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Nonprofit · EIN 54-1837741

MONEY MANAGEMENT INTERNATIONAL INC

Tax-exempt · STAFFORD, TX 77477

Financials

$33.8M$44.4M2023$36.4M$43.6M2024$54.3M$51.3M2025
Revenue Expenses · by fiscal year end
Financials of MONEY MANAGEMENT INTERNATIONAL INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$54,349,917$51,339,165$3,010,752$48,654,660$21,157,295$27,497,365
December 31, 2024990$36,397,263$43,615,064-$7,217,801$50,449,486$27,386,647$23,062,839
December 31, 2023990$33,800,018$44,400,693-$10,600,675$45,583,543$17,707,484$27,876,059
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$10,946,128
of which government grants
$6,130,309
Program service revenue
$33,696,567
Investment income
$2,570,229
Net gain from sales of assets
$1,916,923
Other revenue
$7,136,993

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$3,662,435
Other salaries and wages
$20,372,152
Salaries, compensation and benefits (total)
$29,557,353
Professional fundraising fees
$0
Legal fees
$344,737
Accounting fees
$215,212
Occupancy
$808,934
Travel
$166,608
Depreciation
$1,219,281
Program services (functional)
$36,386,167
Management and general (functional)
$13,759,442
Fundraising (functional)
$1,193,556

