Nonprofit · EIN 56-6054784
STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA
Also known as AMY WOODY
Tax-exempt · WAYNESVILLE, NC 28786
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $23,409,328 | $20,529,846 | $2,879,482 | $365,932,522 | $325,254,053 | $40,678,469 |
| December 31, 2024 | 990 | $21,766,382 | $18,997,747 | $2,768,635 | $347,974,427 | $310,147,879 | $37,826,548 |
| December 31, 2023 | 990 | $20,412,469 | $16,007,325 | $4,405,144 | $340,964,502 | $305,908,793 | $35,055,709 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $23,409,328
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $3,205,111
- Compensation of officers, directors and key employees
- $1,353,268
- Other salaries and wages
- $4,862,452
- Salaries, compensation and benefits (total)
- $7,762,004
- Professional fundraising fees
- $0
- Occupancy
- $723,748
- Program services (functional)
- $20,529,846
Balance sheet and other
- Total assets, start of year
- $347,974,427
- Total assets, end of year
- $365,932,522
- Total liabilities, end of year
- $325,254,053
- Net assets, end of year
- $40,678,469
- Land, buildings and equipment
- $12,915,401
- Gross receipts
- $23,409,328
- Employees
- 101
- Volunteers
- 10
- Year formed
- 1963
- State of legal domicile
- NC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| SUZIE SHOOK | EVP Highest-paid employee | 40 | $384,454 |
| TANYA HASKETT | VP Highest-paid employee | 40 | $326,623 |
| AMY S WOODY | CEO Highest-paid employee | 40 | $308,149 |
| CHARLES J REECE | HR DIRECTOR Highest-paid employee | 40 | $167,258 |
| MICHAEL J STAWICKI | CHIEF FINANCIAL OFFICER Highest-paid employee | 40 | $166,784 |
| ROY KEITHLEY | DIRECTOR Trustee or director | 0 | $0 |
| ROBBIE OWNBY | DIRECTOR Trustee or director | 0 | $0 |
| SHERRI ROGERS | DIRECTOR Trustee or director | 0 | $0 |
| DAVID BLANTON | DIRECTOR Trustee or director | 0 | $0 |
| JOEY WEBB | DIRECTOR Trustee or director | 0 | $0 |
| BRYAN INGLE | DIRECTOR Trustee or director | 0 | $0 |
| JULIE NEWLAND | DIRECTOR Trustee or director | 0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| AMY S WOODY | CEO Highest-paid employee | 40 | $284,885 |
| TANYA HASKETT | VP LENDING Highest-paid employee | 40 | $172,920 |
| SUZIE SHOOK | VP RISK MGMT AND OPERATIONS Highest-paid employee | 40 | $162,945 |
| MICHAEL J STAWICKI | CHIEF FINANCIAL OFFICER Highest-paid employee | 40 | $158,217 |
| CHARLES J REECE | HR DIRECTOR Highest-paid employee | 40 | $150,827 |
| CHRIS ANGEL | VP Highest-paid employee | 40 | $134,224 |
| JARED MORGAN | IT Highest-paid employee | 40 | $133,261 |
| ROY KEITHLEY | DIRECTOR Trustee or director | 0 | $0 |
| ROBBIE OWENBEY | DIRECTOR Trustee or director | 0 | $0 |
| SHERRI RODGERS | BOD TREASURER Trustee or director | 0 | $0 |
| CINDY RAMSEY | BOD SECRETARY Trustee or director | 0 | $0 |
| DAVID BLANTON | BOD VICE CHAIR Trustee or director | 0 | $0 |
| JOEY WEBB | BOD CHAIR Trustee or director | 0 | $0 |
| BRYAN INGLE | DIRECTOR Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| AMY S WOODY | CEO Highest-paid employee | 40 | $279,027 |
| TANYA HASKETT | VP LENDING Highest-paid employee | 40 | $169,244 |
| SUZIE SHOOK | VP RISK MGMT AND OPERATIONS Highest-paid employee | 40 | $162,482 |
| MICHAEL J STAWICKI | CHIEF FINANCIAL OFFICER Highest-paid employee | 40 | $159,290 |
| CHARLES J REECE | HR DIRECTOR Highest-paid employee | 40 | $151,357 |
| JOEY WEBB | BOD CHAIR Trustee or director | 0 | $0 |
| DAVID BLANTON | BOD TREASURER Trustee or director | 0 | $0 |
| BRYAN INGLE | SUPERVISORY COMMITTEE Trustee or director | 0 | $0 |
| LANEAH DYSON | SUPERVISORY COMMITTEE Trustee or director | 0 | $0 |
| ROY KEITHLEY | DIRECTOR Trustee or director | 0 | $0 |
| CINDY RAMSEY | BOD SECRETARY Trustee or director | 0 | $0 |
| DON COOPER | BOD VICE CHAIR Trustee or director | 0 | $0 |
| ROBBIE OWENBEY | DIRECTOR Trustee or director | 0 | $0 |
| SHERRI RODGERS | DIRECTOR Trustee or director | 0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 390, WAYNESVILLE, NC 28786-0390
- In care of
- % SUZIE SHOOK
- Signed the 990
- MICHAEL J STAWICKI, CFO
- Phone
- (828) 456-8627
- Website
- WWW.MOUNTAINCU.ORG
- Return prepared by
- Peters and Associates
Mission
STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 31,129 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.
Program accomplishments
- STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 31,129 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. ALL OF OUR REVENUES AND EXPENSES ARE RELATED TO THIS PURPOSE.Expenses $20,529,846 · revenue $23,409,328
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 56-6054784
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2032: STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA
- Assets (IRS master file)
- $365,932,522
- Income (IRS master file)
- $23,409,328
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $23,409,328 | $20,529,846 | $365,932,522 | IRS |
| 990 | December 2024 | $21,766,382 | $18,997,747 | $347,974,427 | IRS |
| 990 | December 2023 | $20,412,469 | $16,007,325 | $340,964,502 | XML |
| 990 | December 2022 | $17,481,627 | $12,490,697 | $333,072,854 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 56-6054784).
Questions about STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA is 56-6054784.
- Is STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA?
- The 990 for the year ended December 31, 2025 lists 12 people; 5 received compensation from the organization, the highest $384,454 (SUZIE SHOOK, EVP).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $23,409,328, expenses of $20,529,846 and total assets of $365,932,522 at year end.
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