Nonprofit · EIN 54-0907624
OPPORTUNITY INTERNATIONAL INC
Tax-exempt · CHICAGO, IL 60606
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $51,137,074 | $50,949,140 | $187,934 | $83,197,933 | $53,013,790 | $30,184,143 |
| September 30, 2024 | 990 | $47,809,537 | $48,753,965 | -$944,428 | $68,689,756 | $39,812,193 | $28,877,563 |
| September 30, 2023 | 990 | $40,913,810 | $44,284,677 | -$3,370,867 | $67,545,701 | $37,007,091 | $30,538,610 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $33,080,122
- of which government grants
- $1,820,392
- Program service revenue
- $17,804,517
- Investment income
- $252,435
- Net gain from sales of assets
- $37,409
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $3,296,332
- Compensation of officers, directors and key employees
- $913,238
- Other salaries and wages
- $13,905,372
- Salaries, compensation and benefits (total)
- $18,205,070
- Professional fundraising fees
- $0
- Legal fees
- $603,683
- Accounting fees
- $172,173
- Occupancy
- $908,222
- Travel
- $2,882,371
- Depreciation
- $99,020
- Program services (functional)
- $44,457,040
- Management and general (functional)
- $1,675,695
- Fundraising (functional)
- $4,816,405
Balance sheet and other
- Total assets, start of year
- $68,689,756
- Total assets, end of year
- $83,197,933
- Total liabilities, end of year
- $53,013,790
- Net assets, end of year
- $30,184,143
- Land, buildings and equipment
- $3,988,774
- Publicly traded securities
- $4,341,861
- Net assets without donor restrictions
- $6,805,568
- Net assets with donor restrictions
- $23,378,575
- Gross receipts
- $53,532,994
- Employees
- 86
- Volunteers
- 78
- Year formed
- 1971
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ATUL TANDON | CEO Trustee or director, Officer | 60 | $621,858 | $31,919 |
| RANDY KURTZ TERM 1125 | EXEC VP, INT'L PROG. & CAP SOLUTIONS Highest-paid employee | 43 | $278,757 | $40,199 |
| MARGARET TOMASIK TERM1225 | CHIEF FINANCIAL OFFICER Officer | 55 | $264,533 | $25,593 |
| GREGORY E ROTH | SVP, PHILANTHROPY Highest-paid employee | 50 | $243,613 | $32,051 |
| MAURICIO AGUDELO RINCON TERM 925 | VP, CORP. DEVELOPMENT (TERM 09/2025) Highest-paid employee | 20 | $229,202 | $37,336 |
| AMELIA S HAIDUC | MANAGING DIRECTOR, STRATEGIC PARTNER Highest-paid employee | 40 | $224,085 | $37,140 |
| DAVID WIEGMAN - TERM 925CHIEF OF | STAFF & SECRETARY (TERM 09/2025) Officer | 47 | $213,038 | $29,944 |
| MARK CASTELLINO TERM1025 | SVP, INT'L BUSINESS DEVELOPMENT Highest-paid employee | 40 | $209,331 | $29,844 |
| TIM STRONG | HEAD OF AGRICULTURE FINANCE Key employee | 40 | $179,300 | $21,803 |
| ANDREW MCCUSKER | HEAD OF EDUCATION FINANCE Key employee | 40 | $175,322 | $0 |
| MARY BARRY - TERM 625 DIRECTOR | OF CEO & ASSIST SECR. (TERM 06/2025) Officer | 55 | $121,202 | $23,108 |
| LEANN POPE | CHAIR Trustee or director | 5 | $0 | $0 |
| CAROL PELINO | DIRECTOR Trustee or director | 3 | $0 | $0 |
| DALE PATTERSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| FRED SASSER | DIRECTOR Trustee or director | 3 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MIKE PALMER | DIRECTOR Trustee or director | 3 | $0 |
| JANE NELSON | DIRECTOR Trustee or director | 3 | $0 |
| JANELLE MUNTZ LASSONDE | DIRECTOR Trustee or director | 3 | $0 |
| KATEY ASSEM | DIRECTOR Trustee or director | 3 | $0 |
| KEN WATHOME | DIRECTOR Trustee or director | 3 | $0 |
