Nonprofit · EIN 53-0116720
NAVY MUTUAL AID ASSOCIATION
Tax-exempt · CITY OF ARLINGTO, VA 22212
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $284,879,145 | $280,136,104 | $4,743,041 | $3,341,207,802 | $3,025,740,793 | $315,467,009 |
| December 31, 2023 | 990 | $311,762,010 | $317,606,151 | -$5,844,141 | $3,312,205,022 | $3,000,681,256 | $311,523,766 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $104,483,931
- Investment income
- $177,196,191
- Net gain from sales of assets
- -$2,178,834
- Other revenue
- $3,199,023
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $203,170,104
- Compensation of officers, directors and key employees
- $3,209,095
- Other salaries and wages
- $14,723,886
- Salaries, compensation and benefits (total)
- $22,637,633
- Professional fundraising fees
- $0
- Legal fees
- $263,594
- Accounting fees
- $532,448
- Occupancy
- $397,362
- Travel
- $498,870
- Depreciation
- $2,477,512
Balance sheet and other
- Total assets, start of year
- $3,312,205,022
- Total assets, end of year
- $3,341,207,802
- Total liabilities, end of year
- $3,025,740,793
- Net assets, end of year
- $315,467,009
- Land, buildings and equipment
- $244,090
- Publicly traded securities
- $1,856,474,078
- Net assets without donor restrictions
- $315,467,009
- Gross unrelated business income
- $327,732
- Gross receipts
- $560,381,838
- Employees
- 148
- Volunteers
- 15
- Year formed
- 1879
- State of legal domicile
- VA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RDML BRIAN LUTHER USN RET | PRESIDENT & CEO Trustee or director, Officer | 40 | $886,154 | $39,928 |
| JAMES MALTESE | SENIOR VP, INVESTMENTS Key employee | 40 | $488,896 | $71,778 |
| ADAM MULLINS | CHIEF FIANANCIAL OFFICER Officer | 40 | $471,582 | $45,847 |
| MICHELLE RAMOS DOMINGUE | GENERAL COUNSEL Key employee | 40 | $394,734 | $40,056 |
| PETER MEYERS | VP, SOLUTIONS & TECHNOLOGY Key employee | 40 | $381,834 | $38,841 |
| LINDSAY MCFARLAND | VP, MEMBER SERVICES Key employee | 40 | $353,890 | $48,040 |
| FREDERICK MOLEN | DIRECTOR, ACTUARY Highest-paid employee | 40 | $328,990 | $42,857 |
| BRANDON SMITHHART | DIRECTOR, UNDERWRITING Highest-paid employee | 40 | $238,325 | $55,294 |
| WEIHONG LI | ACTUARY Highest-paid employee | 40 | $235,417 | $46,486 |
| BILLIE DIVVER | SENIOR SALES REPRESENTATIVE Highest-paid employee | 40 | $224,416 | $41,400 |
| DONALD NISBETT | DIRECTOR, MILITARY AFFAIRS & FACILITIES Highest-paid employee | 40 | $233,411 | $26,682 |
| VADM JOHN TERENCE BLAKE | CHAIR Trustee or director | 1 | $0 | $0 |
| RADM CHRISTINE HUNTER | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| VADM TED N BRANCH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC CANDELORI | DIRECTOR Trustee or director | 1 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CAPT ANTHONY COOPER | DIRECTOR Trustee or director | 1 | $0 |
| CAPT HEIDI A FLEMING | DIRECTOR Trustee or director | 1 | $0 |
| CAPT REGGIE HOWARD | DIRECTOR Trustee or director | 1 | $0 |
| CAPT BRENDA K MALONE | DIRECTOR (INCOMING 2024) Trustee or director | 1 | $0 |
| VADM ALLEN G MYERS | DIRECTOR Trustee or director | 1 | $0 |
| CAPT GARY A ROGENESS | DIRECTOR Trustee or director | 1 | $0 |
| CAPT NITA SOOD | DIRECTOR (OUTGOING 2024) Trustee or director | 1 | $0 |
| VADM MICHAEL VITALE | DIRECTOR Trustee or director | 1 | $0 |
| LT GEN ROBERT WALSH | DIRECTOR Trustee or director | 1 | $0 |
| CAPT ROBERT W WARREN | DIRECTOR Trustee or director | 1 | $0 |
