Nonprofit · EIN 58-1122970
CGR CREDIT UNION
Tax-exempt (reinstated) · MACON, GA 31204
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $8,796,324 | $6,791,881 | $2,004,443 | $117,190,819 | $91,698,868 | $25,491,951 |
| December 31, 2024 | 990 | $8,246,945 | $6,456,559 | $1,790,386 | $112,331,366 | $88,843,857 | $23,487,509 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $5,630,735
- Investment income
- $1,864,082
- Other revenue
- $1,301,507
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $1,862,646
- Salaries, compensation and benefits (total)
- $2,536,233
- Professional fundraising fees
- $0
- Occupancy
- $363,791
- Management and general (functional)
- $6,791,881
Balance sheet and other
- Total assets, start of year
- $112,331,366
- Total assets, end of year
- $117,190,819
- Total liabilities, end of year
- $91,698,868
- Net assets, end of year
- $25,491,951
- Land, buildings and equipment
- $5,806,865
- Gross unrelated business income
- $46,258
- Gross receipts
- $8,796,324
- Employees
- 48
- Volunteers
- 13
- Year formed
- 1971
- State of legal domicile
- GA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CLINT HARPER | CEO/ALCO MEM Trustee or director, Officer | 40 | $216,091 | $42,831 |
| KEVIN CARTER | BOD CHAIR Trustee or director | 1 | $0 | $0 |
| RICHARD JONES | BOD VICECH/A Trustee or director | 1 | $0 | $0 |
| JAMES BRYSON | BOD SEC/AUDC Trustee or director | 1 | $0 | $0 |
| PAUL BARKLEY | BOARD MEM Trustee or director | 1 | $0 | $0 |
| ROBERTA PERMENTER | BOARD MEM/AL Trustee or director | 1 | $0 | $0 |
| GINA KEADLE | BOD MEM/AUD Trustee or director | 1 | $0 | $0 |
| KENAN HODGES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CATHY PATTERSON | AUDIT COMMIT Officer | 1 | $0 | $0 |
| JUDY WARE | AUDIT COM ME Officer | 1 | $0 | $0 |
| KAREN FARR | AUDIT COM ME Officer | 1 | $0 | $0 |
| STEPHANIE PARKER | AUDIT COM ME Officer | 1 | $0 | $0 |
| SUSAN CRAIG | AUDIT COM ME Officer | 1 | $0 | $0 |
| GENEEN RANSAW | AUDIT COM ME Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CLINT HARPER | CEO/ALCO MEM Trustee or director, Officer | 40 | $207,808 | $42,252 |
| KEVIN CARTER | BOD CHAIR Trustee or director | 1 | $0 | $0 |
| RICHARD JONES | BOD VICECH/A Trustee or director | 1 | $0 | $0 |
| JAMES BRYSON | BOD SEC/AUDC Trustee or director | 1 | $0 | $0 |
| PAUL BARKLEY | BOARD MEM Trustee or director | 1 | $0 | $0 |
| ROBERTA PERMENTER | BOARD MEM/AL Trustee or director | 1 | $0 | $0 |
| GINA KEADLE | BOD MEM/AUD Trustee or director | 1 | $0 | $0 |
| KENAN HODGES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CATHY PATTERSON | AUDIT COMMIT Officer | 1 | $0 | $0 |
| JUDY WARE | AUDIT COM ME Officer | 1 | $0 | $0 |
| KAREN FARR | AUDIT COM ME Officer | 1 | $0 | $0 |
| STEPHANIE PARKER | AUDIT COM ME Officer | 1 | $0 | $0 |
| SUSAN CRAIG | AUDIT COM ME Officer | 1 | $0 | $0 |
| GENEEN RANSAW | AUDIT COM ME Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2040 INGLESIDE AVE, MACON, GA 31204-2028
- Principal officer (990 for 2025)
- CLINT HARPER, 2040 INGLESIDE AVE, MACON, GA 31204
- Signed the 990
- CLINT HARPER, CEO/ALCO MEM
- Phone
- (478) 745-0494
- Website
- WWW.CGRCU.ORG
- Return prepared by
- CREDIT UNION AUDIT GROUP
Mission
CGR CREDIT UNION IS A FINANCIAL COOPERATIVE DEDICATED TO PROVIDING SAVINGS AND LOANS TO OUR MEMBERS UTILIZING SAFE BUSINESS PRACTICES. CGR CREDIT UNION IS HERE FOR OUR MEMBERS WHO TRUST US WITH ALL THEIR FINANCIAL BUSINESS AND STAY WITH US FOR LIFE. THE CREDIT PROVIDES SERVICES FOR APPROXIMATELY 11,129 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
Program accomplishments
- THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.Expenses $5,943,804
- THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.Expenses $848,078
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 58-1122970
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2016
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $117,190,819
- Income (IRS master file)
- $8,796,324
Revocation and reinstatement
- Exemption revoked
- May 15, 2011
- Posted by the IRS
- February 22, 2012
- Reinstated
- Effective May 15, 2011
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $8,796,324 | $6,791,881 | $117,190,819 | XML |
| 990 | December 2024 | $8,246,945 | $6,456,559 | $112,331,366 | IRS |
| 990 | December 2023 | $7,339,107 | $5,935,134 | $113,694,844 | IRS |
| 990 | December 2022 | $6,221,996 | $4,981,348 | $113,701,166 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 58-1122970).
Questions about CGR CREDIT UNION
- What is the EIN of CGR CREDIT UNION?
- The employer identification number (EIN) of CGR CREDIT UNION is 58-1122970.
- Is CGR CREDIT UNION tax-exempt?
- Yes. The IRS revoked its exemption on May 15, 2011 and reinstated it effective May 15, 2011.
- Are donations to CGR CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CGR CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CGR CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CGR CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CGR CREDIT UNION?
- The 990 for the year ended December 31, 2025 names CLINT HARPER.
- Who are the officers and directors of CGR CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 14 people; 1 received compensation from the organization, the highest $216,091 (CLINT HARPER, CEO/ALCO MEM).
- How much revenue does CGR CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $8,796,324, expenses of $6,791,881 and total assets of $117,190,819 at year end.
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All nonprofits in MACON · Georgia · Public and societal benefit