Nonprofit · EIN 57-0379898
CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA
Also known as SANTEE COOPER CREDIT UNION
Tax-exempt · MONCKS CORNER, SC 29461
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,852,341 | $4,374,054 | $1,478,287 | $89,122,932 | $75,342,007 | $13,780,925 |
| December 31, 2024 | 990 | $5,458,788 | $3,778,599 | $1,680,189 | $77,885,740 | $65,564,825 | $12,320,915 |
| December 31, 2023 | 990 | $4,497,182 | $3,013,923 | $1,483,259 | $80,012,284 | $69,390,219 | $10,622,065 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $3,517,047
- Investment income
- $1,043,053
- Other revenue
- $1,292,241
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $1,450,378
- Salaries, compensation and benefits (total)
- $1,999,812
- Professional fundraising fees
- $0
- Occupancy
- $145,629
- Travel
- $151,781
- Depreciation
- $70,675
- Program services (functional)
- $4,166,830
- Management and general (functional)
- $207,224
Balance sheet and other
- Total assets, start of year
- $77,885,740
- Total assets, end of year
- $89,122,932
- Total liabilities, end of year
- $75,342,007
- Net assets, end of year
- $13,780,925
- Land, buildings and equipment
- $686,234
- Gross receipts
- $5,852,341
- Employees
- 29
- Year formed
- 1953
- State of legal domicile
- SC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TRAVIS L ALLEN | PRESIDENT/CE Highest-paid employee | 40 | $157,752 |
| RHONDA ROSENBERGER | VICE PRESIDE Officer | 40 | $120,143 |
| NANCY M JONES | INTERIM PRES Officer | 40 | $103,441 |
| LYNN RAY | VICE PRESIDE Officer | 40 | $103,090 |
| WILLIAM K BARLOW | BOARD MEMBER Trustee or director | 1 | $0 |
| YAJAIRA BESS | SECRETARY Trustee or director | 1 | $0 |
| ROSA LEE DEAVERS | CHAIR Trustee or director | 1 | $0 |
| WILLIAM FINN | BOARD MEMBER Trustee or director | 1 | $0 |
| JOHN FONDREN | BOARD MEMBER Trustee or director | 1 | $0 |
| VERNON HARDEE | BOARD MEMBER Trustee or director | 1 | $0 |
| DENNY THOMPSON | TREASURER Trustee or director | 1 | $0 |
| KAREN WHALEY | VICE CHAIR Trustee or director | 1 | $0 |
| CHRIS WILSON | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| NANCY M JONES | INTERIM PRES Officer | 40 | $124,653 |
| RHONDA ROSENBERGER | VICE PRESIDE Officer | 40 | $102,155 |
| WILLIAM K BARLOW | BOARD MEMBER Trustee or director | – | $0 |
| YAJAIRA BESS | SECRETARY Trustee or director | – | $0 |
| ROSA LEE DEAVERS | CHAIR Trustee or director | – | $0 |
| WILLIAM FINN | BOARD MEMBER Trustee or director | – | $0 |
| JOHN FONDREN | BOARD MEMBER Trustee or director | – | $0 |
| VERNON HARDEE | BOARD MEMBER Trustee or director | – | $0 |
| DENNY THOMPSON | TREASURER Trustee or director | – | $0 |
| KAREN WHALEY | VICE CHAIR Trustee or director | – | $0 |
| CHRIS WILSON | BOARD MEMBER Trustee or director | – | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MELYNDA CIOCHETTI CHAMPION | FORMER PRESI Former | 40 | $228,615 | $22,431 |
| NANCY M JONES | INTERIM PRES Officer | 40 | $107,621 | $16,078 |
| RHONDA ROSENBERGER | VICE PRESIDE Officer | 40 | $104,575 | $12,275 |
| WILLIAM K BARLOW | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| YAJAIRA BESS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ROSA LEE DEAVERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| WILLIAM FINN | CHAIR Trustee or director | 1 | $0 | $0 |
| JOHN FONDREN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| VERNON HARDEE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENNY THOMPSON | TREASURER Trustee or director | 1 | $0 | $0 |
| KAREN WHALEY | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| CHRIS WILSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 612 REMBERT C DENNIS BLVD, MONCKS CORNER, SC 29461-3104
- In care of
- % MELYNDA CIOCHETTI
- Principal officer (990 for 2025)
- TRAVIS L ALLEN, 612 REMBERT C DENNIS BLVD, MONCKS CORNER, SC 29461
- Signed the 990
- TRAVIS L ALLEN, PRESIDENT/CEO
- Phone
- (843) 761-4001
- Return prepared by
- CANTEY TILLER PIERCE & GREEN LLP
Mission
SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORABLE LOANS TO QUALIFIED MEMBERS.
Program accomplishments
- SANTEE COOPER CREDIT UNION IS A STATE CHARTERED CREDIT UNION PROVIDING TWO PRIMARY NEEDS. THE FIRST IS THAT OF PROVIDING A CONVENIENT DEPOSITORY FOR ITS MEMBERS' FUNDS WHEREBY INDIVIDUALS MAY ENGAGE IN A SYSTEMATIC PLAN OF SAVINGS AND EARN A COMPETITIVE RATE OF RETURN. SECONDLY, THE CREDIT UNION SERVES AS A SOURCE OF FINANCIAL ASSISTANCE TO AID ITS MEMBERS WITH THEIR CONSUMER AND FINANCIAL NEEDS BY PROVIDING REASONABLE AND AFFORDABLE LOANS TO QUALIFIED MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 57-0379898
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1968
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1953: CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA
- Assets (IRS master file)
- $89,122,932
- Income (IRS master file)
- $5,852,341
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,852,341 | $4,374,054 | $89,122,932 | XML |
| 990 | December 2024 | $5,458,788 | $3,778,599 | $77,885,740 | IRS |
| 990 | December 2023 | $4,497,182 | $3,013,923 | $80,012,284 | XML |
| 990 | December 2022 | $3,214,849 | $2,418,303 | $78,167,946 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 57-0379898).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA is 57-0379898.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA?
- The 990 for the year ended December 31, 2025 names TRAVIS L ALLEN.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA?
- The 990 for the year ended December 31, 2025 lists 13 people; 4 received compensation from the organization, the highest $157,752 (TRAVIS L ALLEN, PRESIDENT/CE).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF SOUTH CAROLINA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,852,341, expenses of $4,374,054 and total assets of $89,122,932 at year end.
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