| VADM ANTHONY WINNS | DIRECTOR (OUTGOING 2024) Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 31 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RDML BRIAN LUTHER | PRESIDENT & CEO Trustee or director, Officer | 40 | $836,429 | $36,353 |
| ADAM MULLINS | CHIEF FIANANCIAL OFFICER Officer | 40 | $469,602 | $140,880 |
| JAMES MALTESE | SENIOR VP, INVESTMENTS Key employee | 40 | $473,446 | $134,642 |
| LINDSAY MCFARLAND | VP, MEMBER SERVICES Key employee | 40 | $335,381 | $109,305 |
| MICHELLE RAMOS DOMINGUE | GENERAL COUNSEL Key employee | 40 | $371,935 | $37,897 |
| PETER MEYERS | VP, SOLUTIONS & TECHNOLOGY Key employee | 40 | $336,533 | $35,298 |
| FREDERICK MOLEN | DIRECTOR, ACTUARY Highest-paid employee | 40 | $319,185 | $40,656 |
| RYAN HUTCHISON | SENIOR NEW MEMBER SPECIALIST Highest-paid employee | 40 | $272,202 | $49,612 |
| WEIHONG LI | ACTUARY Highest-paid employee | 40 | $230,202 | $52,537 |
| BRANDON SMITHHART | DIRECTOR, UNDERWRITING Highest-paid employee | 40 | $218,138 | $50,468 |
| DONALD NISBETT | DIRECTOR, MILITARY AFFAIRS & FACILITIES Highest-paid employee | 40 | $225,335 | $25,805 |
| STEVEN COONEY | VP, SALES, UNDERWRITING, NEW BUSINESS (OUTGOING 20 Key employee | 40 | $181,856 | $6,869 |
| VADM JOHN TERENCE BLAKE | CHAIR Trustee or director | 1 | $0 | $0 |
| VADM STANLEY SZEMBORSKI | CHAIR (OUTGOING 2023) Trustee or director | 1 | $0 | $0 |
| RADM CHRISTINE HUNTER | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| RDML FRANK THORP IV | VICE CHAIR (OUTGOING 2023) Trustee or director | 1 | $0 | $0 |
| VADM TED N BRANCH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC CANDELORI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CAPT ANTHONY COOPER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRISTOPHER DEAN ESQ | DIRECTOR (OUTGOING 2023) Trustee or director | 1 | $0 | $0 |
| CAPT HEIDI A FLEMING | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CAPT REGGIE HOWARD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CAPT CATHERINE MULE | DIRECTOR (OUTGOING 2023) Trustee or director | 1 | $0 | $0 |
| VADM ALLEN G MYERS | DIRECTOR (INCOMING 2023) Trustee or director | 1 | $0 | $0 |
| CAPT GARY A ROGENESS | DIRECTOR (INCOMING 2023) Trustee or director | 1 | $0 | $0 |
| CAPT NITA SOOD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RADM CARI B THOMAS | DIRECTOR (OUTGOING 2023) Trustee or director | 1 | $0 | $0 |
| VADM MICHAEL VITALE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LT GEN ROBERT WALSH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CAPT ROBERT W WARREN | DIRECTOR (INCOMING 2023) Trustee or director | 1 | $0 | $0 |
| VADM ANTHONY WINNS | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 29 CARPENTER RD, CITY OF ARLINGTO, VA 22212-0000
- In care of
- % NAVY MUTUAL AID ASSOCIATION
- Principal officer (990 for 2024)
- RDML BRIAN LUTHER USN RE, 29 CARPENTER RD - HENDERSON HALL, ARLINGTON, VA 22212
- Signed the 990
- RDML BRIAN LUTHER USN RET, PRESIDENT
- Phone
- (800) 628-6011
- Website
- WWW.NAVYMUTUAL.ORG
- Return prepared by
- JOHNSON LAMBERT LLP
Mission
SEE SCHEDULE O
Program accomplishments
- THE NAVY MUTUAL AID ASSOCIATION ("NAVY MUTUAL") IS A MUTUAL AID ASSOCIATION THAT CONSERVATIVELY MANAGES ITS ASSETS TO PAY PROMISED LIFE INSURANCE BENEFITS TO ITS MEMBERS AND THEIR BENEFICIARIES. NAVY MUTUAL'S BENEFIT PLANS ARE DESIGNED AT AS NEAR ACTUAL NET COST AS POSSIBLE IN ORDER TO PROVIDE MEMBERS OF THE UNIFORMED SERVICES WITH LIFE INSURANCE COVERAGE THAT IS NOT LIMITED BY WAR, TERRORISM, OR AVIATION CLAUSES. NAVY MUTUAL'S INSURANCE IS NOT SUBJECT TO LIMITS ON COVERAGE BASED ON ACTIVE DUTY STATUS OR GEOGRAPHICAL LOCATION.
