Nonprofit · EIN 54-1204566
NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC
Tax-exempt · WASHINGTON, DC 20035
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $857,371 | $633,389 | $223,982 | $721,764 | $422,555 | $299,209 |
| June 30, 2024 | 990 | $787,970 | $1,011,566 | -$223,596 | $361,451 | $322,190 | $39,261 |
| June 30, 2023 | 990 | $914,816 | $1,250,043 | -$335,227 | $863,659 | $617,710 | $245,949 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $844,467
- Investment income
- $11,164
- Net gain from sales of assets
- $5,241
- Other revenue
- $1,740
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $85,306
- Salaries, compensation and benefits (total)
- $113,995
- Professional fundraising fees
- $0
- Accounting fees
- $18,693
- Occupancy
- $1,215
- Travel
- $63,920
- Program services (functional)
- $503,265
- Management and general (functional)
- $130,124
Balance sheet and other
- Total assets, start of year
- $361,451
- Total assets, end of year
- $721,764
- Total liabilities, end of year
- $422,555
- Net assets, end of year
- $299,209
- Net assets without donor restrictions
- $299,209
- Gross receipts
- $868,361
- Employees
- 2
- Volunteers
- 14
- Year formed
- 1967
- State of legal domicile
- DE
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Stefanie Gramm | Director Operations and Meetings Highest-paid employee | 40 | $91,116 | $27,490 |
| James Bergeron | President until 125 Officer | 40 | $85,306 | $3,907 |
| James T Farha | Director At-Large Trustee or director | 1 | $0 | $0 |
| Jimmy Parker | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ray Jones | Director At-Large Trustee or director | 1 | $0 | $0 |
| Melissa Neal | Director At-Large Trustee or director | 1 | $0 | $0 |
| Scott A Giles | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ron Gambill | Treasurer Trustee or director | 1 | $0 | $0 |
| Scott D Giles | Chair-Elect Trustee or director | 1 | $0 | $0 |
| Kelly Lipinski | Director At-Large Trustee or director | 1 | $0 | $0 |
| Joseph Santoro | Director At-Large Trustee or director | 1 | $0 | $0 |
| Bob Collins | Director At-Large Trustee or director | 1 | $0 | $0 |
| Christopher Chapman | Director At-Large Trustee or director | 1 | $0 | $0 |
| Angela Baier | Immediate Past-Chair Trustee or director, Officer | 1 | $0 | $0 |
| Diana Barber | Chair Trustee or director, Officer | 1 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Alexander Ricci | President as of 425 Trustee or director, Officer | 1 | $0 |
990 for the year ended June 30, 2024: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| James Bergeron | President-SecretaryCEO Officer | 40 | $434,939 | $3,907 |
| Stefanie Gramm | Director Operations and Meet Highest-paid employee | 40 | $135,774 | $37,983 |
| Scott D Giles | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ron Gambill | Director At-Large Trustee or director | 1 | $0 | $0 |
| Diana Barber | Director At-Large Trustee or director | 1 | $0 | $0 |
| Bob Collins | Director At-Large Trustee or director | 1 | $0 | $0 |
| Joseph Santoro | Director At-Large Trustee or director | 1 | $0 | $0 |
| Kelly Lipinski | Director At-Large Trustee or director | 1 | $0 | $0 |
| Scott A Giles | Director At-Large Trustee or director | 1 | $0 | $0 |
| Jimmy Parker | Director At-Large Trustee or director | 1 | $0 | $0 |
| James T Farha | Director At-Large Trustee or director | 1 | $0 | $0 |
| Melissa Neal | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ray Jones | Director At-Large Trustee or director | 1 | $0 | $0 |
| Chad Tate | Chair-Elect Trustee or director, Officer | 1 | $0 | $0 |
| Christiana Thornton | Immediate Past-Chair Trustee or director, Officer | 2 | $0 | $0 |
| Angela Baier | Chair Trustee or director, Officer | 1 | $0 | $0 |
| Wendy McAlister | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended June 30, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| James Bergeron | President-SecretaryCEO Officer | 40 | $421,784 | $26,145 |
| Stefanie Gramm | Director Operations and Meet Highest-paid employee | 40 | $135,015 | $47,627 |
| Melissa Neal | Director At-Large Trustee or director | 1 | $0 | $0 |
| Scott A Giles | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ron Gambill | Director At-Large Trustee or director | 1 | $0 | $0 |
| Diana Barber | Director At-Large Trustee or director | 1 | $0 | $0 |
| Nathan Hench | Director At-Large Trustee or director | 1 | $0 | $0 |
| Dan Fisher | Director At-Large Trustee or director | 1 | $0 | $0 |
| Jimmy Parker | Director At-Large Trustee or director | 1 | $0 | $0 |
| James T Farha | Director At-Large Trustee or director | 1 | $0 | $0 |