Balance sheet and other

Total assets, start of year
$50,449,486
Total assets, end of year
$48,654,660
Total liabilities, end of year
$21,157,295
Net assets, end of year
$27,497,365
Land, buildings and equipment
$4,945,387
Publicly traded securities
$22,613,238
Net assets without donor restrictions
$27,497,365
Gross unrelated business income
$4,285,222
Gross receipts
$58,907,164
Employees
306
Volunteers
10
Year formed
2002
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationFrom related orgsOther / benefits
JAMES S TRIGGSPRESIDENT & CEO
Trustee or director, Officer
40$514,487$0$53,714
MICHAEL STODDARDCHIEF TECHNOLOGY OFFICER
Officer
40$317,051$0$31,829
LYLE LANSDELLCHIEF FINANCIAL OFFICER/TREASURER
Officer
40$295,419$0$38,626
MICHELLE JONESCHIEF EXTERNAL AFFAIRS OFFICER
Officer
40$270,058$0$53,714
ROBERT P CZYZEWSKICHIEF OPERATING OFFICER
Officer
40$242,914$0$53,180
ZYNDA SELLERSCHIEF COMPLIANCE OFFICER
Officer
40$247,006$0$37,489
HELENE D RAYNAUDSR. VP, HOUSING INITIATIVES
Key employee
40$237,205$0$32,971
THOMAS DE POYSR. VP, IND. RELATIONS
Key employee
40$200,012$0$6,485
MATTHEW K MUELLERDIRECTOR, INFORMATION TECHNOLOGY
Key employee
40$183,743$0$4,383
JOHANNA L SAMARAVP DEBT RESOLUTION PROGRAMS
Key employee
40$181,728$0$2,252
CHELSEA L TAYLORSR. VP HUMAN RESOURCES
Key employee
40$177,759$0$2,555
TYRA TURNQUESTSR. DIRECTOR INFORMATION TECHNOLOGY
Key employee
40$163,211$0$4,374
DANIEL LEVINEFORMER CHIEF TECHNOLOGY OFFICER
Former
0$165,500$0$0
TRAN NGOMANAGER INFORMATION TECHNOLOGY
Highest-paid employee
40$150,648$0$5,017
SCOTT HANNUMCALLCENTERED PRESIDENT & COO
Key employee
40$0$150,777$4,818
15 more people on this return
NameTitleHours / weekCompensationFrom related orgsOther / benefits
EMANUEL RIVEROVP OPERATIONS
Key employee
40$152,266$0$2,409
ERIC OWENCALLCENTERED VP, BUSINESS DEV.
Highest-paid employee
40$0$140,993$4,818
IRENE ELIZABETH URIARTE ISABELLSR. DIRECTOR, DEBT CONSULTING
Highest-paid employee
40$142,262$0$1,714
SCOTT R CALDWELLSR. DATABASE ADMINISTRATOR
Highest-paid employee
40$138,985$0$3,644
MELISSA A QUARIVP INFOSEC, RISK , AND BUS. CONT.
Highest-paid employee
40$135,347$0$4,711
KAREN ANCILLAICHAIR
Trustee or director, Officer
3$0$0$0
MARIA C ALONSODIRECTOR
Trustee or director
3$0$0$0
ANNE-MARIE BAKERDIRECTOR
Trustee or director
3$0$0$0
DONNA CARRDIRECTOR
Trustee or director
3$0$0$0
ELIZABETH HOTZEDIRECTOR
Trustee or director
3$0$0$0
JERRY NEMORINDIRECTOR
Trustee or director
3$0$0$0
MANUEL MARIO PERDOMODIRECTOR
Trustee or director
3$0$0$0
WILLIAM A PUPODIRECTOR
Trustee or director
3$0$0$0
SUE RANKINDIRECTOR
Trustee or director
3$0$0$0
GEORGE TORRESDIRECTOR
Trustee or director
3$0$0$0
990 for the year ended December 31, 2024: 25 people
NameTitleHours / weekCompensationOther / benefits
JAMES TRIGGSPRESIDENT & CEO
Trustee or director, Officer
40$530,479$47,803
LYLE LANSDELLCHIEF FINANCIAL OFFICER/TREASURER
Officer
40$338,053$34,638
MICHELLE JONESCHIEF EXTERNAL AFFAIRS OFFICER
Officer
40$308,712$47,711
JAIME E PAYNEVICE PRESIDENT OPTS. (OUTGOING)
Key employee
40$312,859$32,842
