Nonprofit · EIN 58-0801176
SOUTHEASTERN FEDERAL CREDIT UNION
Tax-exempt · VALDOSTA, GA 31602
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $27,178,024 | $22,460,203 | $4,717,821 | $417,513,760 | $372,903,767 | $44,609,993 |
| December 31, 2024 | 990 | $23,475,823 | $19,868,820 | $3,607,003 | $391,341,137 | $353,314,457 | $38,026,680 |
| December 31, 2023 | 990 | $19,756,650 | $17,037,298 | $2,719,352 | $374,753,426 | $340,327,580 | $34,425,846 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $23,305,191
- Investment income
- $3,872,833
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $75,604
- Compensation of officers, directors and key employees
- $924,653
- Other salaries and wages
- $5,109,772
- Salaries, compensation and benefits (total)
- $7,527,342
- Professional fundraising fees
- $0
- Legal fees
- $6,802
- Accounting fees
- $102,000
- Occupancy
- $617,974
- Depreciation
- $659,763
Balance sheet and other
- Total assets, start of year
- $391,341,137
- Total assets, end of year
- $417,513,760
- Total liabilities, end of year
- $372,903,767
- Net assets, end of year
- $44,609,993
- Land, buildings and equipment
- $10,151,992
- Publicly traded securities
- $62,388,894
- Gross unrelated business income
- $95,875
- Gross receipts
- $27,178,024
- Employees
- 124
- Volunteers
- 7
- Year formed
- 1953
- State of legal domicile
- GA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL E GUDELY | PRESIDENT/CEO Officer | 40 | $288,881 | $48,149 |
| JENNIFER STASIO | SVP/CFO Officer | 40 | $219,882 | $34,052 |
| ERIC BENNETT | VP CLO Officer | 40 | $167,155 | $23,274 |
| GEORGE EDDIE SMITH | SR BUSINESS DEVELOPMENT Highest-paid employee | 40 | $136,574 | $21,654 |
| JEREMY HATCHER | AVP BUSINESS SERVICES Highest-paid employee | 40 | $128,601 | $20,974 |
| MITCHELL BURTON | VP OF RETAIL Officer | 40 | $122,744 | $20,516 |
| BERRY TANNER | WAYCROSS AREA EXECUTIVE Highest-paid employee | 40 | $128,939 | $11,317 |
| CHIP CARROLL | AREA EXECUTIVE Highest-paid employee | 40 | $101,043 | $19,156 |
| WAYNE PLUMLY | BOARD - CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| C ANTHONY PAYTON | BOARD - VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| VALERIE BRYANT | BOARD - TREASURER Trustee or director | 1 | $0 | $0 |
| JERRY PERMENTER | BOARD - SECRETARY Trustee or director | 1 | $0 | $0 |
| STEPHEN SAINZ | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLINT BUSH | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHARLES EIDSON | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EDWARD MICHAEL GUDELY | PRESIDENT/CEO Officer | 40 | $289,892 | $52,583 |
| JENNIFER STASIO | SVP/CFO Officer | 40 | $194,413 | $35,663 |
| ERIC BENNETT | VP CLO Officer | 40 | $155,280 | $23,125 |
| EDDIE SMITH | BUSINESS DEVELOPMENT Highest-paid employee | 40 | $126,440 | $20,321 |
| JEREMY HATCHER | AVP COMMERCIAL LENDING Highest-paid employee | 40 | $116,789 | $25,947 |
| BERRY TANNER | WAYCROSS AREA EXECUTIVE Highest-paid employee | 40 | $128,624 | $12,061 |
| MITCHELL BURTON | VP RETAIL SERVICES Officer | 40 | $110,183 | $19,447 |
| WAYNE PLUMLY | BOARD - CHAIRPESON Trustee or director | 1 | $0 | $0 |
| C ANTHONY PAYTON | BOARD - VICE CHAIRPESON Trustee or director | 1 | $0 | $0 |
| VALERIE BRYANT | BOARD - TREASURER Trustee or director | 1 | $0 | $0 |
| JERRY PERMENTER | BOARD - SECRETARY Trustee or director | 1 | $0 | $0 |
| STEPHEN SAINZ | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| CLINT BUSH | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHARLES EIDSON | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EDWARD MICHAEL GUDELY | PRESIDENT/CEO Officer | 40 | $321,004 | $47,732 |
| JENNIFER STASIO | SVP/CFO Officer | 40 | $192,770 | $36,858 |
| EDDIE SMITH | BUSINESS DEVELOPMENT Highest-paid employee | 40 | $162,847 | $15,694 |
| ERIC BENNETT | VP CLO Officer | 40 | $152,055 | $21,135 |