| Bryan Ashton | Director At-Large Trustee or director | 1 | $0 | $0 |
| Ray Jones | Director At-Large Trustee or director | 1 | $0 | $0 |
| Wendy McAlister | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
| Christiana Thornton | Chair Trustee or director, Officer | 2 | $0 | $0 |
| Scott D Giles | Immediate Past-Chair Trustee or director, Officer | 1 | $0 | $0 |
| Angela Baier | Chair Elect Trustee or director, Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1050 CONNECTICUT AVENUE NW STE 6579, WASHINGTON, DC 20035-7594
- In care of
- % ALEXANDER RICCI
- Principal officer (990 for 2024)
- Alexander Ricci, 1050 Connecticut Avenue NW STE 6579, Washington, DC 20035
- Signed the 990
- ALEXANDER RICCI, President as of 425
- Phone
- (202) 822-2106
- Website
- www.ncher.org
- Return prepared by
- Mullins PC
Mission
To provide superior advocacy, communications, regulatory analysis and engagement, and operational support to its members so they may effectively help students and families develop, pay for, and achieve their career, training, and postsecondary educational goals.
Program accomplishments
- NCHER provides advocacy activities on behalf of state, nonprofit, and private organizations involved in federal and private student loan programs and college access and success initiatives, through its ongoing involvement and outreach with Congress, the White House, the U.S. Department of Education, the Consumer Financial Protection Bureau, the Federal Communications Commission, and other federal agencies, associations, and organizations engaged in higher education financing and policy.Expenses $235,092
- NCHER holds two major educational conferences each year, which spans across the diverse memberships needs and addresses their areas of expertise. The NCHER Legislative and Leadership Conference is geared toward executive level staff in an effort to keep them abreast of federal and state developments impacting the higher education finance industry. The NCHER Annual Conference is open and designed for everyone across the industry and provides attendees with ample opportunities to network, learn, and take information back home that they can use in their current jobs from hearing about the current trends and hot topics to exploring new and potential business opportunities.Expenses $148,798 · revenue $194,526
- The committee programs address operational and regulatory issues of interest to the student loan and grant community. The organizations main committees consist of the: College Access and Success Committee, Legal Affairs and Compliance Committee, Private Education Loan and Consumer Finance Committee, and Federal Program and Regulations Committee.Expenses $87,014
- NCHER provides membership and program services to its members in an effort to keep them apprised of federal, state, and industry actions and developments through publication of the NCHER Briefing, monthly conference calls, industry-focused webinars, and other initiatives in support of their public missions to assist students and families access and complete postsecondary education.Expenses $32,361 · revenue $649,941
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 54-1204566
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1983
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $721,764
- Income (IRS master file)
- $868,361
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $857,371 | $633,389 | $721,764 | IRS |
| 990 | June 2024 | $787,970 | $1,011,566 | $361,451 | XML |
| 990 | June 2023 | $914,816 | $1,250,043 | $863,659 | XML |
| 990 | June 2022 | $1,209,566 | $1,365,067 | $1,157,483 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 54-1204566).
Questions about NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC
- What is the EIN of NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC?
- The employer identification number (EIN) of NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC is 54-1204566.
- Is NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1983.
- Are donations to NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC?
- The 990 for the year ended June 30, 2025 names Alexander Ricci.
- Who are the officers and directors of NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC?
- The 990 for the year ended June 30, 2025 lists 16 people; 2 received compensation from the organization, the highest $91,116 (Stefanie Gramm, Director Operations and Meetings).
- How much revenue does NATIONAL COUNCIL OF HIGHER EDUCATION LOAN PROGRAMS INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $857,371, expenses of $633,389 and total assets of $721,764 at year end.
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