ROBERT CZYZEWSKICHIEF OPERATING OFFICER
Officer
40$262,492$44,263
HELENE RAYNAUDSR. VP OF HOUSING INITIATIVES
Key employee
40$266,515$33,483
ZYNDA SELLERSCHIEF COMPLIANCE OFFICER
Officer
40$262,139$33,958
DANIEL LEVINECHIEF TECH. OFFICER (OUTGOING)
Officer
40$255,109$38,797
THOMAS DE POYSR. VICE PRESIDENT, IND. RELATIONS
Key employee
40$227,371$6,784
ERIC OWENSR. VP BUSINESS DEVELOPMENT
Highest-paid employee
40$150,636$50,429
CHELSEA LOUISE TAYLORSR. VICE PRES., HUMAN RESOURCES
Key employee
40$164,827$21,532
MELISSA OUARIVP INFOSEC, RISK, AND BUSS. CONT.
Highest-paid employee
40$141,906$37,896
MATTHEW KIRK MUELLERSR. DIRECTOR, INFORMATION TECH
Highest-paid employee
40$140,665$28,954
SUSAN THOMPSONSR. VP HOUSING INIT. (OUTGOING)
Highest-paid employee
40$149,599$17,221
SCOTT ROBERT CALDWELLSR. DATABASE ADMINISTRATOR
Highest-paid employee
40$142,293$3,551
ANNE-MARIE BAKERDIRECTOR
Trustee or director
3$0$0
DONNA CARRDIRECTOR
Trustee or director
3$0$0
ELIZABETH HOTZEDIRECTOR
Trustee or director
3$0$0
GEORGE TORRESDIRECTOR
Trustee or director
3$0$0
GREG MCBRIDEDIRECTOR
Trustee or director
3$0$0
JERRY NEMORINDIRECTOR
Trustee or director
3$0$0
KAREN ANCILLAICHAIR
Trustee or director, Officer
3$0$0
MANUEL MARIO PERDOMODIRECTOR
Trustee or director
3$0$0
MARIA C ALONSODIRECTOR
Trustee or director
3$0$0
WILLIAM A PUPODIRECTOR
Trustee or director
3$0$0
990 for the year ended December 31, 2023: 25 people
NameTitleHours / weekCompensationOther / benefits
JIM TRIGGSPRESIDENT & CEO
Trustee or director, Officer
40$470,363$38,795
LYLE LANSDELLCHIEF FINANCIAL OFFICER
Officer
40$343,411$30,625
MICHELLE JONESCHIEF EXTERNAL AFFAIRS OFFICER
Officer
40$317,615$41,024
DANIEL LEVINECHIEF TECHNOLOGY OFFICER
Officer
40$260,039$41,118
ZYNDA SELLERSCHIEF COMPLIANCE OFFICER
Officer
40$265,818$30,193
THOMAS DE POYSR. VICE PRESIDENT, IND RELATIONS
Key employee
40$221,135$6,628
JAIME E PAYNEVICE PRESIDENT OPERATIONS
Key employee
40$185,462$26,662
CHRIS T RAYVICE PRESIDENT, MARKETING
Highest-paid employee
40$157,519$29,848
CHRISTOPHER FONTENOTVICE PRESIDENT, INFORMATION TECH
Key employee
40$162,516$13,710
CHELSEA LOUISE TAYLORSR. VICE PRESIDENT, HUMAN RESOURCES
Key employee
40$158,268$10,294
MATTHEW KIRK MUELLERDIRECTOR, INFORMATION TECH
Highest-paid employee
40$148,538$4,174
SCOTT ROBERT CALDWELLSR. DATABASE ADMINISTRATOR
Highest-paid employee
40$141,131$2,205
ROBERT M LUKASOFTWARE DEVELOPER 4
Highest-paid employee
40$129,937$4,196
FRANK A WILLIAMSSYSTEMS ADMINISTRATOR 4
Highest-paid employee
40$124,905$1,834
ROBB CZYZEWSKICHIEF OPERATING OFFICER
Officer
40$94,075$8,393
KAREN ANCILLAICHAIR
Trustee or director, Officer
3$0$0
GREG MCBRIDEDIRECTOR
Trustee or director
3$0$0
ELIZABETH HOTZEDIRECTOR
Trustee or director
3$0$0
WILLIAM A PUPODIRECTOR
Trustee or director
3$0$0
MANUEL MARIO PERDOMODIRECTOR
Trustee or director
3$0$0
ANNE-MARIE BAKERDIRECTOR
Trustee or director
3$0$0
JERRY NEMORINDIRECTOR
Trustee or director
3$0$0
MARIA C ALONSODIRECTOR
Trustee or director
3$0$0
DONNA CARRDIRECTOR
Trustee or director
3$0$0
GEORGE TORRESDIRECTOR
Trustee or director
3$0$0