| SUSAN HAIGH | DIRECTOR Trustee or director | 3 | $0 |
| NICOLE ELAM | DIRECTOR Trustee or director | 3 | $0 |
| JEFF DYKSTRA | DIRECTOR Trustee or director | 3 | $0 |
| MICHELE BROEMMELSIEK | CHIEF OP. OFFICER (START 07/2025) Officer | 40 | $0 |
| AMY SHERIDAN START 1125 | CHIEF FINANCIAL OFFICER Officer | 40 | $0 |
| JEAN VOSS - SR DIRECTOR | OFFICE OF THE CEO (START 06/2025) Officer | 40 | $0 |
990 for the year ended September 30, 2024: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ATUL TANDON | CEO Trustee or director, Officer | 60 | $614,814 | $30,240 |
| RANDY KURTZ | EXEC VP, INT'L PROG. & CAP SOLUTIONS Highest-paid employee | 43 | $384,091 | $39,407 |
| GREGORY E ROTH | SVP, PHILANTHROPY Highest-paid employee | 50 | $260,646 | $33,757 |
| MARGARET TOMASIK | CHIEF FINANCIAL OFFICER Officer | 55 | $261,228 | $24,621 |
| MAURICIO AGUDELO RINCON | VP, CORPORATE DEVELOPMENT Highest-paid employee | 20 | $237,847 | $32,959 |
| AMELIA S HAIDUC | MANAGING DIRECTOR, STRATEGIC PARTNER Highest-paid employee | 40 | $227,738 | $34,693 |
| MARK CASTELLINO | SVP, INT'L BUSINESS DEVELOPMENT Highest-paid employee | 40 | $223,763 | $22,665 |
| DAVID WIEGMAN | CHIEF OF STAFF & SECRETARY Officer | 47 | $209,449 | $32,981 |
| MARY BARRY | DIRECTOR, OFFICE OF CEO & ASST SEC Officer | 55 | $117,940 | $23,568 |
| LEANN POPE | CHAIR Trustee or director | 5 | $0 | $0 |
| CAROL PELINO | DIRECTOR Trustee or director | 3 | $0 | $0 |
| DALE PATTERSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| FRED SASSER | DIRECTOR Trustee or director | 3 | $0 | $0 |
| MIKE PALMER | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JANE NELSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JANELLE MUNTZ LASSONDE | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JOEL JOHNSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| KATEY ASSEM | DIRECTOR Trustee or director | 3 | $0 | $0 |
| KEN WATHOME | DIRECTOR Trustee or director | 3 | $0 | $0 |
| SUSAN HAIGH | DIRECTOR Trustee or director | 3 | $0 | $0 |
| NICOLE ELAM | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JEFF DYKSTRA | DIRECTOR Trustee or director | 3 | $0 | $0 |
990 for the year ended September 30, 2023: 21 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ATUL TANDON | CEO Trustee or director, Officer | 60 | $623,944 | $38,464 |
| RANDY KURTZ | EXEC VP, INT'L PROGRAMS & CAP SOLUTIONS Highest-paid employee | 25 | $365,691 | $39,900 |
| MARGARET TOMASIK | CFO Officer | 55 | $260,165 | $23,798 |
| GREGORY E ROTH | SVP, PHILANTHROPY Highest-paid employee | 40 | $243,474 | $36,020 |
| MAURICIO AGUDELO RINCON | VP, CORPORATE DEVELOPMENT Highest-paid employee | 20 | $225,349 | $32,841 |
| AMELIA S HAIDUC | MANAGING DIRECTOR, STRATEGIC PARTNER Highest-paid employee | 40 | $222,755 | $34,801 |
| MICHAEL CHITWOOD | CHIEF PHILANTHROPY OFFICER Highest-paid employee | 40 | $226,267 | $26,900 |
| DAVID WIEGMAN | CHIEF OF STAFF & SECRETARY Officer | 25 | $209,272 | $33,847 |
| MARK CASTELLINO | SVP, INT'L BUSINESS DEVELOPMENT Highest-paid employee | 40 | $209,681 | $20,969 |
| MARY BARRY | DIRECTOR, OFFICE OF CEO & ASST SEC Officer | 55 | $119,037 | $23,764 |
| LEANN POPE | CHAIR Trustee or director | 5 | $0 | $0 |
| CAROL PELINO | DIRECTOR Trustee or director | 3 | $0 | $0 |
| DALE PATTERSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| FRED SASSER | DIRECTOR Trustee or director | 3 | $0 | $0 |
