Nonprofit · EIN 59-0653174
STATE CHARTERED CREDIT UNIONS IN FLORIDA
Also known as BRIGHTSTAR CREDIT UNION, Brow Co Assn of Media Spec
Tax-exempt · COOPER CITY, FL 33024
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $57,338,057 | $50,461,031 | $6,877,026 | $907,260,002 | $833,437,954 | $73,822,048 |
| December 31, 2023 | 990 | $47,253,853 | $39,969,439 | $7,284,414 | $830,730,002 | $764,446,358 | $66,283,644 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $40,527,510
- Investment income
- $4,651,591
- Net gain from sales of assets
- -$156,602
- Other revenue
- $12,158,956
Expenses
- Grants and similar amounts paid
- $135,359
- Compensation of officers, directors and key employees
- $3,024,958
- Other salaries and wages
- $8,639,011
- Salaries, compensation and benefits (total)
- $14,217,091
- Professional fundraising fees
- $0
- Legal fees
- $72,216
- Accounting fees
- $144,791
- Occupancy
- $2,075,266
- Travel
- $54,398
- Depreciation
- $2,296,777
- Program services (functional)
- $50,461,031
Balance sheet and other
- Total assets, start of year
- $830,730,002
- Total assets, end of year
- $907,260,002
- Total liabilities, end of year
- $833,437,954
- Net assets, end of year
- $73,822,048
- Land, buildings and equipment
- $46,969,205
- Publicly traded securities
- $72,574,731
- Gross unrelated business income
- $39,936
- Gross receipts
- $57,994,129
- Employees
- 247
- Volunteers
- 10
- Year formed
- 1946
- State of legal domicile
- FL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Biana Murnane | CEO Officer | 40 | $922,714 | $171,626 |
| David Mateo | VP of Commercial Lending Services Officer | 40 | $473,212 | $22,489 |
| Michael Tomko | Consultant to the CEO Former | 40 | $415,648 | $14,685 |
| Natasha Schneider | VP of Finance Officer | 40 | $235,718 | $23,184 |
| Dustin Jacobs | VP of Marketing Officer | 40 | $218,870 | $27,756 |
| Carlos Ospino | VP of Operations Officer | 40 | $215,126 | $25,550 |
| Wendy Lutheran | VP of Human Resources Officer | 40 | $220,605 | $11,867 |
| Amanda Ruddy | AVP of Branch Operations Officer | 40 | $155,372 | $19,993 |
| Neil Dietz | Sr Vice President of Lending Former | 40 | $160,361 | $14,343 |
| James Huaman | VP of Information Technology Former | 40 | $157,881 | $14,701 |
| David Diaz | AVP of Facilities Officer | 40 | $146,730 | $24,224 |
| Ayleen Alfonso | AVP of Fraud Compliance Officer | 40 | $149,792 | $17,399 |
| Raed Soudani | Collection Manager Highest-paid employee | 40 | $133,497 | $27,244 |
| Ricardo Acosta | AVP of Organizational Development Officer | 40 | $134,836 | $22,917 |
| Gabriel Perez | IT Director Officer, Highest-paid employee | 40 | $131,468 | $14,392 |
16 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kathleen Bacco | Credit Admin and Lending Srvs Manager Highest-paid employee | 40 | $127,519 | $17,933 |
| David Ruiz | Commercial Portfolio Administrator Highest-paid employee | 40 | $125,646 | $13,777 |
| Manuel Cardenas | Mortgage Services Manager Highest-paid employee | 40 | $121,158 | $15,595 |
| Guy Petroro | Sr VP of Lending Officer | 40 | $115,388 | $13,905 |
| Harold Hassenfelt | Chief Information Officer Officer | 40 | $36,596 | $5,319 |
| William Hennessey | Board Director Trustee or director | 161 | $16,691 | $0 |
| Colin Battle | Chairman of the Board Trustee or director | 102 | $16,486 | $0 |
| Patrick Hardigan | Supervisory Committee Trustee or director | 137 | $14,963 | $0 |
| Ben Leong | Chair Person Supervisory Committee Trustee or director | 96 | $14,589 | $0 |
| Diana Martens | Supervisory Committee Trustee or director | 137 | $14,589 | $0 |
| Kevin Cronin | Board Treasurer Trustee or director | 109 | $14,564 | $0 |
| Henry Robinson | Board Director Trustee or director | 76 | $5,946 | $0 |
| Brian Sullivan | Board Secretary Trustee or director | 72 | $5,528 | $0 |
| Jim Notter | Board Vice Chairman Trustee or director | 15 | $1,677 | $0 |
| John Quercia | Board Vice Chairman Trustee or director | 39 | $1,430 | $0 |
| William Lawrence | Supervisory Committee Trustee or director | 54 | $0 | $0 |
990 for the year ended December 31, 2023: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Michael Tomko | Consultant to President and CEO Former | 40 | $1,023,528 | $13,200 |
| Biana Murnane | President and CEO Officer | 40 | $467,302 | $15,266 |