| BERRY TANNER | WAYCROSS AREA EXECUTIVE Highest-paid employee | 40 | $133,934 | $12,142 |
| JEREMY HATCHER | AVP COMMERCIAL LENDING Highest-paid employee | 40 | $106,515 | $15,133 |
| MITCHELL BURTON | VP RETAIL SERVICES Officer | 40 | $101,252 | $16,597 |
| CHARLES EIDSON | BOARD - CHAIRPESON Trustee or director | 1 | $0 | $0 |
| WAYNE PLUMLY | BOARD - VICE CHAIRPESON Trustee or director | 1 | $0 | $0 |
| C ANTHONY PAYTON | BOARD - TREASURER Trustee or director | 1 | $0 | $0 |
| JERRY PERMENTER | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| VALERIE BRYANT | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROY MCNEAL | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| DR DUSTIN KILBY | BOARD - SECRETARY Trustee or director | 1 | $0 | $0 |
| LEANNA PLEDGER | BOARD - DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3501 N VALDOSTA RD, VALDOSTA, GA 31602-1068
- Principal officer (990 for 2025)
- JENNIFER STASIO, PO BOX 2067, VALDOSTA, GA 316042067
- Signed the 990
- JENNIFER STASIO, PRESIDENT/CEO
- Phone
- (229) 244-2732
- Website
- WWW.SOUTHEASTERNCU.COM
- Return prepared by
- DOEREN MAYHEW
Mission
SOUTHEASTERN CREDIT UNION IS A COMMUNITY CHARTERED ORGANIZATION COVERING FOURTEEN SOUTH GEORGIA COUNTIES (BENN HILL, BERRIEN, BROOKS, COLQUITT, COOK, ECHOLS, IRWIN, LANIER, LOWNDES, THOMAS, TIFT, TURNER, WARE, AND PIERCE). SOUTHEASTERN CREDIT UNION IS DEDICATED TO DELIVERING VALUE WHILE PROVIDING LEGENDARY SERVICE.
Program accomplishments
- SOUTHEASTERN CREDIT UNION SERVED THE FINANCIAL NEEDS OF 24,064 MEMBERS IN 2025. THE CREDIT UNION PROVIDED CONSUMER AND BUSINESS LOANS AND HELD DEPOSITS TOTALING $316,242,091 AND $366,778,122 RESPECTIVELY, THROUGH NINE FULL-SERVICE LOCATIONS.
- SOUTHEASTERN CREDIT UNION STRIVES TO BE A RESPONSIBLE COMMUNITY CITIZEN, ACTIVELY PARTICIPATING IN NUMEROUS COMMUNITY SERVICE ACTIVITIES AND DONATING OVER $75,000 TO LOCAL SCHOOLS AND CHARITABLE ORGANIZATIONS. THE CREDIT UNION, ALONG WITH ITS EMPLOYEES, CONTRIBUTES TO THE UNITED WAY.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 58-0801176
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2017
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $417,513,760
- Income (IRS master file)
- $27,178,024
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $27,178,024 | $22,460,203 | $417,513,760 | XML |
| 990 | December 2024 | $23,475,823 | $19,868,820 | $391,341,137 | XML |
| 990 | December 2023 | $19,756,650 | $17,037,298 | $374,753,426 | XML |
| 990 | December 2022 | $15,882,953 | $12,752,800 | $341,470,817 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 58-0801176).
Questions about SOUTHEASTERN FEDERAL CREDIT UNION
- What is the EIN of SOUTHEASTERN FEDERAL CREDIT UNION?
- The employer identification number (EIN) of SOUTHEASTERN FEDERAL CREDIT UNION is 58-0801176.
- Is SOUTHEASTERN FEDERAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2017.
- Are donations to SOUTHEASTERN FEDERAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does SOUTHEASTERN FEDERAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of SOUTHEASTERN FEDERAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SOUTHEASTERN FEDERAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of SOUTHEASTERN FEDERAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names JENNIFER STASIO.
- Who are the officers and directors of SOUTHEASTERN FEDERAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 15 people; 8 received compensation from the organization, the highest $288,881 (MICHAEL E GUDELY, PRESIDENT/CEO).
- How much revenue does SOUTHEASTERN FEDERAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $27,178,024, expenses of $22,460,203 and total assets of $417,513,760 at year end.
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All nonprofits in VALDOSTA · Georgia · Public and societal benefit