| GREGORY JAMES NELSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JANE NELSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JANELLE MUNTZ LASSONDE | DIRECTOR Trustee or director | 3 | $0 | $0 |
| JOEL JOHNSON | DIRECTOR Trustee or director | 3 | $0 | $0 |
| KATEY ASSEM | DIRECTOR Trustee or director | 3 | $0 | $0 |
| KEN WATHOME | DIRECTOR Trustee or director | 3 | $0 | $0 |
| SUSAN HAIGH | DIRECTOR Trustee or director | 3 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 101 N WACKER DR STE 1150, CHICAGO, IL 60606-7304
- In care of
- % OPPO
- Principal officer (990 for 2024)
- ATUL TANDON, 101 N WACKER DR SUITE 1150, CHICAGO, IL 60606
- Signed the 990
- AMY SHERIDAN, CFO
- Phone
- (312) 487-5000
- Website
- WWW.OPPORTUNITY.ORG
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
OPPORTUNITY INTERNATIONAL, INC., (OPPORTUNITY), IS A TAX EXEMPT, PUBLICLY SUPPORTED FAITH-BASED CORPORATION. BY PROVIDING FINANCIAL SOLUTIONS, SUPPORT AND TRAINING, WE EQUIP PEOPLE LIVING IN POVERTY IN DEVELOPING COUNTRIES TO BUILD SUSTAINABLE INCOMES, EDUCATE (SEE SCH O) THEIR CHILDREN AND ESCAPE GENERATIONAL POVERTY, IN THE PROCESS TRANSFORMING THEIR LIVES, THEIR CHILDREN'S FUTURES, AND THEIR COMMUNITIES. OPPORTUNITY'S PROGRAMS ARE FINANCED THROUGH CHARITABLE DONATIONS, EARNED INCOME FROM ITS BANKING OPERATIONS AND FOCUSED ON DEPLOYING LOCAL FUNDS AND FINANCIAL SERVICES, PROVIDED BY PARTNER BANKS AND OTHER FINANCIAL INSTITUTIONS TO ITS CLIENTS.
Program accomplishments
- OPPORTUNITY INTERNATIONAL, INC., (OPPORTUNITY), A TAX-EXEMPT ORGANIZATION, AIMS TO EQUIP PEOPLE LIVING IN POVERTY IN DEVELOPING COUNTRIES WITH THE FINANCIAL RESOURCES, SKILLS AND SUPPORT THEY NEED TO BUILD SUSTAINABLE INCOMES, EDUCATE THEIR CHILDREN AND ESCAPE GENERATIONAL POVERTY. OPPORTUNITY HOLDS A MAJORITY SHARE IN OPPORTUNITY INTERNATIONATIONAL SAVINGS AND LOAN IN GHANA (OISL). OISL IS A LEADING SAVINGS AND LOAN BANK LICENSED BY THE BANK OF GHANA IN JUNE 2004. THE BANK OPERATES ACROSS 10 OF THE 16 REGIONS IN THE COUNTRY, ADVANCING FINANCIAL INCLUSION, USING AN INNOVATIVE RANGE OF PRODUCTS AND SERVICES. OISL HAS OVER 699,000 CUSTOMERS REACHED, 38 BRANCHES, 503 MERCHANTS, 20 ATM MACHINES, AND WON OVER 52 AWARDS FOR OUTSTANDING PERFORMANCE AND OUTREACH.Expenses $12,954,381 · revenue $15,896,794
- OPPORTUNITY OPERATES WORLWIDE THROUGH A GLOBAL NETWORK OF 148 FINANCIAL INSTITUTION PARTNERS AS WELL AS LOCAL IMPLEMENTING PARTNERS. OPPORTUNITY WORKS IN 28 COUNTRIES, INCLUDING 12 OF THE COUNTRIES WITH THE HIGHEST NUMBER OF PEOPLE LIVING IN EXTREME POVERTY. IN 2025, OPPPORTUNITY AND ITS PARTNERS MOBILIZED $1.9 BILLION IN CAPITAL, REACHED 16.7 MILLION UNIQUE CLIENTS, IMPACTED 5 MILLION SCHOOL CHILDREN, AND SUPPORTED 574,776 FARMERS.Expenses $3,296,332 · grants $3,296,332
- OPPORTUNITY'S EDUCATION FINANCE PROGRAM AIMS TO INCREASE ACCESS TO EDUCATION BY ACCELERATING INVESTMENTS INTO AFFORDABLE LOCAL SCHOOLS AND IMPROVE THE QUALITY OF EDUCATION BY EQUIPPING SCHOOL PROPRIETORS AND TEACHERS WITH TRAINING AND RESOURCES. IN 2025, OPPORTUNITY REACHED 5 MILLION CHILDREN, RELEASED $292.5 MILLION IN LOANS PROVIDED TO SCHOOLS AND LEARNERS, HAD OVER 5,232 SCHOOLS PARTICIPATING IN EDUQUALITY PROGRAMS, AND PARTNERED WITH 106 FINANCIAL INSTITUTIONS.Expenses $9,657,395