Address and contacts

Address (IRS master file)
12603 SOUTHWEST FREEWAY, STAFFORD, TX 77477-3820
In care of
% LYLE LANSDELL
Principal officer (990 for 2025)
JAMES TRIGGS, 2401 W PEORIA 350, PHOENIX, AZ 85029
Signed the 990
JAMES TRIGGS, CHIEF EXECUTIVE OFFICER
Phone
(602) 246-4520
Return prepared by
CLIFTONLARSONALLEN LLP

Mission

TO IMPROVE LIVES THROUGH FINANCIAL EDUCATION.

990 for the year ended December 31, 2025

Program accomplishments

  • CREDIT COUNSELING & DEBT MANAGEMENT:MONEY MANAGEMENT INTERNATIONAL (MMI) PROVIDES FINANCIAL COUNSELING AND EDUCATION TO ASSIST INDIVIDUALS AND FAMILIES WITH BUDGETING, DEBT MANAGEMENT, AND FINANCIAL GOAL SETTING. CERTIFIED CREDIT COUNSELORS ASSESS EACH CONSUMER'S FINANCIAL SITUATION, DEVELOP SPENDING PLANS, AND RECOMMEND APPROPRIATE ACTIONS.CONSUMERS MAY ENROLL IN DEBT MANAGEMENT PLANS (DMPS) FOR STRUCTURED REPAYMENT OF UNSECURED DEBT. ONGOING COUNSELING AND ADMINISTRATIVE SUPPORT ARE PROVIDED THROUGHOUT THE PROGRAM. ALL COUNSELORS COMPLETE REQUIRED TRAINING AND MAINTAIN INDEPENDENT CERTIFICATION.MMI DELIVERS EDUCATION THROUGH IN-PERSON SESSIONS, WEBINARS, AND SELF-PACED MODULES. PROGRAM OUTCOMES INDICATE THAT A MAJORITY OF CONSUMERS COMPLETING DMPS FULLY REPAY THEIR ENROLLED DEBT, WITH ADDITIONAL CONSUMERS ABLE TO RESUME DIRECT CREDITOR PAYMENTS.IN 2025 MMI PROVIDED 80,620 DEBT & BUDGET COUNSELING SESSIONS. ANOTHER 69,078 HOUSEHOLDS RECEIVED DEBT MANAGEMENT SUPPORT AND REPAYING $287MM IN UNSECURED DEBT. ON AVERAGE, PARTICIPANTS EXPERIENCE SIGNIFICANTLY REDUCED INTEREST RATES, MEANINGFUL SAVINGS OVER TIME, AND IMPROVED CREDIT PROFILES.
    Expenses $25,193,509 · revenue $26,126,206
  • HOUSING COUNSELING & EDUCATION:MMI PROVIDES HOUSING COUNSELING SERVICES TO SUPPORT HOME RETENTION, RENTAL STABILITY, AND INFORMED HOMEOWNERSHIP. SERVICES INCLUDE FORECLOSURE PREVENTION, RENTAL COUNSELING, DISASTER RECOVERY (PROJECT PORCHLIGHT), POST-MODIFICATION SUPPORT, AND REVERSE MORTGAGE COUNSELING AND DEFAULT PREVENTION.MMI ALSO DELIVERS HOMEBUYER EDUCATION AND POST-PURCHASE SUPPORT THROUGH ITS BORROWER SUCCESS PROGRAM, WHICH PROVIDES ONGOING COMMUNICATION AND RESOURCES TO HOMEOWNERS.AS A HUD-APPROVED HOUSING COUNSELING AGENCY, MMI PROMOTES FAIR HOUSING, ENSURES ACCESSIBILITY FOR PERSONS WITH DISABILITIES, AND PROVIDES LANGUAGE ASSISTANCE FOR INDIVIDUALS WITH LIMITED ENGLISH PROFICIENCY. FUNDING IS PROVIDED THROUGH HUD AND CONTRACTUAL PARTNERSHIPS. IN 2025 MMI PROVIDED 137,365 COUNSELING & EDUCATION EXPERIENCES ACROSS ITS WIDE RANGING HOUSING COUNSELING AND CASE MANAGEMENT SERVICES.
    Expenses $6,281,776 · revenue $5,761,027
  • CREDIT COUNSELING AND DEBT RESOLUTION:MMI LAUNCHED DEBT RESOLUTION SERVICES IN LATE 2024 TO PROVIDE AN ADDITIONAL OPTION FOR CONSUMERS EXPERIENCING FINANCIAL HARDSHIP. THE PROGRAM OFFERS CONSULTATION WITH CERTIFIED SPECIALISTS AND, FOR ENROLLED PARTICIPANTS, NEGOTIATED SETTLEMENT OF UNSECURED DEBTS.CONSUMERS MAKE A SINGLE MONTHLY PROGRAM DEPOSIT TO FUND SETTLEMENTS AND ADMINISTRATIVE COSTS. LEGAL SUPPORT MAY BE PROVIDED WHEN APPROPRIATE. STAFF COMPLETE TRAINING IN DEBT NEGOTIATION, CONSUMER PROTECTION, AND HARDSHIP ASSESSMENT, AND ONGOING EDUCATION IS PROVIDED TO PARTICIPANTS.AS AN EMERGING PROGRAM, THIS PROGRAM SERVED 624 FAMILIES IN 2025.
    Expenses $2,867,895 · revenue $242,226
  • AGENCY SUPPORT SERVICES:MMI OPERATES THE NEVADA 211 CALL CENTER UNDER CONTRACT WITH THE STATE OF NEVADA, SUPPORTING A STATEWIDE INFORMATION AND REFERRAL SYSTEM OVERSEEN BY THE NEVADA DEPARTMENT OF HEALTH AND HUMAN SERVICES.NEVADA 211 CONNECTS INDIVIDUALS TO SERVICES INCLUDING HEALTHCARE, HOUSING, FOOD, UTILITIES, TRANSPORTATION, AND CHILDCARE. TRAINED SPECIALISTS ASSIST USERS IN IDENTIFYING AND ACCESSING APPROPRIATE RESOURCES.THE PROGRAM MAINTAINS A DATABASE OF OVER A THOUSAND AGENCIES AND SEVERAL THOUSAND PROGRAMS. ANNUALLY, NEVADA 211 SERVES HUNDREDS OF THOUSANDS OF INDIVIDUALS THROUGH MULTIPLE COMMUNICATION CHANNELS AND CONDUCTS COMMUNITY OUTREACH, INCLUDING TARGETED EFFORTS IN RURAL AREAS.
    Expenses $1,877,248 · revenue $934,399
  • BANKRUPTCY COUNSELING AND EDUCATION:MMI IS APPROVED TO PROVIDE PRE-FILING BANKRUPTCY COUNSELING AND PRE-DISCHARGE EDUCATION IN COMPLIANCE WITH THE U.S. BANKRUPTCY CODE. THESE SERVICES INCLUDE ISSUANCE OF REQUIRED CERTIFICATES. MMI SUPPORTS HUNDREDS OF CONSUMERS ANNUALLY THROUGH BANKRUPTCY COUNSELING AND EDUCATION AND ALSO PROVIDES ADDITIONAL SERVICES, INCLUDING STUDENT LOAN COUNSELING. IN 2025, MMI PROVIDED 674 PRE-FILING BANKRUPTCY SESSION AND 116,236 HOURS OF FINANCIAL EDUCATION.
    Expenses $165,739 · revenue $632,709