- AS A FEDERALLY RECOGNIZED VETERANS SERVICE ORGANIZATION, NAVY MUTUAL PRESENTS EDUCATIONAL PROGRAMS TO MEMBERS OF THE UNIFORMED SERVICES AND THEIR FAMILIES TO ASSIST THEM IN UNDERSTANDING MILITARY SURVIVOR BENEFITS. FURTHER, UNDER OPNAV INSTRUCTION 1750.5A, NAVY MUTUAL IS DESIGNATED AS AN APPROVED EDUCATOR OF THE SURVIVOR BENEFIT PROGRAM AND NAVY MUTUAL'S ROLE, AS AN AUTHORIZED NON-PROFIT ORGANIZATION, EXTENDS TO PROVIDING FINANCIAL LITERACY EDUCATION AND TRAINING ON DOD INSTALLATIONS NATIONWIDE AND OVERSEAS IN ACCORDANCE WITH DOD INSTRUCTION 1322.34. THESE SERVICES ARE IN SUPPORT OF THE FINANCIAL READINESS OF SERVICE MEMBERS AND PROVIDED AT NO COST TO THE DOD.
- AS A FEDERALLY RECOGNIZED VETERANS SERVICE ORGANIZATION, NAVY MUTUAL PROVIDES BENEFICIARY ASSISTANCE AND COUNSELING TO ASSIST MEMBERS' SURVIVORS THROUGH THE DEATH PROCESS AND TO HELP SECURE THE FEDERAL BENEFITS TO WHICH THEY MAY BE ENTITLED, INCLUDING REPRESENTATION BEFORE THE VETERANS BENEFITS ADMINISTRATION AND BOARD OF VETERANS' APPEALS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 53-0116720
- Tax-exempt status
- 501(c)(23)
- Donations deductible
- No
- Exempt since
- 1942
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W30Z)
- Assets (IRS master file)
- $3,341,207,802
- Income (IRS master file)
- $560,381,838
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $284,879,145 | $280,136,104 | $3,341,207,802 | XML |
| 990 | December 2023 | $311,762,010 | $317,606,151 | $3,312,205,022 | XML |
| 990 | December 2022 | $302,645,360 | $298,110,759 | $3,300,429,651 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 53-0116720).
Questions about NAVY MUTUAL AID ASSOCIATION
- What is the EIN of NAVY MUTUAL AID ASSOCIATION?
- The employer identification number (EIN) of NAVY MUTUAL AID ASSOCIATION is 53-0116720.
- Is NAVY MUTUAL AID ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(23) since 1942.
- Are donations to NAVY MUTUAL AID ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NAVY MUTUAL AID ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NAVY MUTUAL AID ASSOCIATION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NAVY MUTUAL AID ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of NAVY MUTUAL AID ASSOCIATION?
- The 990 for the year ended December 31, 2024 names RDML BRIAN LUTHER USN RE.
- Who are the officers and directors of NAVY MUTUAL AID ASSOCIATION?
- The 990 for the year ended December 31, 2024 lists 26 people; 11 received compensation from the organization, the highest $886,154 (RDML BRIAN LUTHER USN RET, PRESIDENT & CEO).
- How much revenue does NAVY MUTUAL AID ASSOCIATION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $284,879,145, expenses of $280,136,104 and total assets of $3,341,207,802 at year end.