- OPPORTUNITY IMPLEMENTS ITS PROGRAMS THROUGH A WORLDWIDE NETWORK OF STAFF, BRANCHES, SUBSIDIARY BANKS AND LOCAL NONGOVERNMENTAL ORGANIZATIONS, AS WELL AS LOCAL IMPLEMENTING PARTNERS- COMMERCIAL AND NONPROFIT AND MICROFINANCE INSTITUTIONS. OPPORTUNITY'S PROGRAMS ARE DESIGNED TO MAXIMIZE THE LOCAL PARTNER DISBURSEMENT OF LOANS, PROVISION OF SAVINGS ACCOUNTS, REMITTANCE AND OTHERS SERVICES TO ITS CLIENTS, ALONGSIDE THE TRAINING AND SUPPORT PROVIDED BY OPPORTUNITY TO THEM. OPPORTUNITY'S OBJECTIVE IS TO INCREASE EMPOWERMENT, ENTREPRENEURSHIP AND EMPLOYABILITY AMONGST BOTTOM-OF-THE-PYRAMID HOUSEHOLDS, AS EVIDENCED BY AN INCREASE IN REGULAR INCOME AND QUALITY OF LIFE STANDARDS. OPPORTUNITY MAINTAINS A MINORITY EQUITY INTEREST AND/OR BOARD REPRESENTATION IN A NUMBER OF KEY IMPLEMENTING PARTNERS TO ENSURE A LONG TERM ALIGNMENT OF INTEREST IN SERVING THE POOR. OPPORTUNITY USES ITS CHARITABLE DONATIONS TO INVEST EQUITY, FUND ITS DIRECT OPERATIONS, ESPECIALLY ITS EDUCATION FINANCE, AGRICULTURAL FINANCE, DIGITAL FINANCIAL SERVICES AND SUPPORT ITS IMPLEMENTING PARTNERS. ITS OPERATING MODEL RESULTS IN THE DISBURSED VALUE OF LOANS EACH YEAR VALUING ON AVERAGE 10 TIMES THE TOTAL CHARITABLE DONATIONS RECEIVED. IN 2024, AGRICULTURE FINANCE PROGRAMS REACHED OVER 580,000 HOUSEHOLDS AND RELEASED OVER $100 MILLION IN FARMER LOANS.Expenses $18,548,932
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990 on file |
IRS record
- EIN
- 54-0907624
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1973
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- International, foreign affairs and national security (Q320)
- Assets (IRS master file)
- $83,197,933
- Income (IRS master file)
- $53,532,994
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $51,137,074 | $50,949,140 | $83,197,933 | XML |
| 990-T | September 2025 | – | – | – | IRS |
| 990 | September 2024 | $47,809,537 | $48,753,965 | $68,689,756 | XML |
| 990-T | September 2024 | – | – | – | IRS |
| 990 | September 2023 | $40,913,810 | $44,284,677 | $67,545,701 | XML |
| 990-T | September 2023 | – | – | – | IRS |
| 990 | September 2022 | $48,533,715 | $45,485,616 | $73,246,788 | IRS |
| 990-T | September 2022 | – | – | – | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 54-0907624).
Questions about OPPORTUNITY INTERNATIONAL INC
- What is the EIN of OPPORTUNITY INTERNATIONAL INC?
- The employer identification number (EIN) of OPPORTUNITY INTERNATIONAL INC is 54-0907624.
- Is OPPORTUNITY INTERNATIONAL INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1973.
- Are donations to OPPORTUNITY INTERNATIONAL INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does OPPORTUNITY INTERNATIONAL INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of OPPORTUNITY INTERNATIONAL INC due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did OPPORTUNITY INTERNATIONAL INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of OPPORTUNITY INTERNATIONAL INC?
- The 990 for the year ended September 30, 2025 names ATUL TANDON.
- Who are the officers and directors of OPPORTUNITY INTERNATIONAL INC?
- The 990 for the year ended September 30, 2025 lists 26 people; 11 received compensation from the organization, the highest $621,858 (ATUL TANDON, CEO).
- How much revenue does OPPORTUNITY INTERNATIONAL INC have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $51,137,074, expenses of $50,949,140 and total assets of $83,197,933 at year end.
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