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
54-1837741
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (509(a)(2))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2003
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$48,654,660
Income (IRS master file)
$58,907,164

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$54,349,917$51,339,165$48,654,660IRS
990-TDecember 2025–––IRS
990December 2024$36,397,263$43,615,064$50,449,486IRS
990-TDecember 2024–––IRS
990December 2023$33,800,018$44,400,693$45,583,543XML
990-TDecember 2023–––IRS
990December 2022$37,250,721$39,688,089$39,941,484IRS
990-TDecember 2022–––IRS
990December 2021–––IRS
990-TDecember 2021–––IRS
990December 2020–––IRS
990-TDecember 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 54-1837741).

Questions about MONEY MANAGEMENT INTERNATIONAL INC

What is the EIN of MONEY MANAGEMENT INTERNATIONAL INC?
The employer identification number (EIN) of MONEY MANAGEMENT INTERNATIONAL INC is 54-1837741.
Is MONEY MANAGEMENT INTERNATIONAL INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2003.
Are donations to MONEY MANAGEMENT INTERNATIONAL INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does MONEY MANAGEMENT INTERNATIONAL INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of MONEY MANAGEMENT INTERNATIONAL INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did MONEY MANAGEMENT INTERNATIONAL INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of MONEY MANAGEMENT INTERNATIONAL INC?
The 990 for the year ended December 31, 2025 names JAMES TRIGGS.
Who are the officers and directors of MONEY MANAGEMENT INTERNATIONAL INC?
The 990 for the year ended December 31, 2025 lists 30 people; 18 received compensation from the organization, the highest $514,487 (JAMES S TRIGGS, PRESIDENT & CEO).
How much revenue does MONEY MANAGEMENT INTERNATIONAL INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $54,349,917, expenses of $51,339,165 and total assets of $48,654,660 at year end.

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