 |
| ANDREA HURLEY | CHIEF RISK OFFICER Key employee | 40 | $212,402 | $35,105 |
| MICHELLE TROHA | CHIEF MARKETING OFFICER Key employee | 40 | $211,382 | $34,736 |
| TIFFANY KING | CHIEF HUMAN RESOURCES OFFICER Key employee | 40 | $214,598 | $23,086 |
| EDWARD RUSH | VP BUSINESS SERVICES Highest-paid employee | 40 | $162,197 | $52,851 |
| WILLIAM TURPIN | VP BRANCH OPERATIONS II Highest-paid employee | 40 | $159,912 | $48,821 |
| NICANOR DELACRUZ | VP LENDING Highest-paid employee | 40 | $174,472 | $30,032 |
| PAUL KURTH | VP PAYMENTS Highest-paid employee | 40 | $160,220 | $26,770 |
| DEAN WILLIS | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CORNITA RILEY | DIRECTOR Trustee or director | 2 | $0 |
| JONATHAN R LYON | TREASURER Trustee or director | 2 | $0 |
| SANDRA MAGYAR | SECRETARY Trustee or director | 2 | $0 |
| NANCY H MEIER LEFT | DIRECTOR Trustee or director | 2 | $0 |
| KEN JONES | VICE CHAIRPERSON Trustee or director | 2 | $0 |
| KYLE PETERS | DIRECTOR Trustee or director | 2 | $0 |
| JENNIFER MARTIN | DIRECTOR Trustee or director | 2 | $0 |
| DR JOHNNY BOWMAN JR | DIRECTOR Trustee or director | 2 | $0 |
| BRAD IVEY | ASSOCIATE DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRENT LISTER | PRESIDENT/CEO Officer | 40 | $952,680 | $69,040 |
| JOSEPH CARPENTER | CHIEF OPERATING OFFICER Officer | 40 | $375,951 | $73,352 |
| BRADLEY A LONG | EVP/CHIEF FINANCIAL OFFICER Officer | 40 | $369,550 | $73,347 |
| CHRISTIAN BARNETT | MANAGING DIRECTOR FFIS Highest-paid employee | 40 | $268,319 | $52,673 |
| TIMOTHY BROWN | CHIEF TECHNOLOGY OFFICER Key employee | 40 | $219,285 | $42,322 |
| RICHARD MARKLEY | CHIEF RETAIL OFFICER Key employee | 40 | $220,762 | $34,850 |
| ANGELA GARMAN | CHIEF STRATEGY OFFICER Key employee | 40 | $207,748 | $31,473 |
| MICHELLE TROHA | CHIEF MARKETING OFFICER Key employee | 40 | $205,446 | $33,103 |
| ANDREA HURLEY | CHIEF RISK OFFICER Key employee | 40 | $203,447 | $34,432 |
| EDWARD RUSH | VP BUSINESS SERVICES Highest-paid employee | 40 | $158,718 | $52,473 |
| WILLIAM TURPIN | VP BRANCH OPERATIONS II Highest-paid employee | 40 | $151,331 | $47,952 |
| NICANOR DELACRUZ | VP LENDING Highest-paid employee | 40 | $161,970 | $29,374 |
| FRANK NORGAN | VP INFORMATION SECURITY Highest-paid employee | 40 | $157,447 | $23,362 |
| DEAN WILLIS | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| CORNITA RILEY | VICE CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| JONATHAN R LYON | TREASURER Trustee or director | 2 | $0 | $0 |
| SANDRA MAGYAR | SECRETARY Trustee or director | 2 | $0 | $0 |
| NANCY H MEIER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KEN JONES | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KYLE PETERS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JENNIFER MARTIN | ASSOCIATE DIRECTOR Trustee or director | 2 | $0 | $0 |
| JOHNNY BOWMAN JR | ASSOCIATE DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRENT LISTER | PRESIDENT/CEO Officer | 40 | $987,699 | $61,491 |
| JOSEPH CARPENTER | EVP OPERATIONS Officer | 40 | $366,360 | $65,514 |
| BRADLEY A LONG | EVP FINANCE Officer | 40 | $367,792 | $62,208 |
| CHRISTIAN BARNETT | MANAGING DIRECTOR FFIS Highest-paid employee | 40 | $246,992 | $49,548 |
| ELIZABETH POLK | SVP ADMINISTRATION Key employee | 40 | $232,845 | $33,953 |
| TIMOTHY BROWN | SVP INFORMATION TECHNOLOGY Key employee | 40 | $212,693 | $39,440 |
| RICHARD MARKLEY | SVP OPERATIONS Key employee | 40 | $214,361 | $32,330 |
| MICHELLE TROHA | SVP MARKETING Key employee | 40 | $192,124 | $36,209 |
| ANDREA HURLEY | SVP RISK MANAGEMENT Key employee | 40 | $193,749 | $33,797 |
| ANGELA GARMAN | SVP AUDIT & PROJET MANAGEMENT Key employee | 40 | $190,710 | $26,521 |
| EDWARD RUSH | DIRECTOR OF BUSINESS SERVICES Highest-paid employee | 40 | $150,840 | $46,050 |
| WILLIAM TURPIN | VP BRANCH OPERATIONS II Highest-paid employee | 40 | $145,364 | $41,253 |
| NICANOR DELACRUZ | DIRECTOR OF LENDING Highest-paid employee | 40 | $157,164 | $27,327 |
| ALMA EDVINA THREADCRAFT | BRANCH MANAGER Highest-paid employee | 40 | $142,393 | $23,310 |
| DEAN WILLIS | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| CORNITA RILEY | VICE CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| JONATHAN R LYON | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SANDRA MAGYAR | SECRETARY Trustee or director | 2 | $0 | $0 |
| NANCY H MEIER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KEN JONES | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KYLE PETERS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JENNIFER MARTIN | ASSOCIATE DIRECTOR Trustee or director | 2 | $0 | $0 |
| JOHNNY BOWMAN JR | ASSOCIATE DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 500 W 1ST ST, JACKSONVILLE, FL 32202-3939
- In care of
- % BRENT E LISTER PRES CEO
- Principal officer (990 for 2025)
- BRENT E LISTER, 500 WEST 1ST STREET, JACKSONVILLE, FL 32202
- Signed the 990
- BRADLEY A LONG, EVP CFO
- Phone
- (904) 359-6800
- Website
- WWW.FIRSTFLORIDA.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
FIRST FLORIDA CREDIT UNION IS DEDICATED TO DELIVERING FINANCIAL SOLUTIONS TO ENRICH MEMBERS' LIVES.
Program accomplishments
- INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 59-0705380
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1970
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2106: STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN
- Assets (IRS master file)
- $1,445,871,793
- Income (IRS master file)
- $77,072,975
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $77,010,017 | $70,180,769 | $1,445,871,793 | XML |
| 990 | December 2024 | $73,919,519 | $69,109,978 | $1,382,448,900 | XML |
| 990 | December 2023 | $64,961,360 | $57,585,879 | $1,362,026,410 | XML |
| 990 | December 2022 | $48,027,529 | $40,848,476 | $1,386,119,924 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-0705380).
Questions about STATE CHARTERED CREDIT UNIONS IN FLORIDA
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN FLORIDA is 59-0705380.
- Is STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
- Are donations to STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN FLORIDA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN FLORIDA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN FLORIDA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2025 names BRENT E LISTER.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2025 lists 24 people; 14 received compensation from the organization, the highest $1,016,470 (BRENT LISTER, CHIEF EXECUTIVE OFFICER).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN FLORIDA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $77,010,017, expenses of $70,180,769 and total assets of $1,445,871,793 at year end.
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