| David Mateo | AVP Commercial Lending Services Highest-paid employee | 40 | $390,099 | $13,253 |
| James Huaman | VP Information Technology Officer | 40 | $228,872 | $11,260 |
| Neil Dietz | VP Lending Officer | 40 | $209,652 | $12,309 |
| Dustin Jacobs | VP Marketing Officer | 40 | $202,523 | $15,225 |
| Carlos Ospino | VP Operations Officer | 40 | $201,511 | $10,773 |
| Natasha Schneider | VP Finance Officer | 40 | $184,512 | $10,594 |
| Wendy Lutheran | VP Human Resources Officer | 40 | $178,498 | $3,758 |
| Amanda Ruddy | AVP Branch Operations Highest-paid employee | 40 | $133,693 | $9,788 |
| Ricardo Acosta | Talent Development Manager Highest-paid employee | 40 | $129,532 | $8,089 |
| Gabriel Perez | Information Technology Manager Highest-paid employee | 40 | $129,781 | $5,380 |
| David Diaz | AVP Facility and Security Manager Highest-paid employee | 40 | $128,685 | $3,438 |
| Panzina Hill | VP Human Resources Former | 0 | $54,008 | $0 |
| Colin Battle | Chairman Trustee or director | 35 | $26,305 | $0 |
| William Hennessey | Board Member Trustee or director | 76 | $12,967 | $0 |
| Diana Martens | Supervisory Committee Trustee or director | 20 | $12,125 | $0 |
| Kevin Cronin | Board Treasurer Trustee or director | 30 | $11,900 | $0 |
| James Notter | Vice Chairman Trustee or director | 107 | $11,646 | $0 |
| William Lawrence | Supervisory Committee Trustee or director | 72 | $10,579 | $0 |
| Patrick Hardigan | Supervisory Committee Trustee or director | 20 | $5,371 | $0 |
| Ben Leong | Supervisory Committee Trustee or director | 72 | $4,101 | $0 |
| Henry Robinson | Board Member Trustee or director | 45 | $1,877 | $0 |
| Brian Sullivan | Board Member Trustee or director | 38 | $0 | $0 |
| John Quercia | Board Secretary Trustee or director | 35 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3400 N UNIVERSITY DR, COOPER CITY, FL 33024-2242
- In care of
- % BIANA MURNANE
- Mailing address (990-N for 2008)
- 2301 NW 26th STREET BLDG 7, Fort Lauderdale FL 33311
- Principal officer (990 for 2024)
- BIANA MURNANE, 3400 N UNIVERSITY DR, COOPER CITY, FL 33024
- Principal officer (990-N for 2008)
- VICTORIA SHARROW, 2301 NW 26th STREET BLDG 7, FORT LAUDERDALE FL 33311
- Signed the 990
- Natasha Schneider, VP of Finance
- Phone
- (954) 486-2728
- Website
- www.bscu.org
Mission
Credit Union
Program accomplishments
- Income from Credit Unions membership and from investments of members funds provided the foundation from which the organization can function and provide services to its restricted membership.Expenses $50,596,391 · grants $135,359 · revenue $57,338,057
- N A0
- N A0
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 59-0653174
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1970
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2106: STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN
- Assets (IRS master file)
- $907,260,002
- Income (IRS master file)
- $57,994,129
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $57,338,057 | $50,461,031 | $907,260,002 | XML |
| 990 | December 2023 | $47,253,853 | $39,969,439 | $830,730,002 | XML |
| 990 | December 2022 | $37,021,233 | $30,244,931 | $765,497,639 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2008 Officer: VICTORIA SHARROW | December 31, 2008 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 59-0653174).
Questions about STATE CHARTERED CREDIT UNIONS IN FLORIDA
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN FLORIDA is 59-0653174.
- Is STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
- Are donations to STATE CHARTERED CREDIT UNIONS IN FLORIDA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN FLORIDA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN FLORIDA due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN FLORIDA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2024 names BIANA MURNANE.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN FLORIDA?
- The 990 for the year ended December 31, 2024 lists 31 people; 30 received compensation from the organization, the highest $922,714 (Biana Murnane, CEO).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN FLORIDA have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $57,338,057, expenses of $50,461,031 and total assets of $907,260,002 at year end.
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